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£23,990

PCP: from £418 pm

HP: from £525 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

MGMG HS T-GDI Trophy

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Whitley Bay Motors Washington

0191 582 2026^*

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Overview

Mileage:
10,334
Year:
2024
Fuel type: Hybrid
Transmission: Automatic
Body type: Suv
Colour: Silver
Doors: 5
Engine size: 1.5 L
CO₂ Emissions: 12 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

10, 334 miles, 1 former keeper, finished in sterling silver, privacy glass, 19" diamond cut alloy wheels.Specification includes; DAB radio, satnav, bluetooth, android auto, apple carplay compatible, multifunctional steering wheel, cruise control, a/c auto lights, rain sense wipers, blindspot assist, hill assist, heated seats, front & rear parking sensors, 360 degree cameras, comes with 2 keys.Please see the 'Vehicle Equipment' tab on our website for full specification.Please call our experienced sales team on 01915822026 for any additional specification query, an in-depth appraisal/video call or maybe we can help fund your new car. All of our vehicles are subject to a £199 Service Support Fee and are therefore supplied with 12 months MOT, Full Pre Delivery Service, 6 Months Complimentary In-House Warranty, Premium Pre-Collection Valet, Fuel for Your First Journey and a HPI Certificate. We offer a wide range of Finance and Warranty packages as well as fantastic trade rates for alloy wheel refurbs/colour changes, window tinting and much more.

Vehicle features

12.3in Colour Touchscreen
12v Power Socket
4x USB Ports - 2 Front and 2 Rear
8-Speaker Audio System
Android Auto
Apple CarPlay
Bluetooth Connection
DAB Audio
iSmart
Live Services including Weather - Live Traffic - Amazon Music
Satellite Navigation
Wireless Charging
360 Degree Parking Camera
Adaptive Cruise Control with Intelligent Speed Limit Assist
Blind Zone Detection with Lane Change Assist
Driver Attention Alert
Driving Mode Selector
Forward Collision Warning
Parking Sensors - Front
Parking Sensors - Rear
TPMS - Tyre Pressure Monitoring System
19in Alloy Wheels - Diamond Cut - Blade
Black Door Mirrors
Electrically Adjustable - Folding - Heated - Body Colour Door Mirrors with Memory
Front and Rear Electric Windows - One Touch Down on All Windows
Rear Privacy Glass
Side Step
Silver Roof Rails
Tyre Repair Kit
Auto Headlights
DRL - LED Daytime Running Lights
Follow Me Home Headlights
Front Fog Lights
LED Headlights
LED Rear Lights
12.3in Virtual Driver Information DIsplay
2nd Row 60-40 Split Fold Seat
Dual Zone Auto Air Conditioning
Electric Drivers 6-Way Adjustable Seat with Lumbar Adjustment and Memory Function and Easy Access
Electric Passengers 4-Way Adjustable Seat
Front and Rear Reading Lights
Front Centre Armrest with Storage
Heated Front Seats
Height and Reach Adjustable Steering Wheel
Multi Function Steering Wheel
Rain Sensing Wipers
Rear Headrest x3
Smart Tailgate - Sensor Under Boot
Traffic Jam Assist
Speed Limit Assist
Type 2 Charging Cable
ABS - Anti-lock Braking System and EBD - Electronic Brakeforce Distribution
Active Emergency Braking with Pedestrian and Bicycle Detection
Active Rear Cross Traffic Alert
Airbags - Side Curtain
Alarm and Engine Immobiliser
AVAS - Acoustic Vehicle Alerting System
Door Opening Warning - DOW
Drivers Seat Belt Reminder
Electric Parking Brake with Auto Hold
ESP Electronic Stability Programme
Front and Rear Passenger Seat Belt Reminder
Front Centre Airbag
Front Dual Airbags
Front Passenger Airbag Deactivation Switch
Front Seat Belt Height Adjustment
Front Seatbelt 3 Point Pretensioner and Load Limiter
Front Side Airbags
Hill Start Assist
Keyless Entry with Push Button Engine Start
Lane Keep Assist with Lane Departure Warning System
Rear ISOFIX x2
Rear Seatbelt 3 Point x3 Outer Pretensioner and Load Limiter
Remote Central Locking
Speed Sensing Locking

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For LA74MHF

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 18/04/2025

No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 27/01/2026 at 08:43

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Vehicle Registration Mark (VRM)	Date
LA74 MHF	13/01/2026
E5KYP	30/12/2025

Source	Date	Mileage
BVRLA	26/03/2025	1,878