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£20,495

PCP: from £371 pm

HP: from £458 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

VolkswagenT-roc 1.0 TSI Style 5dr

1 Volkswagen T-roc review

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Drift Bridge Volkswagen

01737 612 406^*

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Overview

Mileage:
20,340
Year:
2023
Fuel type: Petrol
Transmission: Manual
Body type: Hatchback
Colour: Ascot grey
Doors: 5
Engine size: 1.0 L
CO₂ Emissions: 136 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle features

Exterior Features
Black roof rails
Solid paint
Miscellaneous
Discover media nav incl stream and Internet - dynamic road sign display
multifunction front camera
OCU
head unit coding
without engine immobilizer
Paint - Solid
Solid - Ascot grey
Wheels
Tool kit
Exterior Features
Front windscreen wiper with intermittent wipe and 4 position delay
Heated rear window
Power windows with comfort operation and circuit breaker
Rain sensor
Rear wash/wipe with intermittent wipe setting
Front shock absorption
Rear shock absorption chassis with increased ride height
Body colour sports bumpers with silver metallic underbody fascia
Extended roof spoiler
External USB type C socket and charging sockets
Rear exhaust tailpipe
Rear side wing doors
3rd brake light
Automatic hazard lights activation under emergency braking
Automatic headlight control with LED separate daytime running lights with coming/leaving home function
Dynamic headlight range control with self adjusting whilst driving
LED rear combination lamps
LED rear number plate lights
LED tail lamp rear comination lamps
Light mode for poor weather
rain
fog or snow
Rear fog light on one side and reversing lights on both sides
Safety
ABS
Electronic parking brake
Electronic Stability Control (ESC) inc EDL (Electronic Differential Lock) and ASR (Traction Control)
Front assist with city emergency braking and pedestrian monitoring
Front disc brakes
Rear disc brakes
Volkswagen roadside assistance
Driver alert system with fatigue detection
Dynamic road sign display
Lane keeping system Lane Assist
Modified key software - reduce switch off time for key status change to Long no motion
Park assist including front and rear parking sensors
Power assisted speed sensitive steering
Auto dimming interior rear view mirror
Exterior mirrors aspherical on driver side
convex on front passenger side
Remote electrically foldable door mirrors
puddle lights and reverse activated passenger's door mirror
3 point height adj front seatbelts + pretensioners
3 point seatbelts in outer rear with ECE label
Child locks on rear doors
Driver and front passenger airbag with front passenger airbag deactivation
Driver and front passenger safety-optimised head restraints
Drivers seatbelt reminder
Front and rear passengers curtain airbag system including front side airbags
Front seat side impact airbags
Predictive pedestrian protection
Single tone horn
Tyre pressure loss indicator
Interior Features
Front + rear carpet mats
Air care climatronic air conditoning system with active combination filter and 2-zone temperature control
12V power socket in centre console
4 load lashing points in luggage compartment
Chrome plated radiator grille inserts
air vent surrounds and light switch surrounds
Door and side trim panel with leatherette insert
Drawer under drivers seat
Front centre armrest
Front cupholders x 2
Leather gearshift handle
Load-through provision with cup holder when folded down ('Unsplit rear seat bench
split folding backrest
with centre armrest)
Storage compartment in left and right luggage area
Storage compartment in rear doors
Storage compartments in driver and front passenger doors
Variable boot floor
height adjustable and removable
Front footwell illumination
Instrument lighting
white adjustable panel illumination
Interior ambient lighting and surround lighting
Interior light delay
LED interior light with switch off delay/dimmer and 2 front/rear LED reading lights
Luggage compartment lighting
Sunvisors with illuminated vanity mirrors
Audio / Communications
Bluetooth mobile phone interface
Online services
Wireless app connect
Diversity antenna for FM reception
Music playback - MP3
WMA and AAC files
Premium USB cable in choice of either Apple or Android smartphone compatibility
SD card slot
Simultaneous pairing of 2 compatible mobile devices
Title and cover art display
We Connect and We Connect Plus functionalit

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For LD23EGS

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 17/08/2025 at 06:20

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Buy with the AA

This dealer is an AA approved franchise dealer.

Get exclusive AA offers

12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

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12 months free breakdown cover

Included with this vehicle
Free Accident Assist service available 24/7
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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
RMI MIL'GE	17/07/2024	9,295