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Payment Option
Representative example

Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

Used BMW PCP finance deals

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  1. Car Finance
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  4. BMW
Read our helpful guide to second hand BMW.
BMW 2 Series 2.0 218i M Sport Auto Euro 6 (s/s) 2dr
BMW 218 2.0 218i M Sport Auto Euro 6 (s/s) 2dr
from £360 p/m £18,490 Your rep. example

Representative example - BMW 2 Series 2.0 218i M Sport Auto Euro 6 (s/s) 2dr

    *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
    More information

    Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

    Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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    London
    • 2021
    • •
    • 34,505 miles
    • •
    • Petrol
    • •
    • Automatic
    View details
    BMW 4 Series 2.0 420i M Sport Auto Euro 6 (s/s) 2dr
    BMW 420 2.0 420i M Sport Auto Euro 6 (s/s) 2dr
    from £564 p/m £29,990 Your rep. example

    Representative example - BMW 4 Series 2.0 420i M Sport Auto Euro 6 (s/s) 2dr

      *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
      More information

      Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

      Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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      London
      • 2022
      • •
      • 13,916 miles
      • •
      • Petrol
      • •
      • Automatic
      View details
      BMW X3 2.0 30e 12kWh M Sport Auto xDrive Euro 6 (s/s) 5dr
      BMW X3 2.0 30e 12kWh M Sport Auto xDrive Euro 6 (s/s) 5dr
      from £620 p/m £33,990 Your rep. example

      Representative example - BMW X3 2.0 30e 12kWh M Sport Auto xDrive Euro 6 (s/s) 5dr

        *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
        More information

        Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

        Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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        London
        • 2022
        • •
        • 23,242 miles
        • •
        • Petrol plug-in hybri
        • •
        • Automatic
        View details
        BMW X3 2.0 30e 12kWh M Sport Auto xDrive Euro 6 (s/s) 5dr
        BMW X3 2.0 30e 12kWh M Sport Auto xDrive Euro 6 (s/s) 5dr
        from £655 p/m £35,990 Your rep. example

        Representative example - BMW X3 2.0 30e 12kWh M Sport Auto xDrive Euro 6 (s/s) 5dr

          *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
          More information

          Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

          Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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          London
          • 2023
          • •
          • 25,884 miles
          • •
          • Petrol plug-in hybri
          • •
          • Automatic
          View details
          BMW X1 xDrive 25e xLine 5dr Auto
          BMW X1 xDrive 25e xLine 5dr Auto
          from £430 p/m £22,500 Your rep. example

          Representative example - BMW X1 xDrive 25e xLine 5dr Auto

            *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
            More information

            Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

            Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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            Croydon
            • 2022
            • •
            • 27,097 miles
            • •
            • Plug-in hybrid
            • •
            • Automatic
            View details
            BMW X1 20i Sport
            BMW X1 20i Sport
            from £392 p/m £20,795 Your rep. example

            Representative example - BMW X1 20i Sport

              *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
              More information

              Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

              Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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              Croydon
              • 2022
              • •
              • 44,000 miles
              • •
              • Petrol
              • •
              • Automatic
              View details
              BMW X1 20i xLine
              BMW X1 20i xLine
              from £415 p/m £21,995 Your rep. example

              Representative example - BMW X1 20i xLine

                *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                More information

                Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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                Croydon
                • 2022
                • •
                • 40,001 miles
                • •
                • Petrol
                • •
                • Automatic
                View details
                BMW 2 Series Gran Coupe 1.5 218i M Sport DCT Euro 6 (s/s) 4dr
                BMW 218 1.5 218i M Sport DCT Euro 6 (s/s) 4dr
                from £314 p/m £18,390 Your rep. example

                Representative example - BMW 2 Series Gran Coupe 1.5 218i M Sport DCT Euro 6 (s/s) 4dr

                  *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                  More information

                  Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                  Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

                  Apply now Privacy policy
                  Edgware
                  • 2022
                  • •
                  • 40,400 miles
                  • •
                  • Petrol
                  • •
                  • Automatic
                  View details
                  BMW X1 1.5 25e 10kWh Sport Auto xDrive Euro 6 (s/s) 5dr
                  BMW X1 1.5 25e 10kWh Sport Auto xDrive Euro 6 (s/s) 5dr
                  from £351 p/m £19,490 Your rep. example

                  Representative example - BMW X1 1.5 25e 10kWh Sport Auto xDrive Euro 6 (s/s) 5dr

                    *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                    More information

                    Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                    Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

                    Apply now Privacy policy
                    Edgware
                    • 2022
                    • •
                    • 36,600 miles
                    • •
                    • Petrol plug-in hybri
                    • •
                    • Automatic
                    View details
                    BMW X4 XDRIVE20d M SPORT
                    BMW X4 XDRIVE20d M SPORT
                    from £561 p/m £29,990 Your rep. example

                    Representative example - BMW X4 XDRIVE20d M SPORT

                      *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                      More information

                      Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                      Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

                      Apply now Privacy policy
                      Stanmore
                      • 2021
                      • •
                      • 59,225 miles
                      • •
                      • Diesel
                      • •
                      • Automatic
                      View details
                      BMW 4 SERIES 2.0 420d M Sport MHEV Auto 2dr
                      BMW 420 2.0 420d M Sport MHEV Auto 2dr
                      from £523 p/m £27,995 Your rep. example

                      Representative example - BMW 4 SERIES 2.0 420d M Sport MHEV Auto 2dr

                        *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                        More information

                        Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                        Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

                        Apply now Privacy policy
                        Sidcup
                        • 2022
                        • •
                        • 26,500 miles
                        • •
                        • Hybrid
                        • •
                        • Automatic
                        View details
                        BMW IX iX xDrive 40 M Sport 4WD 5dr
                        BMW iX iX xDrive 40 M Sport 4WD 5dr
                        from £548 p/m £31,499 Your rep. example

