£21,970

From £491 pm

BMWX3 2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 (s/s) (190 ps)

28 BMW X3 reviews

Print page

Contact the dealer

Dace Specialist Car Centre Manchester

0161 970 2695^*

Book a pre-purchase vehicle inspection from £119

Arrange delivery - get a quote

View all stock at this dealer

* Calls may be recorded for training and monitoring purposes. Please refrain from providing credit/debit card information on these calls. If you do so it is at your own risk.

Overview

Mileage:
72,000
Year:
2020
Fuel type: Diesel
Transmission: Automatic
Body type: N/a
Colour: Grey
Doors: 5
Engine size: 2.0 L
CO₂ Emissions: 166 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

FINISHED IN SOPHISTICATED GREY AND STYLED WITH STRIKING 19 ALLOY WHEELS, COMPLEMENTED BY A LUXURIOUS LEATHER-TRIM INTERIOR FOR A PREMIUM CABIN EXPERIENCE + SUPPLIED WITH SERVICE HISTORY FOR COMPLETE PEACE OF MIND + EQUIPPED WITH SATELLITE NAVIGATION FOR EFFORTLESS AND ACCURATE ROUTE GUIDANCE + BLUETOOTH CONNECTIVITY FOR SEAMLESS HANDS-FREE CALLING AND MUSIC STREAMING + REAR CAMERA AND PARKING SENSORS FOR HASSLE-FREE, CONFIDENT MANOEUVRING + HEATED SEATS FOR YEAR-ROUND COMFORT IN ALL CONDITIONS + CRUISE CONTROL FOR RELAXED, FUEL-EFFICIENT MOTORWAY JOURNEYS + CRYSTAL-CLEAR DAB DIGITAL RADIO AND PREMIUM IN-CAR ENTERTAINMENT SYSTEM FOR AN ENHANCED LISTENING EXPERIENCE + AUTOMATIC AIR CONDITIONING FOR A CONSISTENT CABIN TEMPERATURE, WHATEVER THE WEATHER + MULTI-FUNCTION LEATHER STEERING WHEEL FOR EASY ACCESS TO MEDIA, CALLS, AND VEHICLE SETTINGS + ELECTRIC WINDOWS FRONT AND REAR FOR EVERYDAY CONVENIENCE. - | ----- F I N A N C E A V A I L A B L E ----- | - *** NOT SURE YOURE ELIGIBLE FOR CAR FINANCE? *** CHECK TODAY USING OUR FREE CAR FINANCE CHECKER ON OUR WEBSITE.*** Dace Motor Group have a dedicated team of finance experts waiting to help with your enquiry. Over the past 30 years we have forged relationships with the countrys largest and best finance houses. We are specialists in Hire Purchase (HP), Personal Contract Purchase (PCP) as well as assisting those with poor credit or previous credit problems - | ----- A B O U T U S ----- | - At Dace Specialist Car Centre Manchester, we are very proud to be named the first Trading Standards Approved Car Retailer, with process and procedures developed with and applauded by them. We do recommend that customers RESERVE their choice of vehicle prior to making their trip, to avoid potentially missing the car. Visit our website dealer's website At Dace Specialist Car Centre Manchester we carry over 700 cars in group stock. TO ENGQUIRE OR RESERVER PLEASE CALL | 01619702695 - | ----- W A R R A N T Y A V A I L A B L E ----- | - With effect from the 1st May 2024 the Warranty Solutions Group will be providing their highest level of national warranty cover on all of our cars + 3 MONTHS WARRANTY FREE + EXTENDED WARRANTIES AVAILABLE - | ----- A D V E R T A C C U R A C Y ----- | - Although we make effort to ensure the description of our vehicles is accurate, mistakes can happen. We are human after all! So, whether it is the exact specification of a vehicle you need clarifying, the service history dates and mileages, even the colour shade please speak to a member of our sales team and they will happily confirm all you need to know about this car. PLEASE NOTE our adverts can never be cited as the reason you have brought a car incorrectly, as no purchase can be completed without the customer physically examining the car. As such, the physical viewing and documentation provided for the vehicle is deemed to be the basis for the sale, not an advertisement that may on occasion contain an error. -

Vehicle features

12V Power Socket in Front Centre Console
19in Alloy Wheels - M Light Double-spoke Style 698 M - Bicolour Ferric Grey
Acoustic Glazing
Active Guard
Adaptive LED Headlights
Air Conditioning - Automatic
Airbags
Alarm System - Thatcham 1 with Remote Control and Engine Immobiliser
Ambient Lighting
Armrest - Front with Storage Compartment
Armrest - Rear Centre with Two Cupholders
Attentiveness Assistant
Battery Safety Cut Off
Bluetooth Hands Free with USB Audio Interface
BMW Connected Package Professional
BMW ConnectedDrive Online Services
BMW Emergency Call
BMW Live Cockpit Professional
BMW Mobility System
BMW Professional Navigation with 10.25in Touch Display
BMW Professional Radio with Single CD Player - with MP3 Playback Compatibility
BMW TeleServices
Bottle Holders Integrated into Door Trim Storage Compartments - Front - up to 1 litre - Rear - Up to 750ml
Brake Pad Wear Indicator - Front and Rear
Bumper System Front and Rear - Replaceable Deformation Elements for Impacts Up to 9mph
Cen

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

Calculate how affordable this BMW X3 could be per month.

My credit score is

Cash price

Deposit

I would like to pay over

Annual mileage

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For HN20LCO

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 13/11/2020

No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 06/09/2025 at 02:14

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

Get peace of mind with an instant full vehicle history check and uncover any potential issues before you buy.

Get this vehicle checked

Buy with the AA

This dealer has signed up to our AA Cars Standards.

AA Cars Standards

Find out more about

AA Cars Standards

Get exclusive AA offers

12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

Activate offers

12 months free breakdown cover

Included with this vehicle
Free Accident Assist service available 24/7
Already with the AA? Upgrade your cover for only £10 for the year^

Unlock your offers up to six months after buying one of our vehicles.

Activate cover ^T&C's apply

Get 10% off Car Insurance

Take out a quote today and we will automatically apply 10% discount.

Get a quote today T&C's apply

Need to sell your car?

5,000+ dealers compete
100% free

Sell your car for a great price with our trusted partner Motorway.

Get an instant valuation

Other recommendations

BMW X5 3.0 40d M Sport SUV 5dr 7 Seats Diesel Auto xDrive Euro 6 (s/s)

View

£23,995

BMW X3 2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 (s/s) (190 ps)

View

£18,355

BMW X3 2.0 X3 xDrive 20d M Sport Auto 4WD 5dr

View

£21,995

BMW X3 2.0 20d M Sport Auto xDrive Euro 6 (s/s) 5dr

View

£17,700

Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Vehicle Registration Mark (VRM)	Date
HN20 LCO	28/07/2025
S17SDA	24/11/2020

Source	Date	Mileage
MOT	23/08/2024	57,283
MOT	05/09/2023	43,505