£17,795

From £390 pm

VolvoXC40 B4 MHEV Momentum

2 Volvo XC40 reviews

Contact the dealer

Mccarthy Cars 72-74 Mitcham Road

020 3018 2659^*

Book a pre-purchase vehicle inspection

Arrange delivery - get a quote

View all stock at this dealer

* Calls may be recorded for training and monitoring purposes. Please refrain from providing credit/debit card information on these calls. If you do so it is at your own risk.

Overview

Mileage:
75,214
Year:
2020
Fuel type: Hybrid
Transmission: Automatic
Body type: Suv
Colour: Glacier silver
Doors: 5
Engine size: 2.0 L
CO₂ Emissions: 175 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

For sale is a stunning 2020 Volvo 2.0 B4 MHEV Momentum SUV in Glacier Silver. This luxurious petrol hybrid SUV boasts a powerful 2.0 engine with 197 ps, automatic transmission, and all-wheel drive. With a mileage of 75214, this vehicle is in excellent condition and ready for its new owner.The exterior of this Volvo is finished in a sleek Glacier Silver, while the interior features a contrasting black sports interior with heated seats for ultimate comfort. The standard specification includes a 12.3in Active TFT Crystal Drivers Information Display, 18in Alloy Wheels, Dual Zone Climate Control, Bluetooth Handsfree System, and much more.Optional features on this model include the Climate Pack, Dark Tinted Windows, Driver Assist Pack, Smartphone Integration, and more. With a top speed of 112 mph and an acceleration of 8.2 seconds from 0-60, this Volvo offers both power and efficiency with an impressive MPG of 36.7.Don't miss out on this fantastic opportunity to own a top-of-the-line Volvo SUV. Contact us today to schedule a test drive and experience the luxury and performance of this Volvo for yourself.Every Vehicle is Subjected To a Rigorous RAC Approved 82 Point Buysure Inspection and is supplied Fully Serviced With a RAC Platinum Parts and Labour Warranty, 1 Years MOT, 12 Months RAC Roadside Assistance including and HPI Checked, Admin Fee May Apply, 4 Years RAC Platinum Parts and Labour Warranty Available, Over 200 Cars in Stock, Finance Available, No Deposit Required, Part Exchange Available. McCarthy Cars Are RAC Approved and Highly Recommended By Them, Have Complete Peace Of Mind With The McCarthy Cars and RAC Buysure Programme.Available extras include Privacy Glass, Bluetooth, Sat Nav, DAB Radio, Front and Rear PDC Parking Aids, Leather Interiors and Heated Seats.McCarthy Cars are a Multi Award Winning Car Dealership and Most Loved Business in Croydon. Find Us On Facebook, You Tube and Twitter @mccarthycarsuk. McCarthy Cars, A Family Run Business Established 50 Years Ago, Open 7 Days a Week. CR0 3RG, 02030182659 / 02030182659 dealer's website sales dealer's website

