Get a finance quote

£31,850

PCP: from £623 pm

HP: from £712 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

BMWX3 X3 xDrive20i M Sport

28 BMW X3 reviews

Print page

Contact the dealer

Prestige Cars Kent

01689 242 905^*

Book a pre-purchase vehicle inspection from £119

View all stock at this dealer

* Calls may be recorded for training and monitoring purposes. Please refrain from providing credit/debit card information on these calls. If you do so it is at your own risk.

This dealer has committed to AA Cars Standards | tsi APPROVED CODE™ tradingstandards.uk

Overview

Mileage:
42,710
Year:
2021
Fuel type: Petrol hybrid
Transmission: Automatic
Body type: Suv
Colour: White
Doors: 5
Engine size: 2.0 L
CO₂ Emissions: 176 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

COMFORT PLUS PACK/PANROOF/FDSH.

?️ BMW X3 xDrive20i M Sport ?The BMW X3 xDrive20i M Sport delivers the perfect combination of athletic design, everyday versatility, and refined luxury. Powered by BMW’s efficient xDrive all-wheel-drive system, it offers confident handling and smooth performance across all conditions. This example comes with a Full Dealership Service History, ensuring it’s been maintained to the highest standard. The M Sport styling enhances its dynamic look, while the spacious and premium interior ensures every journey is an experience in comfort and control.?Some of the features we love about this car:? Comfort Plus Package – Adds luxury touches including heated seats and enhanced cabin comfort for all passengers.? Panoramic Glass Sunroof – Floods the cabin with natural light for an open and airy feel.? Black Vernasca Leather – Premium upholstery offering both elegance and long-lasting durability.? Additional Storage Compartment – Practical extra storage for personal items and travel essentials.? Condition Based Service – Monitors maintenance needs to ensure optimum vehicle performance and reliability.?️ Parking Assistant – Simplifies tight manoeuvres with automated steering and visual guidance.? Why Buy from Prestige Cars Kent?✅ 90-Day Guarantee✅ 175-Point Quality Inspection? Nationwide Delivery Available? Call Now: 01689242905? Prefer email? Submit your enquiry today and we’ll be in touch.⭐ Admin fee applies. Please confirm all specifications, as they are autogenerated ⭐.

All cars are HPI and 175-Point Checked..

