Get a finance quote

£31,395

PCP: from £572 pm

HP: from £701 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

BMW3 Series 2.0 320i M Sport Auto Euro 6 (s/s) 4dr

126 BMW 3 Series reviews

Print page

Contact the dealer

ZG Prestige

01204 219 868^*

Book a pre-purchase vehicle inspection from £119

Arrange delivery - get a quote

View all stock at this dealer

* Calls may be recorded for training and monitoring purposes. Please refrain from providing credit/debit card information on these calls. If you do so it is at your own risk.

This dealer has committed to AA Cars Standards | tsi APPROVED CODE™ tradingstandards.uk

Overview

Mileage:
13,275
Year:
2024
Fuel type: Petrol
Transmission: Automatic
Body type: Saloon
Colour: Black
Doors: 4
Engine size: 2.0 L
CO₂ Emissions: 155 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

1 OWNER FROM NEW|FREE WARRANTY.

Buy with confidence at ZG Prestige. We are Highly Rated by Auto Trader, recognised as one of the Top 5 Car Dealerships in the UK by CarDealer, and proud to be AA Approved, FCA Regulated, and part of The Motor Ombudsman. With Excellent ratings across Google, eBay, Motors, CarGurus, and PistonHeads, we deliver a trusted service from the town’s largest indoor prestige showroom. Featured Vehicle: BMW 3 Series 2.0 320i M Sport Auto Euro 6 (s/s) 4dr in Black with Black Interior. Supplied with 2 Keys, Full Dealership Service History. New Service Carried Out Due Upon Sale. First MOT Not Due Until 16/05/2027. Excellent condition both inside and out. Our detailed inspection will include replacing any worn wear and tear items like Tyres and Brakes. Some of the Great Specification includes M Sport Pro Package, Comfort Pack, Visibility Pack And So Much More! When you buy from ZG Prestige, on this vehicle you will receive a FREE 16-Months Premium Warranty with nationwide coverage, no limit on claims, direct payment to the repairing garage, and protection against mechanical and electrical faults. You can extend the warranty for up to 36 months. Every car also includes 12 months AA Breakdown Cover, a clear Experian HPI report, and a 120+ point pre-delivery inspection including a full computer scan report. We offer nationwide delivery, flexible low-rate finance (PCP & HP) with 0% deposit, unbeatable part-exchange prices, and a 14-day money-back guarantee for complete peace of mind. Virtual appointments are available via phone, WhatsApp, or video call—buy from home, hassle-free. Reserve today for just £99 (Completely refundable). Contact us 24/7 on WhatsApp at 01204219868 or visit dealer's website

Full dealership history

Vehicle features

12V Power Sockets
18in Alloy Wheels - Double-Spoke Style 848 - M Light Alloy - M Bicolour with Mixed Tyres
Acoustic Glazing
Active Guard Plus
Air Conditioning - Automatic
Airbags
Alarm System
Ambient Lighting
Armrest
Attentiveness Assistant
Automatically Dimming Rear View Mirror
BMW Emergency Call
BMW ID
BMW Live Cockpit Plus
BMW TeleServices
BMW iDrive
Battery in Luggage Compartment
Bumper System
Centre Armrest in Rear - Folding with 2 Cup Holders
Centre Lock Switch
Closing System with Central Locking
Condition Based Service
Connected Package Pro
ConnectedDrive Services
Crash Sensor
Cruise Control with Brake Function
Cup Holders - Centre Console x2
DAB Tuner
DSC - Dynamic Stability Control Plus
Double-Jointed Spring-Strut Front Axle
Driving Experience Switch
EPS - Electric Power Steering
Electric Windows - Front and Rear
Electro Mechanical Parking Brake
Electronic Differential Lock
Electronic Engine Immobiliser
Exhaust Tailpipe Finishers - Visible
Exterior Items
Exterior Trim - High-Gloss Shadowline
Floor Mats in Velour
Follow-Me-Home Function
Fuel Tank Breather System
Glove Compartment - Illuminated
Headlight Beam-Throw Control
Headlining - Anthracite
Interior Lighting
Interior Trim - Aluminium Rhombicle
Interior and Exterior Mirror Package
LED Headlights
Lashing Eyelets in Luggage Compartment
Luggage Compartment - Light
M Aerodynamics Package
M Sport Exterior Styling
M Sport Leather Steering Wheel
M Sport Package
M Sport Suspension
Model Logo
Multifunction for Steering Wheel
Oil Sensor For Level and Grade
Parking Assistant
Plastic Fuel Tank
Power Sockets
Preparation For High-Beam Assistant
Preparation for Driver Assistance
Rear Backrest - Foldable and Dividable by 40-20-40
Rear Lights - LED
Reversing Light
Safety Battery Terminal Clamp
Seat Backrest Width Adjustment - Driver
Seat Heating for Driver and Front Passenger
Shifting Point Display
Smartphone Integration
Speed Limiter
Split Folding Rear Seat
Sport Seats - Front
Standard Seats - Driver and Front Passenger
Start-Stop Button
Steering Column Adjustment
Steering Wheel - Gearshift Paddles
Stereo Speaker System
Storage Compartment Package
Sun Visors with Ticket Holder and Illuminated Vanity Mirror
TPMS - Tyre Pressure Monitoring System
Third Brake Light
Tool Kit Located in Luggage Compartment
Variable Sport Steering
Warning Triangle
Washer Jets - Heated
Welcome Light
M Sport Pro Package
Comfort Pack
Visibility Pack
Sun Protection Glazing
Steering Wheel - Heated
M Sport Brakes with Red Calipers
Run Flat Tyres
Vernasca Leather - Black with Grey Stitching
Wireless Charging Tray
Heated Front Seats
19in Alloy Wheels - M Light Double-Spoke Style 791 - Bicolour Jet Black with Mixed Tyres and Runflat Tyres

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

Calculate how affordable this BMW 3 Series could be per month.

My credit score is

Cash price

Deposit

I would like to pay over

Annual mileage

Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For YC24WSK

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes
Mileage data not available
Not an insurance write-off

Data for this history check supplied: 28/09/2025 at 04:17

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

Get peace of mind with an instant full vehicle history check and uncover any potential issues before you buy.

Get this vehicle checked

Buy with the AA

This dealer has signed up to our AA Cars Standards.

AA Cars Standards

Find out more about

AA Cars Standards

Get exclusive AA offers

12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

Activate offers

12 months free breakdown cover

Included with this vehicle
Free Accident Assist service available 24/7
Already with the AA? Upgrade your cover for only £10 for the year^

Unlock your offers up to six months after buying one of our vehicles.

Activate cover ^T&C's apply

Get 10% off Car Insurance

Take out a quote today and we will automatically apply 10% discount.

Get a quote today T&C's apply

Need to sell your car?

5,000+ dealers compete
100% free

Sell your car for a great price with our trusted partner Motorway.

Get an instant valuation

Other recommendations

BMW 3 Series 2.0 320i M Sport Saloon 4dr Petrol Auto Euro 6 (s/s) (184 ps)

View

£30,800

BMW 3 Series 2.0 320i M Sport Auto Euro 6 (s/s) 4dr

View

£25,700

Mercedes-Benz C Class C 200 MHEV Exclusive Luxury Auto Petrol PAN ROOF/360 CAM/MEMORY

View

£33,995

BMW 3 Series 320i M Sport 4dr Step Auto

View

£32,995

Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.