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£29,250

PCP: from £536 pm

HP: from £654 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

BMWX4 2.0 20d MHT M Sport Auto xDrive Euro 6 (s/s) 5dr

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Car Planet

01923 532 084^*

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Overview

Mileage:
53,414
Year:
2021
Fuel type: Diesel hybrid
Transmission: Automatic
Body type: Suv
Colour: Grey
Doors: 5
Engine size: 2.0 L
CO₂ Emissions: 151 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle features

12V Power Socket in Front Centre Console
19in Alloy Wheels - 887M M Y-Spoke - Midnight Grey
Acoustic Glass
Active Guard
Adaptive LED Headlights
Air Conditioning - Automatic
Airbags
Alarm System - Thatcham 1 with Remote Control and Engine Immobiliser
Ambient Lighting
Armrest - Front with Storage Compartment
Armrest - Rear Centre with Two Cupholders
Attentiveness Assistant
Automatic Powered Electric Bootlid
Automatic Windscreen Wiper and Headlights
BMW Connected Package Professional
BMW ConnectedDrive Online Services
BMW Emergency Call
BMW Live Cockpit Professional
BMW Professional Radio with MP3 Playback Compatibility
BMW Remote Services
BMW TeleServices
Battery Safety Cut Off
Bluetooth Hands Free with USB Audio Interface
Bottle Holders Integrated into Door Trim Storage Compartments - Front - up to 1 litre - Rear - Up to 750ml
Brake Pad Wear Indicator - Front and Rear
Bumper System - Front and Rear
Central Locking Switch for All Doors - Fuel Filler Cap - Luggage Compartment
Check Control Warning System for Monitoring of Lights and Door-Luggage Compartment Open Warning
Child Proof Locking System - Rear Doors
Child Seat ISOFIX Attachment - Rear
Condition Based Service
Crash Sensor
Cruise Control
Cup Holders - Front - Two with Removable Oddments Tray-Lid
DAB Tuner
DSC - Dynamic Stability Control - Stabilises the Vehicle in Extreme Situations - Controls Traction
Deletion Lumbar Support-Width Adjustment Passenger Side
Direction Indicator - Side Repeaters - Integrated in Exterior Mirrors
Door Sill Finishers - Front - High-Gloss Black with BMW Designation
Drive Performance Control with ECO PRO - Comfort and Sport Modes
Driving Assistant
Dynamic Brake Lights
EPS - Electric Power Steering
Electric Windows - Front and Rear with Open-Close Fingertip Control - Anti-Trap Facility and Comfort Closing Function
Electro Mechanical Parking Brake
Exhaust Tailpipes - Dual Round Split Left and Right
Exterior B Pillar - Black
Exterior Mirrors Electrically Adjustable
Exterior Parts in Body Colour
Exterior Trim - High-Gloss Shadowline
First Aid Kit and Warning Triangle
Front and Rear Parking Sensors
Full LED L-Shape 3D Taillight
Gear Knob - Leather
Headlining - Anthracite
Heat Protection Glazing with Green Tint
High Level Third Brake Light Using LED Technology
High-Beam Assistant
Incorrect Fuelling Protection System
Instrument Cluster
Interior Lighting - Front Centre Over Interior Mirror with Soft-Light - Rear Centre and Front and Rear Footwell
Interior Trim - Aluminium Rhombicle with Pearl Chrome
Larger Fuel Tank
Lights-On Warning by Audio Warning Signal When Ignition is Switched Off
Luggage Compartment - Light
Luggage Compartment Storage
M Aerodynamic Bodystyling
M Sport Package
M Sport Suspension
Model Designation
OBC - On-Board Computer
Oil Sensor For Level and Grade - Warning by Check Control System
Optimum Shift Indicator
Parking Assistant
Performance Control
Personal Profile
Rear Seat Headrests - Three
Rear Suspension - Five-Link
Rear-View Electrochromatic Mirror - Automatically Dimming
Remote Control Including Integrated Key - 2
Reversing Assist Camera
Run Flat Tyres
Run-Flat Indicator
Seat Backrest Width Adjustment
Seat Belt Security Check for Driver and Front Passenger
Seats - Front Heated
Shark Fin - Antenna
Side Armrests - Front and Rear Integrated into Door Trim
Side Exterior M Designation Badges
Side Impact Protection
Side Sills - Glacier Silver Metallic - Matt
Split Folding Rear Seat - 40-20-40
Sport Seats - Front
Start-Stop Button with Comfort Go Keyless Engine Start and Auto Start-Stop Deactivation Button
Steering Column with Manual Reach and Rake Adjustment
Steering Wheel - M Sport Leather Multifunction
Storage Compartment - Rear Centre Console and Front-Rear Door Trim
Sun Visors with Vanity Mirrors and Ticket Holder
Tailpipe Finishers in Gloss Chrome
Three-Point Seat Belts - All Seats
Toolkit Located in Luggage Compartment
Twin Horns

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Understanding finance

Vehicle history check

For PY71DHA

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 17/06/2022
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 12/09/2025 at 14:01

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	19/12/2024	49,502