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£37,700

PCP: from £730 pm

HP: from £842 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

BMWX3 X3 xDrive20i M Sport

28 BMW X3 reviews

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Prestige Cars Kent

01689 242 905^*

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Overview

Mileage:
15,470
Year:
2022
Fuel type: Petrol hybrid
Transmission: Automatic
Body type: Suv
Colour: Black
Doors: 5
Engine size: 2.0 L
CO₂ Emissions: 175 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

COMFORT PACK/M SPORT PRO PACK.

? BMW X3 xDrive20i M SportThe BMW X3 xDrive20i M Sport strikes the perfect balance between practicality, performance, and premium comfort ?. With its athletic stance, refined M Sport styling, and intelligent xDrive all-wheel drive, this SUV delivers confidence both in the city and on the open road. Inside, you’re welcomed by a driver-focused cockpit with high-quality materials and cutting-edge technology, ensuring every journey feels first class. This particular example benefits from a Full Dealership Service History, giving complete peace of mind that it has been meticulously maintained. Whether it’s for daily commuting, family trips, or weekend getaways, the BMW X3 is designed to meet every demand with style and precision.✨ Some of the features we love about this car:? M Sport Pro Pack – Enhances performance styling and dynamics with sporty exterior and interior details.?️ Comfort Pack – Adds key convenience upgrades for enhanced everyday usability and passenger comfort.? Black Vernasca Leather Seats – Premium leather upholstery for a luxurious and durable interior finish.?️ Sun Protection Glass – Tinted glazing reduces glare and heat while offering additional privacy.? Condition Based Service – Intelligent monitoring system alerts when maintenance is required for optimal performance.? Why Buy from Prestige Cars Kent?✅ 90-Day Guarantee✅ 175-Point Quality Inspection? Nationwide Delivery Available? Call Now: 01689242905? Prefer email? Submit your enquiry today and we’ll be in touch.⭐Admin fee applies. Please confirm all specifications, as they are autogenerated⭐.

All cars are HPI and 175-Point Checked..

Full dealership history

Vehicle features

19in Alloy Wheels - 887M M Y-Spoke - Midnight Grey
2x USB Type C in Front Centre Console
2x USB Type C in Rear Centre Console
Acoustic Glass
Active Guard
Active Guard Plus
Air Conditioning - Automatic with Three-Zone
Airbags - Driver and Front Passenger Side
Airbags - Driver and Passenger
Airbags - Head - Front and Rear
Airbags - Knee for Driver and Front Passenger
Alarm System
Ambient Lighting
Armrest - Centre Console with Storage Compartment
Armrest - Rear Centre with Two Cupholders
Attentiveness Assistant
Automatic Hold Function
Automatic Powered Electric Bootlid
Automatic Start-Stop Button
Automatic Windscreen Wiper and Headlights
BMW Connected Package Professional
BMW ConnectedDrive Online Services
BMW Emergency Call
BMW Live Cockpit Professional
BMW TeleServices
BMW iDrive
Brake Energy Regeneration
Brake Pad Wear Indicator
Bumper System
Centre Lock Switch
Closing System with Central Locking
Compartment in Front of Cupholder
Condition Based Service
Crash Sensor
Cruise Control
Cup Holders - Front x2
DAB Tuner
DSC - Dynamic Stability Control Plus
Deletion Lumbar Support-Width Adjustment Passenger Side
Door Handles - Body Colour
Door Pockets - Front and Rear
Door Sill Strips
Double-Jointed Spring-Strut Front Axle
Driving Assistant
Driving Experience Switch
Dynamic Brake Lights
EPS - Electric Power Steering
Electric Windows
Electro Mechanical Parking Brake
Electronic Vehicle Immobiliser
Exhaust Tailpipes - Free-Form Chrome Finishers - Left and Right
Exterior Mirrors - Integrated Direction Indicators
Exterior Trim - High Gloss Shadowline
Floor Mats - Velour
Folding Side Mirrors with Auto-Dimming
Follow Me Home Headlight Function
Front and Rear Parking Sensors
Glove Compartment - Lockable
Headlight Beam-Throw Control
Headlights - Adaptive LED
Headlining - M Anthracite
Heat Protection - Sun Protection Glazing
High Level Third Brake Light Using LED Technology
High-Beam Assistant
Interior Lighting
Interior Trim - Aluminium Rhombicle with Pearl Chrome
Interior and Exterior Mirror Package
Language Version English
Lashing Eyelets in Luggage Compartment
Luggage Compartment - Light
M Sport Leather Steering Wheel
M Sport Package
M Sport Suspension
Microfilter and Active Carbon Filter
Mirror Caps - Body Colour
Multiple-Control-Arm Rear Axle
Non Smoker Package
Parking Assistant
Performance Control
Power Socket 12v
Rear-View Mirror with Auto-Dimming
Reversing Camera
Reversing Light
Roof Rails - High-Gloss Shadowline
Safety Battery Terminal Clamp
Seat Backrest Width Adjustment - Driver
Seats - Front Heated
Servotronic
Side Armrests - Front and Rear Integrated into Door Trim
Side Impact Protection
Smartphone Integration
Speed Limiter
Split Folding Rear Seat
Sport Seats - Front
Steering Column with Manual Reach and Rake Adjustment
Steering Wheel Mounted Gearshift Paddles
Stereo Speaker System
Storage Tray and Compartment with Lid in Centre Console
Sun Visors with Illuminated Vanity Mirrors and Ticket Holder
Through-Loading System
Tyre Pressure Sensors
Tyre Repair Kit
Variable Sport Steering
Warning Triangle
Welcome Light
Widescreen Display
Windscreen Washer Jets - Heated
X3 on Tailgate
M Sport Brakes with Blue Calipers
Sun Protection Glass
Comfort Pack
Extended Storage
M Sport Pro Pack
Steering Wheel - Heated
Vernasca Leather - Black with Grey Stitching

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For LC72CCN

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes
Mileage data not available
Not an insurance write-off

Data for this history check supplied: 12/09/2025 at 04:17

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.