Get a finance quote

0191 582 2026

£17,990

PCP: from £348 pm

HP: from £394 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

FordKuga Duratec ST-Line X Edition

32 Ford Kuga reviews

Contact the dealer

Whitley Bay Motors Washington

0191 582 2026^*

Book a pre-purchase vehicle inspection

Arrange delivery - get a quote

View all stock at this dealer

* Calls may be recorded for training and monitoring purposes. Please refrain from providing credit/debit card information on these calls. If you do so it is at your own risk.

This dealer has committed to AA Cars Standards | tsi APPROVED CODE™ tradingstandards.uk

Overview

Mileage:
37,913
Year:
2022
Fuel type: Hybrid
Transmission: Automatic
Body type: Suv
Colour: Frozen white (premium paint)
Doors: 5
Engine size: 2.5 L
CO₂ Emissions: 25 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

37, 913 miles, 1 owner, service history, finished in frozen white, privacy glass, black half leather upholstery, 19" diamond cut alloy wheels.Specification includes; panoramic sunroof, DAB radio, satnav, bluetooth, app connection, multifunctional steering wheel, cruise control, heated seats, dual climate control, a/c, auto lights, lane assist, rear parking sensors, reversing camera, park assist, powerfold mirrors, power tailgate, comes with 2 central locking keys. Please see the 'Vehicle Equipment' tab on our website for full specification.Please call our experienced sales team on 01915822026 for any additional specification query, an in-depth appraisal/video call or maybe we can help fund your new car. All of our vehicles are subject to a £199 Service Support Fee and are therefore supplied with 12 months MOT, Full Pre Delivery Service, 6 Months Complimentary In-House Warranty, Premium Pre-Collection Valet, Fuel for Your First Journey and a HPI Certificate. We offer a wide range of Finance and Warranty packages as well as fantastic trade rates for alloy wheel refurbs/colour changes, window tinting and much more.