Vehicle features

Climate Pack
Dark Tinted Windows - Rear Side Windows and Cargo Area
Driver Assist
Glacier Silver
Intellisafe Surround
Smartphone Integration includes Apple CarPlay and Android Auto - with 2 Type A x USB Hub
Tempa Spare Wheel and Jack
Textile-Vinyl - Charcoal
Versatility Pack
Charcoal City Canvas
Climate Pack
Dark Tinted Windows - Rear Doors and Cargo Area
Driver Assist Pack
Glacier Silver Metallic
Glacier Silver Metallic paint
Smartphone Integration (includes Apple CarPlayTM and Android AutoTM) with 2 x Front USB
Urban Grid Aluminium Inlays
1969 cc 2.0 litres in-line 4 engine with 82.0 mm bore 93.2 mm stroke 10.8 compression ratio variable valve timing/camshaft and four valves per cylinder Engine code: AC and 10.8
12.3 inch multi-function display screen(s) Instrument panel 1 and 31.2 9.0 inch touch sensitive multi-function display screen(s) Dashboard 1 and 22.9 Dashboard centre 1
12.3 inch multi-function display screen(s) Instrument panel 1 and 31.2 9.0 inch touch sensitive multi-function display screen(s) Dashboard 1 and 22.9 instrument cluster 1
12v power outlet located in boot/cargo section and front section boot/cargo
12v power outlet located in boot/cargo section and front section front
22.0 degree maximum slope approach angle and 30.0 degree maximum slope departure angle
48 volt 8.3 amp 0.4 kWh lithium ion battery 1
54 litre 11.9 UK gallon main fuel tanks main
ABS
Alloy & leather multi-function steering wheel with tilt adjustment and telescopic adjustment
Alloy trim on dashboard and alloy & leather gearknob
Anti collision system which activates seat belts activates brake lights and brakes at low speed and includes brake assist driver monitor visual/acoustic warning and pedestrian & cyclist avoidance system ; min speed 4 km/h
Anticorrosion warranty: 144 months Unlimited miles Unlimited km
Anti-theft protection with interior monitoring
Asymmetrically folding rear seats: bench type with space for three people; folds flat to floor with zero electric adjustments and ski hatch front
Audio system with digital media card reader and touch screen ; radio receives AM/FM digital and RDS colour screen
Automatic air conditioning with two climate control zones
Automatic door pull shut on boot/hatch
Automatic full and part-time four wheel drive with descent control
Automatic smart card/key includes keyless start and vehicle dynamics
Black paint
Bluetooth includes music streaming
Body colour power door mirrors/cameras ; heated with integrated indicator lights driver
Body colour power door mirrors/cameras ; heated with integrated indicator lights passenger
Brake assist system
Cargo safety net
Central door locking: Operated by mobile phone Includes windows
Centre armrest between front seats
Centre armrest between rear seats
Charges: VAT [20%] = 5475.00 VED (Standard Rate) = 150.00 FRF = 55.00 VED (First Year 171 - 190 g/km) = 860.00 Additional Charges (GB) = 0.00
Computer includes average speed average fuel consumption instantaneous fuel consumption and range for remaining fuel
Connections for USB (front) and USB (rear)
Cruise control
Cup holders for front seats and rear seats front seats
Cup holders for front seats and rear seats rear seats
Cylinder shutdown
Data completeness: up to date pricing data up to date data for key leasing items specifications data from official price list up to date colour & trim data up to date option pricing data up to date option content data and missing incentives data
Date introduced: Model introduced 22 Sep 2017 and Version introduced 22 Sep 2017
Day time running lights
Driver seat: individual type electrically adjustable two electrical adjustments passenger seat: individual type electrically adjustable two electrical adjustments driver
Driver seat: individual type electrically adjustable two electrical adjustments passenger seat: individual type electrically adjustable two electrical adjustments passenger
Eight speakers
Electrically foldable mirrors
Electrical system 12
Electrical systems warran

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

Calculate how affordable this Volvo XC40 could be per month.

My credit score is

Cash price

Deposit

I would like to pay over

Annual mileage

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, 59 monthly payments of £218.83 followed by 1 payment of £228.83, total cost of credit is £3,139.80*, total amount payable is £13,139.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £19,000.00 at a representative APR of 11.9%, annual interest rate (fixed) 11.9%, deposit of £0, 48 monthly payments of £359.86, optional final payment £8,150 (inc. £10 option to purchase fee), total cost of credit is £6,423.28†, total amount of credit is £19,000.00, total amount payable is £25,423.28.

Representative Example is for AA PCP agreement for a Ford Focus with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For KV70MVZ

Not recorded as stolen
No third-party trace
2 previous keepers show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 2

Date Of Last Keeper Change 06/11/2022
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 21/01/2026 at 08:43

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

Get peace of mind with an instant full vehicle history check and uncover any potential issues before you buy.

Get a full history check

Selling made easy with a free instant valuation

Enter your reg number below to get a valuation estimate from our trusted partner, Motorway

Please note: if you tap 'Get a valuation', you will be taken directly to the Motorway website.

Buy with the AA

This dealer has signed up to our AA Cars Standards.

AA Cars Standards

Find out more about

AA Cars Standards

Get exclusive AA offers

12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

Activate offers

12 months free breakdown cover

Included with this vehicle
Free Accident Assist service available 24/7
Already with the AA? Upgrade your cover for only £10 for the year^

Unlock your offers up to six months after buying one of our vehicles.

Activate cover ^T&C's apply

Get 10% off Car Insurance

Take out a quote today and we will automatically apply 10% discount.

Get a quote today T&C's apply

Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	15/09/2025	72,691
MOT	23/09/2024	64,029
MOT	26/09/2023	49,066