£4,500

VauxhallInsignia i Turbo Energy

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Howard Banks Cars Ltd

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Overview

Mileage:
59,080
Year:
2014
Fuel type: Petrol
Transmission: Manual
Body type: Hatchback
Colour: White
Doors: 5
Engine size: 1.4 L
CO₂ Emissions: 123 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

GREAT FINANCE PACKAGES AVAILABLEPresenting a Vauxhall Insignia 1.4i Turbo Energy finished in Summit White complemented with a dark cloth interior. Buy with confidence as we are an AA approved dealer. FREE 12 month AA breakdown cover with any vehicle. This vehicle is supplied with good service history and 2 keys. We are finance specialists with access to over 40 financial lenders. Personalised finance quotations are available upon request, or use our calculator below. All vehicles are HPI clear unless otherwise declared and are fully health checked prior to sale. Nationwide delivery available. This vehicle is supplied with a 3 month warranty. You can extend the 3 month warranty to a 6, 12 or 24 month policy if required.Additional Services? Service+ PlanTake the hassle out of maintenance with our in-house service plan. Speak with our sales team for full details and options tailored to your needs.? AutoGlym LifeShineKeep your vehicle looking showroom-fresh. This premium ceramic coating and interior protection system repels dirt, dust, and grime—making cleaning easier and preserving your car’s condition inside and out.⸻Want a closer look?We’re happy to provide a personalised video of this vehicle. Just give us a call or send us an enquiry!To avoid disappointment we recommend calling prior to visiting to ensure the vehicle is still available.

Vehicle features

Front and Rear Parking Distance Sensors
Summit White
Windows - Dark Tinted Rear
Display Screen - 8in Colour Speedo with Supplementary Audio Phone and Nav Info
Wega Cloth - Black
Seats - Front Passenger Comfort Pack
12V Power Socket - Front
12V Power Socket - Rear
DAB - Digital Radio
Mobile Phone System with Bluetooth Connectivity
Radio - Stereo CD MP3 Player
USB Connectivity
Cruise Control
Trip Computer - Multi-Function
Tyre Pressure Monitoring System
18in Alloy Wheels - 10 Twinspoke
Bumpers - Body Coloured
Door Handles - Body Coloured
Door Mirrors - Body Coloured
Door Mirrors - Electric - Heated
Electric Windows - Front
Grille Surround - Chrome Effect
Locking Wheel Nuts
Rear Lip Spoiler - Body Coloured
Tyre Inflation Kit
Windows - Tinted
Brake Light - LED Centre
Daytime Running Lights - LED
Headlights - Automatic On
Headlights - Electric Beam Levelling
Armrest - Front Centre with Storage
Centre Storage with Two Cup Holders
Climate Control - Electronic with Graphic Information Display
Height-Adjustable Front Seat Head Restraints
Inserts - Facia and Door - Trigo Cool
Load Restraining Eyes
Pollen Filter
Rake and Reach Adjustable Steering
Reading Lights - Front
Seats - 4-Way Electric Lumbar Adjustment
Seats - Drivers Height Adjustment
Seats - Rear Split Folding 60-40
Steering Wheel - Leather
Steering Wheel - Mounted Audio Controls
Storage Pockets on Front Seat Backs
Sunvisors - Twin with Covered Illuminated Vanity Mirrors
Power Assisted Steering
ABS - Anti Lock Brakes
Airbags - Curtain
Airbags - Front Side
Airbags - Passenger
Airbags - Passenger Deactivation
Brake Lights - Adaptive
CBC - Cornering Brake Control
Drivers Airbag
EBA - Electronic Brake Assist
EBD - Electronic Brakeforce Distribution
Electric Park Brake
EPB - Electric Parking Brake
ESP Plus - Electronic Stability Programme
HSA - Hill Start Assist
ISOFIX - Outer Rear Seats
Pedal Release System
Remote Central Locking
Remote Control Central Deadlocking
Seats - Anti-Submarining Ramps - Front
Straight Line Stability Control
Traction Control

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For LO64FHC

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 09/04/2024
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 11/12/2025 at 08:43

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

Get peace of mind with an instant full vehicle history check and uncover any potential issues before you buy.

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Buy with the AA

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12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	03/04/2025	55,628
MOT	09/04/2024	48,995
MOT	31/12/2022	43,568
MOT	01/12/2021	36,378
MOT	09/12/2020	31,107
MOT	09/12/2019	27,420
MOT	12/12/2018	22,815
MOT	18/12/2017	18,804