Vehicle features

Frozen White
Luggage Compartment Mat
Driver Assistance Pack
Partial Sensico - Rapton Cloth - Black with Red Stitching
12v Power Point in Cargo Area
12V Power Point in Floor Console
12v Socket - Voltage Regulator
eCall
Ford SYNC3 DAB Navigation System
Acoustic Vehicle Alert System - AVAS
Cruise Control with Speed Limiter
Front and Rear Parking Sensors
Pre-Collision Assist with Autonomous Emergency Braking
Rear View Camera
Selectable Drive Modes
Trip Computer
Tyre Pressure Monitoring System
19in Alloy Wheels - 5x2 Spoke - High Gloss - Machined
Aluminium - Finish Front Scuff Plates with ST-Line Script
Black Roof Rails
Dual Exhaust Tailpipes with Unique Brushed Stainless Steel Finish
Exterior Door Handles - Body Coloured
Front and Rear Bumper - Sporty Body Colour with Rear Ebony High-Gloss Insert
Front Lower Grille - Ebony Black Mesh
Front Upper Grille - Carbon Black Honeycombe Mesh and High-Gloss Black Surround
Front Windows - Laminated Glass
Heated and Power Folding Door Mirrors with Puddle Lights
Kuga Badge
Large Rear Spoiler
Locking Wheel Nuts
Lower Bodyside Moulding - Body Colour
Power Opening Panoramic Roof
Quickclear Heated Windscreen
Rear Privacy Glass
Red Brake Calipers
Rocker Panel Mouldings - Body Colour - ST-Line Design
ST-Line Badge on Left and Right Side Wings
ST-Line Bodystyling Kit
ST-Line Front and Rear Bumper Moulding - Body Colour
Tailgate Badge - PHEV - Plug-In-Hybrid
Tailgate Handle - Body Colour
Tow Hooks - Front and Rear
Tyre Inflation Kit
Windows - Power Front and Rear with Global Closing
Automatic Headlights with Auto High-Low Beam
Full LED Headlamps
Headlights - Automatic Follow Me Home Lighting
Headlights - Levelling System - Manual
Headlights - Unique Bending
High-Mounted Brake Light
LED Daytime Running Lights
LED Fog Lights - Front
Rear Lights - LED
10-Way Power Adjustable Drivers Seat
2nd Row Sliding Seats
8-Way Manual Passenger Seat including Lumbar Support and Height Adjust
Air Conditioning - Electronic Automatic Temperature Control - EATC
Aluminium Foot Pedals - ST-Line Design
Ambient Lighting
Auto Dimming Rear View Mirror
Auto Wipers
Centre Console with Electronic Parking Brake
Driver and Passengers Sun Visor with Illumination
Electrical Charging Point in Second Row
Front and Rear Floor Mats with Red Stitching
Front Seats - 2-Way Manual Height Adjust Passive Head Restraints
Front Seats - Drivers and Passengers Seatback Map Pockets
Full Digital 12.3in Instrument Cluster
Gearshift - Automatic - Electronic Rotary Gearshift Dial
GEO Awareness - Providing Details of ULEZ Within the Satellite Navigation
Glovebox Lights
Handsfree Power Tailgate
Headliner - Sports Dark
Heated Driver and Passenger Seats
Heated Rear Seats
Heated Steering Wheel
Load Compartment - Lights
Load Compartment - Tie Down Hooks
Load Compartment Carpet
Lower Door Frame Beltline - Black
Mini Overhead Console with Sunglasses Holder Bin
MyKey
Rear Duct on B-Pillar
Rear Seat - 60-40 Split Folding Seats
Rear Seat Centre Head Restraint
Rear Seats - 2-Way Head Restraint Up-Down
Rear Seats - Folding Centre Armrest with Integrated Cup Holder
Rear Seats - Sliding Seat Adjust Tracks - Fore-Aft
Remote Tailgate Release
Removable Package Tray
Single Rear Fog Light
Sports Seats
Steering Column - Rake and Reach Adjustment
Steering Wheel - ST-Line Sports-Style Perforated Sensico-Trimmed with Red Stitching
Upper Door Frame Beltline - Black
Winter Pack
EPAS - Electric Power Assisted Steering
Standard Home Charging Cable - 3-Pin Domestic Socket 230V
Suspension - Sports
ABS - Anti-Lock Braking System with Enhanced Electronic Stability Control - ESC with Traction Control - Emergency Brake Assist - EBA - Hill Start Assist - Trailer Sway Control
Airbag - Driver and Front Passenger Side
Airbag - Front Passenger Deactivation Switch
Airbags - Driver and Front Passenger
Airbags - Front and Rear Side Curtain
Automatic Door Relocking
Electric Childproof

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

Calculate how affordable this Ford Kuga could be per month.

My credit score is

Cash price

Deposit

I would like to pay over

Annual mileage

Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For YS72JJK

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 04/02/2026 at 08:42

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

Get peace of mind with an instant full vehicle history check and uncover any potential issues before you buy.

Get a full history check

Selling made easy with a free instant valuation

Enter your reg number below to get a valuation estimate from our trusted partner, Motorway

Please note: if you tap 'Get a valuation', you will be taken directly to the Motorway website.

Buy with the AA

This dealer has signed up to our AA Cars Standards.

AA Cars Standards

Find out more about

AA Cars Standards

Get exclusive AA offers

12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

Activate offers

12 months free breakdown cover

Included with this vehicle
Free Accident Assist service available 24/7
Already with the AA? Upgrade your cover for only £10 for the year^

Unlock your offers up to six months after buying one of our vehicles.

Activate cover ^T&C's apply

Get 10% off Car Insurance

Take out a quote today and we will automatically apply 10% discount.

Get a quote today T&C's apply

Other recommendations

Nissan Qashqai 1.3 DIG-T MHEV N-Connecta SUV 5dr Petrol Hybrid XTRON Euro 6 (s/

View

£19,193

Nissan Qashqai E-POWER ACENTA PREMIUM

View

£16,300

Ford Kuga ST-LINE X EDITION

View

£18,700

NISSAN QASHQAI 1.3 DIG-T MHEV N-Connecta SUV 5dr Petrol Hybrid XTRON Euro 6 (s/

View

£15,195

Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	12/12/2025	37,908