£12,500

From £279 pm

BMWX3 2.0 20d SE SUV 5dr Diesel Auto xDrive Euro 6 (s/s) (190 ps)

28 BMW X3 reviews

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Overview

Mileage:
82,383
Year:
2016
Fuel type: Diesel
Transmission: Automatic
Body type: N/a
Colour: White
Doors: 5
Engine size: 2.0 L
CO₂ Emissions: 136 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

This 2016 BMW X3 20d SE Automatic 4X4 is a superb example finished in stunning Pearlesent Mineral White Metallic, having been owned by only two careful owners. This four wheel drive model boasts a 2.0 litre diesel engine, meeting Euro 6 emissions standards, and comes with the desirable SE trim. Youll appreciate the spacious boot, perfect for all your luggage or shopping needs. Inside, the cabin is enhanced by a panoramic glass sunroof that opens up the space, a sport leather steering wheel for a comfortable grip, stunning Heated Leather Seats, Factory Fitted Electric FoldingTowbar, and exterior mirrors that electrically fold and offer anti dazzle functionality. For connectivity, it features enhanced Bluetooth telephone preparation with USB audio and voice control. 5 Services and 2 Remote Keys. This BMW X3 20d SE offers impressive efficiency, achieving up to a remarkable 54 miles per gallon, which is better than many similar vehicles. Its low CO2 emissions also contribute to its cost effectiveness. For those needing to tow, the electric towbar is a practical addition. Performance is also strong, with acceleration from 0 to 60 miles per hour in just 8.1 seconds, demonstrating its capable engine. These highlights collectively show how this X3 stands out from the crowd.

Vehicle features

12V Power Socket - Front
17in Alloy Wheels - Light V-Spoke - 304
Air Conditioning - Automatic - Dual Zone
Airbags - Driver - Front Passenger - Front and Side
Alarm System - Thatcham 1 with Remote Control and Engine Immobiliser
Ambient Lighting
Anti Roll Bars - Front and Rear
Armrest - Front with Storage Compartment
Armrest - Rear Centre
Automatically Dimming Rear View Mirror
Auxiliary Input Point for Auxiliary Playing Devices
BMW ConnectedDrive Online Services
BMW Emergency Call
BMW Mobility System
BMW Navigation System
BMW Professional Radio with Single CD Player - with MP3 Playback Compatibility
BMW TeleServices
Bluetooth Hands Free with USB Audio Interface
Brake Force Display
Central Locking - Doors Boot Fuel Cap via Remote Key
Child Locking System - Rear Doors
Child Seat ISOFIX Attachment - Rear
Courtesy Lights - Front and Rear with Soft On-Off Dimming
Cruise Control with Brake Function
Cup Holders - Centre Console
DAB Digital Radio
DSC - Dynamic Stability Control - Stabilises th

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For YB66OWK

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 27/07/2018

No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 04/11/2025 at 03:22

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Vehicle Registration Mark (VRM)	Date
YB66 OWK	13/10/2025
N500DEB	31/07/2018
YB66 OWK	24/05/2018

Source	Date	Mileage
MOT	17/09/2025	81,409
MOT	16/09/2024	71,692
MOT	18/09/2023	60,933
MOT	12/09/2022	52,255
MOT	21/09/2021	44,033
MOT	15/09/2020	36,545
MOT	10/09/2019	28,081
VMC	19/07/2018	17,521