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£21,395

PCP: from £406 pm

HP: from £478 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

VolkswagenPolo 1.0 TSI R-Line 5dr

152 Volkswagen Polo reviews

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Drift Bridge Volkswagen

01737 612 406^*

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Overview

Mileage:
3,295
Year:
2025
Fuel type: Petrol
Transmission: Manual
Body type: Hatchback
Colour: Pure white
Doors: 5
Engine size: 1.0 L
CO₂ Emissions: 118 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle features

Exterior Features
Rear tinted glass from B-pillar backwards approx 65% tinted
Special solid paint
Miscellaneous
Discover Navigation including Streaming and Internet with 8" colour touch screen
Paint - Special
Special solid - Pure white
Exterior Features
Electric front windows
Heat insulating glass windscreen
Rear electric windows
Rear windscreen washer and wiper with interval delay
Front wheel drive
Rear shock absorpion
Body colour bumpers
Body colour door handles
Front scuff plates with R-Line logo
Rear side wing doors
Rear fog light
Third brake light
Safety
ABS
ESC (Electronic stability control) + EDL (Electronic Differntial lock) and ASR (Traction control)
Hill hold control
Advanced driver attention and drowsiness monitor
Dynamic road sign display
Multifunction camera
Power assisted speed sensitive steering
Predictive adaptive cruise control without follow-to-stop and speed limiter
Power folding adjustable/heated exterior mirrors and front passenger exterior mirror lowering function
3 point height adj front seatbelts + pretensioners
3x3 point rear seatbelts
Driver and front passenger airbag with front passenger airbag deactivation
Drivers and front passengers safety optimised head restraints
Extended and predictive pedestrian/ cyclist protection
Front curtain and side airbags with center airbag
Manual child lock in rear doors
Single tone horn
Tyre pressure loss indicator
Interior Features
Carpet mats
front and rear
Air care climatronic air conditoning system with active combination filter and 2-zone temperature control
12V power socket in centre console
2 USB-C ports in the front
2 USB-C charging sockets on the center console in the rear
Black roof lining
Chrome plated radiator grille inserts
air vent surrounds and light switch surrounds
Door and side trim panel
Front centre armrest
Handbrake lever handle in leather
Headliner in recycled material
Karoso artvelours cloth upholstery
Leather trimmed gear knob
Luggage compartment cover
Luggage compartment floor
Multifunction steering wheel
Stainless steel pedals
Standard pedal cluster
Front footwell illumination
LED interior light with switch off delay and dimmer
2 reading lights front and rear
Luggage compartment lighting
Driver/passenger sunvisors with illuminated vanity mirrors
Audio / Communications
Bluetooth mobile phone interface
Preparation for We connect and We connect plus
Wireless app connect
DAB Digital radio
Diversity antenna for FM reception
Front and rear 6 speakers
Driver Convenience
Standard rear axle
Travel Assist - Lane keeping system and traffic jam assist
Miscellaneous
Digital Cockpit Pro with 10.25" Display
Emergency call service
Speedo and rev counter
electronic odometer
trip
service interval display and fuel gauge
Travel assist including emergency assist
Trip computer
Warning signal and warning light for front and rear seatbelts not fastened
Washer fluid level indicator
Start-stop system with battery regeneration (recuperation - energy recovery during braking)
Trim
Chrome applications on rotary light
mirror adjustment
window regulator switches
outlet with frame in black
Dark grey anodised matt decorative inserts in dash and front door panels
3 rear head restraints
60/40 split folding rear seat and rear seat bench not split
Driver and front passenger seat height adjustment
Front seat backrest storage pockets
Front sports comfort seats
Isofix child seat preparation easy-fit (for two outer rear seats
and front passenger seat) compatible with I-size
Lumbar adjustment for front seats
Single front passenger seat
Packs
Light and sight pack - Polo R-Line/Black Edition
Security
Alarm with interior protection
Anti-theft alarm system with interior monitoring
backup horn
and towing protection
Anti-theft wheel bolts
Electronic engine immobiliser
Wheels
Low rolling resistance tyres
16" Coventry alloy wheels

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For LC25EVF

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes
Mileage data not available
Not an insurance write-off

Data for this history check supplied: 15/10/2025 at 06:20

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Buy with the AA

This dealer is an AA approved franchise dealer.

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12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

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Free Accident Assist service available 24/7
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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.