£13,795

PCP: from £279 pm

HP: from £308 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

VolkswagenPassat TDI SE Nav

154 Volkswagen Passat reviews

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Top Gear Stoke Ltd

01782 492 104^*

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Overview

Mileage:
84,170
Year:
2022
Fuel type: Diesel
Transmission: Automatic
Body type: Estate
Colour: Black
Doors: 5
Engine size: 2.0 L
CO₂ Emissions: 127 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

2022 Volkswagen Passat 2.0 TDI SE Nav Estate – Diesel – Automatic – BlackTransmission: AutomaticFuel: DieselMileage: 84, 170 milesEngine Size: 2.0 Diesel (Engine No. DTRAB06930)V5C: PresentService History✅ Full Service Record (8 Entries)Sep 2022 – 18, 776 miles: Heating & Ventilation, Period Based ServiceJan 2023 – 28, 484 miles: Engine Conversion & Period Based ServiceAug 2023 – 38, 039 miles: Period Based ServiceMay 2024 – 57, 124 miles: Brakes, Period Based ServiceOct 2024 – 67, 357 miles: Brakes, Period Based ServiceJan 2025 – 70, 205 miles: MOTFeb 2025 – 70, 670 miles: Electrical System, Vehicle Diagnosis & Fault FindSep 2025 – 82, 310 miles: Brakes, Fuel System, Heating & Ventilation, Period Based ServiceKey Selling Points✅ FINANCE AVAILABLE✅ NATIONWIDE DELIVERY AVAILABLE✅ FULL SERVICE RECORD✅ DSG AUTOMATIC GEARBOX✅ DISCOVER NAVIGATION SYSTEM✅ FRONT & REAR PARKING SENSORS✅ LANE ASSIST & ADAPTIVE CRUISE CONTROL✅ 17" ALLOY WHEELS✅ 6 MONTH WARRANTY INCLUDEDStandard Specification Includes12V Socket – Front Centre Console & Luggage Compartment17in Alloy Wheels – IstanbulABS – Anti-Lock Braking SystemAdaptive Cruise ControlAir Conditioning – ManualAirbags – Curtain, Side, Rear & Driver KneeAlarm with Interior ProtectionAll-LED Headlights with Reflector TechnologyArmrests – Front & Rear with StorageAuto Dimming Rear View MirrorDAB+ Digital RadioDiscover Navigation Touchscreen with Car-Net Guide & InformDriver Alert System & Profile SelectionLane Assist & Traffic Jam AssistESC – Electronic Stability ControlElectric Windows – Front & RearElectrically Heated & Adjustable MirrorsElectronic Parking Brake with Auto HoldParking Sensors – Front & RearPre-Crash Preventive Occupant ProtectionProactive Occupant ProtectionergoComfort Driver’s Seat with Lumbar AdjustmentLeather Trimmed Multi-Function Steering Wheel & Gear Knob40/20/40 Split Folding Rear SeatsRain Sensor & Automatic HeadlightsLED Front Fog Lights with Cornering FunctionLED Rear Lights & Number Plate IlluminationRemote Central Locking with 2 KeysRoof Rails – BlackISOFIX Child Seat Mounts – RearVariable Boot Floor – Height Adjustable & RemovableTyre Pressure Loss IndicatorTyre Mobility KitWireless App ConnectChrome Exterior Trim & Black Roof RailsHill Hold FunctionHeated Rear WindowHigh Level 3rd Brake LightCup Holders with Sliding CoversIlluminated Vanity MirrorsInterior LED Reading LightsLuggage Compartment Light & Load HooksGlovebox – Cooled, Illuminated & LockableWe Connect Plus Preparation? Contact TGS Car Sales today to book a test drive or reserve this Volkswagen Passat online.? Flexible finance options | ? Part exchange welcome | ? Nationwide delivery available