                        Representative example - BMW IX iX xDrive 40 M Sport 4WD 5dr

                          *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                          More information

                          Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                          Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

                          Apply now Privacy policy
                          Sidcup
                          • 2022
                          • •
                          • 34,811 miles
                          • •
                          • Electric
                          • •
                          • Automatic
                          View details
                          BMW 4 SERIES 3.0 M440i xDrive MHEV Auto 4WD 2dr
                          BMW M4 3.0 M440i xDrive MHEV Auto 4WD 2dr
                          from £692 p/m £35,750 Your rep. example

                          Representative example - BMW 4 SERIES 3.0 M440i xDrive MHEV Auto 4WD 2dr

                            *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                            More information

                            Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                            Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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                            Sidcup
                            • 2021
                            • •
                            • 27,620 miles
                            • •
                            • Hybrid
                            • •
                            • Automatic
                            View details
                            BMW 8 SERIES 3.0 840i M Sport Auto 4dr
                            BMW 840 3.0 840i M Sport Auto 4dr
                            from £718 p/m £38,399 Your rep. example

                            Representative example - BMW 8 SERIES 3.0 840i M Sport Auto 4dr

                              *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                              More information

                              Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                              Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

                              Apply now Privacy policy
                              Sidcup
                              • 2022
                              • •
                              • 23,748 miles
                              • •
                              • Petrol
                              • •
                              • Automatic
                              View details
                              BMW X5 3.0 X5 xDrive 30d M Sport MHEV Auto 4WD 5dr
                              BMW X5 3.0 X5 xDrive 30d M Sport MHEV Auto 4WD 5dr
                              from £715 p/m £41,995 Your rep. example

                              Representative example - BMW X5 3.0 X5 xDrive 30d M Sport MHEV Auto 4WD 5dr

                                *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                                More information

                                Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                                Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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                                Sidcup
                                • 2021
                                • •
                                • 24,027 miles
                                • •
                                • Hybrid
                                • •
                                • Automatic
                                View details
                                BMW 8 Series Gran Coupe 3.0 840i M Sport Saloon 4dr Petrol Steptronic Euro 6 (s/s) (333
                                BMW 840 3.0 840i M Sport Saloon 4dr Petrol Steptronic Euro 6 (s/s) (333
                                from £628 p/m £34,099 Your rep. example

                                Representative example - BMW 8 Series Gran Coupe 3.0 840i M Sport Saloon 4dr Petrol Steptronic Euro 6 (s/s) (333

                                  *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                                  More information

                                  Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                                  Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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                                  Feltham
                                  • 2022
                                  • •
                                  • 33,534 miles
                                  • •
                                  • Petrol
                                  • •
                                  • Automatic
                                  View details
                                  BMW 5 SERIES 2.0 530E M SPORT
                                  BMW 530 2.0 530E M SPORT
                                  from £490 p/m £24,950 Your rep. example

                                  Representative example - BMW 5 SERIES 2.0 530E M SPORT

                                    *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                                    More information

                                    Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                                    Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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                                    Rainham
                                    • 2021
                                    • •
                                    • 47,249 miles
                                    • •
                                    • Hybrid
                                    • •
                                    • Automatic
                                    View details
                                    BMW 1 SERIES 1.5 118i M Sport (LCP) Hatchback 5dr Petrol DCT Euro 6 (s/s) (13
                                    BMW 118 1.5 118i M Sport (LCP) Hatchback 5dr Petrol DCT Euro 6 (s/s) (13
                                    from £347 p/m £18,995 Your rep. example

                                    Representative example - BMW 1 SERIES 1.5 118i M Sport (LCP) Hatchback 5dr Petrol DCT Euro 6 (s/s) (13

                                      *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                                      More information

                                      Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                                      Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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                                      Rainham
                                      • 2021
                                      • •
                                      • 40,538 miles
                                      • •
                                      • Petrol
                                      • •
                                      • Automatic
                                      View details
                                      BMW 2 SERIES GRAN COUPE 1.5 218i M Sport Saloon 4dr Petrol DCT Euro 6 (s/s) (136 ps)
                                      BMW 218 1.5 218i M Sport Saloon 4dr Petrol DCT Euro 6 (s/s) (136 ps)
                                      from £379 p/m £21,795 Your rep. example

                                      Representative example - BMW 2 SERIES GRAN COUPE 1.5 218i M Sport Saloon 4dr Petrol DCT Euro 6 (s/s) (136 ps)

                                        *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                                        More information

                                        Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                                        Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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                                        Rainham
                                        • 2021
                                        • •
                                        • 12,919 miles
                                        • •
                                        • Petrol
                                        • •
                                        • Automatic
                                        View details
                                        BMW 1 SERIES 1.5 118i M Sport (LCP) Hatchback 5dr Petrol DCT Euro 6 (s/s) (13
                                        BMW 118 1.5 118i M Sport (LCP) Hatchback 5dr Petrol DCT Euro 6 (s/s) (13
                                        from £407 p/m £21,995 Your rep. example

                                        Representative example - BMW 1 SERIES 1.5 118i M Sport (LCP) Hatchback 5dr Petrol DCT Euro 6 (s/s) (13

                                          *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). †AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.
                                          More information

                                          Representative finance example is for illustrative purposes only. Finance is subject to status. Terms and conditions apply. Available to 18's and over. UK residents only.

                                          Complete a free, no obligation Eligibility Check to see your likelihood of being accepted for finance.

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                                          Rainham
                                          • 2022
                                          • •
                                          • 14,121 miles
                                          • •
                                          • Petrol
                                          • •
                                          • Automatic
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                                          † AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender. ** plus VAT where applicable

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