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0191 582 2026

£24,990

PCP: from £431 pm

HP: from £558 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

VolvoC40 Twin Ultimate

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Whitley Bay Motors Washington

0191 582 2026^*

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Overview

Mileage:
21,640
Year:
2022
Fuel type: Electric
Transmission: Automatic
Body type: Suv
Colour: Onyx black
Doors: 5

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

21, 643 miles, 1 owner, full volvo service history, finished in onyx black, privacy glass, black half leather upholstery, 20" diamond cut alloy wheels.Specification includes; panoramic roof, virtual dash display, DAB radio, google maps, bluetooth, heated electric seats, multifunctional heated steering wheel, cruise control, dual climate control, a/c, auto lights, 360 degree cameras, front & rear parking sensors, power tailgate, comes with 2 keys. Please see the 'Vehicle Equipment' tab on our website for full specification.Please call our experienced sales team on 01915822026 for any additional specification query, an in-depth appraisal/video call or maybe we can help fund your new car. All of our vehicles are subject to a £199 Service Support Fee and are therefore supplied with 12 months MOT, Full Pre Delivery Service, 6 Months Complimentary In-House Warranty, Premium Pre-Collection Valet, Fuel for Your First Journey and a HPI Certificate. We offer a wide range of Finance and Warranty packages as well as fantastic trade rates for alloy wheel refurbs/colour changes, window tinting and much more.

Vehicle features

Connect Textile-Microtech - Charcoal
12V Socket - Front Tunnel Console and Cargo Compartment
2 x Front and 2 x Rear Type C USB Sockets
9in Centre Console Portrait Touch Screen
Bluetooth Handsfree System
DAB - Digital Audio Broadcasting Radio
Google Automotive Services
Premium Sound by Harman Kardon
Roof Antenna
Volvo Cars Services with App
Wireless-Inductive Mobile Phone Charging
Front Park Assist
Parking Camera 360 Surround View with Side Proximity Sensors
Rear Park Assist
Road Sign Information Display
Slippery Road and Hazard Light Alert
Tyre Pressure Monitoring System
20in Alloy Wheels - 5 Spoke - Diamond Cut - Black
Autodimming Exterior Rear View Mirrors
Autofolding Heated Power Door Mirrors
Black Stone Boot Spoiler
Black Stone Door Mirrors
Black Stone Roof
Colour Co-Ordinated Front Covered Grille
Colour Co-ordinated Roof Spoiler
Dark Tinted Windows - Rear Side Windows and Rear Screen
Fixed Panoramic Sunroof
Front and Rear Power Windows
Locking Wheel Nuts
Recharging Port Located in Nearside Rear Wing
Tyre Sealant Kit and Compressor
Active Bending Pixel LED Headlights with Adaptive Shadow Technology
Automatic Headlight Levelling System
Front LED Fog Lights with Cornering Function
Headlight Cleaning System
Home Safe and Approach Lighting
Puddle Lights
12.3in Progressive Driver Display
2-Zone Electronic Climate Control with Rear Air Vents - CleanZone Air Quality System with Pollen Filter
3-Spoke Tailored Sports Steering Wheel
Advanced Interior Air Cleaner PM 2.5
Ambient Front Door and Instrument Panel Lighting
A-Pillar Parking Ticket Holder
Autodimming Interior Mirror
Bright Metal Luggage Compartment Threshold
Centre Console Cupholders and Storage
Climate Pack
Convenient Entry and Start
Flexible Load Floor with Grocery Bag Holder
Floor Mats
Front Door Pocket and Front Cupholder Illumination
Front Footwell Illumination
Front Load Compartment - 31 Litres
Front Reading Lights and Theatre Lighting
Front Seat Cushion Extensions
Front Tunnel Pocket and Integrated Waste Bin
Glovebox Bag Hook
Glovebox Compartment Illumination
Handsfree Tailgate Opening-Closing
Heated Front and Rear Seats
Heated Steering Wheel
Height Adjustable Passenger Seat
Height and Reach Adjustable Steering Column
Height and Tilt Adjustable Driver Seat
High Gloss Black Centre Tunnel and Centre Screen Surround Deco
Illuminated Vanity Mirrors with Ticket Holder
Load Protection Net
Luggage Compartment Illumination
Multi-Directional Lumbar Support
Power Driver Seat with Memory for Seat and Mirror
Power Folding Rear Headrests
Power Passenger Seat
Rain Sensor - Automatic Windscreen Wiper Activation
Rear Armrest with Cupholders
Rear Reading and Courtesy Lights
Recharge Tread Plates - Front
Steering Wheel Remote Infotainment Controls
Tailgate Illumination
Underfloor Cargo Storage
Versatile Split Folding Rear Seats - 60-40
7m 10amp Charge Cable with 3-Pin Plug and 4.5m 3-Phase 32 amp Type 2 - Mode 3 Charge Cable
Adjustable Steering Force
Heat Pump
Speed Limiter
Speed Sensitive Steering
Touring Chassis
Adaptive Brake Lights including High Level LED Brake Light
Airbags - Drivers Dual Stage
Airbags - Passenger Dual Stage
Anti-Theft Alarm including Immobiliser - Volume Sensor and Level Sensor
Care Key with User Defined Top Speed
City Safety
Driver Alert Control with Lane Keeping Aid
Driver Assistance - Pilot Assist and Adaptive Cruise Control
Driver Awareness
Driver Knee Airbag
First Aid Kit
High Gloss Black Window Trim - Front and Rear Skidplate and Deco Lower Front Bumper
Hill Descent Control
Hill Start Assist
IC - Inflatable Curtains - Full Length
ISOFIX Attachment - Front Passenger and Outer Rear Seats
Key Integrated Remote Control Central Locking including Fuel Flap with Deadlocking System and Auto Open-Close Power Windows and Sunroof
Keyless Drive - Keyless Entry and Keyless Start
Low Speed Exterior Sound Speaker
Oncoming Lane Mitigation
Passenger Airbag C

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Understanding finance

Vehicle history check

For SO72TZC

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 28/11/2025 at 08:43

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Vehicle Registration Mark (VRM)	Date
SO72 TZC	03/09/2025

Source	Date	Mileage
DVLA	10/11/2025	22,000
MOT	16/09/2025	20,640