Vehicle features

12V Socket - Front Centre Console
12V Socket - Luggage Compartment
Discover Navigation Touch-Screen Navigation-Infotainment System with Car-Net Guide and Inform
Radio Aerial Integrated into Rear Windscreen
We Connect Plus Preparation
Wireless App Connect
Adaptive Cruise Control
Driver Alert System
Exterior Temperature Gauge and Frost Warning Function
Multifunction Computer
Parking Sensors - Front and Rear
Speedo and Rev Counter - Electronic Odometer - Trip - Service Interval Display and Fuel Gauge
Tyre Pressure Loss Indicator
Warning Light for Low Washer Fluid
17in Alloy Wheels - Istanbul
Body Coloured Bumpers
Body Coloured Door Handles
Body-Coloured Door Mirrors with Integrated Indicators
Electric Windows - Front and Rear
Electrically Heated and Adjustable Door Mirrors
Gloss Black B-Pillar Trim
Heated Rear Window
Radiator Grille - Black with Chrome Louvres
Roof Rails - Black
Side Window Surrounds - Chrome Plated
Tyre Mobility Kit
All-LED Headlights with Reflector Technology
Automatic Leaving Home and Manual Coming Home Lighting Function
Dusk Sensor - Automatic Driving Lights
Front Fog Lights with Static Cornering Function and Chrome Trimmed Surround
High Level 3rd Brake Light
Rear Lights Incorporating LED Technology
Air Conditioning - Manual
Armrest - Front Centre with Storage Compartment and Two Rear Air Vents
Armrest - Rear Centre with Storage Compartment
Automatic Dimming Interior Rear View Mirror
Carpet Mats - Front and Rear
Chrome Plated Instrument and Air Vent Surrounds
Cross Hatch Decorative Inserts in Dash and Door Panels
Cup Holders with Covers - Front x2
Driver and Front Passenger Seat Height Adjustment
Driver Profile Selection
Drivers and Passengers Safety Optimised Head Restraints - Longitudinal and Height Adjustable
Entrance-Warning Lights in Front Doors - LED
ergoComfort Drivers Seat
Extending Luggage Compartment Cover with Convenience Opening Stowable
Front Seats with Manual Lumbar Adjustment
Galvanised Body
Glovebox - Cooled - Illuminated - Lockable
Head Restraints - Height Adjustable Rear x3
Height and Reach Adjustable Steering Wheel
Interior Lighting - Front and Rear with Interior Delay and Dimming Function
Leather Trimmed Three Spoke Multifunction Steering Wheel and Gear Knob
Load Lashing Points x4 in Luggage Compartment
Load Sill Protection - Plastic
Load-Through Provision
Luggage Compartment Light
One-touch Indicator Turn Signals
Premium USB-C Cable
Rain Sensor
Reading Lights - Front and Rear x2 Incorporating LED Technology
Remote Tailgate Unlocking
Split Folding Rear Seat Backrests 40-20-40
Storage Compartment in Drivers Door for 1.0 litre bottle
Storage Compartment in Passengers Door for 1.5 Litre Bottle
Storage Compartment in Rear Doors
Storage Compartment in Roof Console with Cover
Vanity Mirrors - Illuminated
Variable Boot Floor - Height Adjustable and Removable
Warning Lights for Open Tailgate and Doors
White Instrument Lighting
Windscreen Wipers with Intermittent Operation
Power Assisted Steering - Speed Sensitive
ABS - Anti-Lock Braking System
Airbags - Curtain Front and Rear
Airbags - Drivers Knee
Airbags - Rear Seat Side Impact
Alarm with Interior Protection
Automatic Post-Collision Braking System
Electronic Engine Immobiliser
Electronic Parking Brake with Auto Hold Function
ESC - Electronic Stability Control
First Aid Kit
Front Airbags with Deactivation Switch
Height-Adjustable Front Three-Point Seat Belts with Tensioners
Hill Hold Function
ISOFIX Child Seat Preparation - Outer Rear
Lane Assist and Traffic Jam Assist
Misfuel Prevention Device
Pre-Crash Preventive Occupant Protection
Proactive Occupant Protection
Rear Number Plate Lights Incorporating LED Technology
Rear Windscreen Washer and Wiper with Interval Delay
Remote Central Locking with 2 Remote Keys
Rigid Safety Cell with Front and Rear Crumple Zones
Three Rear 3-Point Seat Belts
Warning Buzzer and Light for Front Seat Belts if Un

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Understanding finance

Vehicle history check

For VE71SMV

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 01/01/2026 at 08:43

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	10/11/2025	84,184
MOT	03/01/2025	70,205
BVRLA	07/10/2024	67,357
BVRLA	15/05/2024	57,124
RMI MIL'GE	14/05/2024	57,124
BVRLA	09/08/2023	38,039
RMI MIL'GE	09/08/2023	38,039
BVRLA	19/01/2023	28,484
RMI MIL'GE	18/01/2023	28,484
RMI MIL'GE	03/09/2022	18,776