Full dealership history

Vehicle features

12V Power Socket in Front Centre Console
19in Alloy Wheels - 887M M Y-Spoke - Midnight Grey
ABS - Anti Lock Braking System
Acoustic Glass
Active Guard
Air Conditioning - Automatic with Three-Zone
Airbags - Driver and Front Passenger Side
Airbags - Driver and Passenger
Alarm System - Thatcham 1 with Remote Control and Engine Immobiliser
Ambient Lighting
Armrest - Front - Fixed with Storage Compartment
Armrest - Rear Centre with Two Cupholders
Attentiveness Assistant
Automatic Powered Electric Bootlid
Automatic Transmission with Gearshift Paddles
Automatic Windscreen Wiper and Headlights
Automatically Dimming Rear View Mirror
BMW Connected Package Professional
BMW ConnectedDrive Online Services
BMW Emergency Call
BMW Live Cockpit Professional
BMW Professional Radio with Stereo Speaker System
BMW TeleServices
Battery Safety Cut Off
Bottle Holders Integrated into Door Trim Storage Compartments - Front - up to 1 litre - Rear - Up to 750ml
Brake Energy Regeneration
Brake Pad Wear Indicator - Front and Rear
Bumper System - Front and Rear
Bumpers - Body Colour
Central Locking Switch for All Doors - Fuel Filler Cap - Luggage Compartment
Check Control Warning System for Monitoring of Lights and Door-Luggage Compartment Open Warning
Child Seat ISOFIX Attachment - Rear
Childproof Locking System - Rear Doors
Condition Based Service
Control Display - 12.3in Colour Display
Crash Sensor
Cruise Control
Cup Holders - Front - Two with Removable Oddments Tray-Lid
DAB Tuner
DSC - Dynamic Stability Control Plus
Deletion Lumbar Support-Width Adjustment Passenger Side
Direction Indicator - Side Repeaters - Integrated in Exterior Mirrors
Door Handles - Body Colour
Drive Performance Control with ECO PRO - Comfort and Sport Modes
Driving Assistant
Dynamic Brake Lights
EPS - Electric Power Steering
Electric Windows - Front and Rear with Open-Close Fingertip Control - Anti-Trap Facility and Comfort Closing Function
Electro Mechanical Parking Brake
Exhaust Tailpipes - Dual - Round - Split Left and Right - with Chrome Finishers
Exterior B Pillar - Black
Exterior Trim - High Gloss Shadowline
First Aid Kit and Warning Triangle
Folding Side Mirrors with Auto-Dimming
Front and Rear Parking Sensors
Gear Knob - Leather
Grab Handles - Integrated in Roof Linings - Four
Headlights - Adaptive LED
Headlining - M Anthracite
Heat Protection Glazing with Green Tint
High Level Third Brake Light Using LED Technology
High-Beam Assistant
ITS Head Airbags - Front and Rear
Incorrect Fuelling Protection System
Instrument Cluster
Interior Lighting - Front Centre Over Interior Mirror with Soft-Light - Rear Centre and Front and Rear Footwell
Interior Trim - Aluminium Rhombicile Dark with Highlight Trim Finishers Pearl Chrome
LED Taillights
Lights-On Warning by Audio Warning Signal When Ignition is Switched Off
Luggage Compartment - Light
Luggage Compartment Storage
M Aerodynamic Bodystyling
M Sport Leather Steering Wheel
M Sport Package
M Sport Suspension
Mirror Caps - Body Colour
Model Designation
OBC - On-Board Computer
Oil Sensor For Level and Grade - Warning by Check Control System
Optimum Shift Indicator
Parking Assistant
Performance Control
Personal Profile
Rear Seat Headrests - Three
Rear Seats - Slope Adjustable
Rear Suspension - Five-Link
Remote Control Including Integrated Key - 2
Reversing Assist Camera
Roof Mouldings - Body Colour
Roof Rails - High-Gloss Shadowline
Seat Backrest Width Adjustment
Seat Belt Security Check for Driver and Front Passenger
Seats - Front Heated
Shark Fin - Antenna
Side Armrests - Front and Rear Integrated into Door Trim
Side Exterior M Designation Badges
Side Impact Protection
Side Sills - Glacier Silver Metallic - Matt
Split Folding Rear Seat
Sport Seats - Front
Start-Stop Button with Comfort Go Keyless Engine Start and Auto Start-Stop Deactivation Button
Steering Column with Manual Reach and Rake Adjustment
Storage Compartment - Rear Centre

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

Calculate how affordable this BMW X3 could be per month.

My credit score is

Cash price

Deposit

I would like to pay over

Annual mileage

Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For KN71GKX

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 04/10/2025 at 04:19

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

Get peace of mind with an instant full vehicle history check and uncover any potential issues before you buy.

Get this vehicle checked

Buy with the AA

This dealer has signed up to our AA Cars Standards.

AA Cars Standards

Find out more about

AA Cars Standards

Get exclusive AA offers

12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

Activate offers

12 months free breakdown cover

Included with this vehicle
Free Accident Assist service available 24/7
Already with the AA? Upgrade your cover for only £10 for the year^

Unlock your offers up to six months after buying one of our vehicles.

Activate cover ^T&C's apply

Get 10% off Car Insurance

Take out a quote today and we will automatically apply 10% discount.

Get a quote today T&C's apply

Need to sell your car?

5,000+ dealers compete
100% free

Sell your car for a great price with our trusted partner Motorway.

Get an instant valuation

Other recommendations

BMW X1 xDrive 25e Sport 5dr Step Auto

View

£32,390

BMW X3 xDrive20i MHT M Sport 5dr Step Auto

View

£33,290

BMW X3 2.0 20d MHT M Sport Auto xDrive Euro 6 (s/s) 5dr

View

£29,995

BMW X3 X3 xDrive20d M Sport

View

£30,845

Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	05/09/2025	42,359
MOT	24/09/2024	31,362