£15,495

PCP: from £299 pm

HP: from £346 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

VolkswagenGolf TSI Style

158 Volkswagen Golf reviews

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Mccarthy Cars 72-74 Mitcham Road

020 3018 2659^*

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Overview

Mileage:
61,000
Year:
2022
Fuel type: Petrol
Transmission: Manual
Body type: Hatchback
Colour: Grey
Doors: 5
Engine size: 1.5 L
CO₂ Emissions: 124 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

Every Vehicle is Subjected To a Rigorous RAC Approved 82 Point Buysure Inspection and is supplied Fully Serviced With a RAC Platinum Parts and Labour Warranty, 1 Years MOT, 12 Months RAC Roadside Assistance including and HPI Checked, Admin Fee May Apply, 4 Years RAC Platinum Parts and Labour Warranty Available, Over 200 Cars in Stock, Finance Available, No Deposit Required, Part Exchange Available. McCarthy Cars Are RAC Approved and Highly Recommended By Them, Have Complete Peace Of Mind With The McCarthy Cars and RAC Buysure Programme.Available extras include Privacy Glass, Bluetooth, Sat Nav, DAB Radio, Front and Rear PDC Parking Aids, Leather Interiors and Heated Seats.McCarthy Cars are a Multi Award Winning Car Dealership and Most Loved Business in Croydon. Find Us On Facebook, You Tube and Twitter @mccarthycarsuk. McCarthy Cars, A Family Run Business Established 50 Years Ago, Open 7 Days a Week. CR0 3RG, 02030182659 / 02030182659 dealer's website sales dealer's website

Vehicle features

'Brushed Dark Metal' decorative inserts
Urano Grey solid
1498 cc in-line 4 engine with variable valve timing/camshaft and four valves per cylinder
10.30 inch 26.2cm multi-function display screen(s) located on instrument panel fixed 10.00 inch 25.4cm touch sensitive multi-function display screen(s) located on dashboard Dashboard centre 1
10.30 inch 26.2cm multi-function display screen(s) located on instrument panel fixed 10.00 inch 25.4cm touch sensitive multi-function display screen(s) located on dashboard instrument cluster 1
12v power outlet located in boot/cargo section and front section boot/cargo
12v power outlet located in boot/cargo section and front section front
45 litre 9.9 UK gallon main fuel tanks main
80 watt audio player with touch screen ; radio receives FM digital internet and RDS 0 months satellite subscription and disc player reads MP3 CDs
ABS
Adaptive cruise control adaptive cruise cont linked to mapping
Airbag for central front seat
Alloy & leather multi-function steering wheel with touch controls tilt adjustment and telescopic adjustment
Ambient lighting
Ambient lighting colour selection
Anti collision system which activates brake lights and brakes at low speed includes brake assist and includes driver monitor visual/acoustic warning and pedestrian & cyclist avoidance system operates above 50 kph/30 mph and operates below 50 kph/30 mph
Anticorrosion warranty: 144 months Unlimited miles Unlimited km
Anti-theft protection with interior monitoring
Apps control
Asymmetrically folding rear seats: bench type with space for three people; with zero electric adjustments and ski hatch front
Automatic air conditioning with three climate control zones and rear controls
Automatic hazard lights
Automatic smart card/key includes keyless start
Bluetooth includes music streaming
Body colour power door mirrors/cameras ; heated and light sensitive with integrated indicator lights body colour power door mirrors/cameras ; heated with integrated indicator lights and automatic tilt feature when reversing driver
Body colour power door mirrors/cameras ; heated and light sensitive with integrated indicator lights body colour power door mirrors/cameras ; heated with integrated indicator lights and automatic tilt feature when reversing passenger
Brake assist system
Built-in Apps
Car exit warning
Central door locking: Operated by mobile phone Includes windows
Centre armrest between front seats
Centre armrest between rear seats
Charges: VAT [20%] = 4531.67 VED (Standard Rate) = 155.00 FRF = 55.00 VED (First Year 111 - 130 g/km) = 190.00 Additional Charges (GB) = 0.00
Chrome/bright trim around side windows and on bumpers
Computer includes average speed average fuel consumption instantaneous fuel consumption and range for remaining fuel
Connections for USB (front) 1 and 0
Cornering lights/kerb illumination
Cup holders for front seats and rear seats front seats
Cup holders for front seats and rear seats rear seats
Cylinder shutdown
Data completeness: up to date pricing data up to date data for key leasing items specifications data from official price list up to date colour & trim data up to date option pricing data up to date option content data and up to date incentives data
Date introduced: Model introduced 06 Feb 2020 and Version introduced 06 Feb 2020
Day time running lights
Driver and passenger seat: individual type driver
Driver and passenger seat: individual type passenger
Drivers airbag passengers airbag with de-activation switch driver
Drivers airbag passengers airbag with de-activation switch passenger
Dynamic steering
Electrically foldable mirrors
Electrical system 12
Electronic brake distribution
Electronic hand brake
Electronic traction control
Emergency call
Emissions: EU6 D compliant
Energy recuperation from regenerative braking
Engine start/stop
Euro NCAP crash test results: Overall: 5.0 Adult occupant: 95.0 Child occupant: 89.0 Pedestrian: 76.0 Safety assist: 78.0 Version tested: VW Golf 1.5 petrol Comfortline 5

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For EA72NJJ

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 04/11/2025 at 08:43

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
RMI MIL'GE	01/12/2023	19,239