£20,995

From £469 pm

BMWX5 3.0 M50d SUV 5dr Diesel Auto xDrive Euro 6 (s/s) (381 ps)

4 BMW X5 reviews

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Coventry Sterling Motors Ltd

02477 022 163^*

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Overview

Mileage:
96,000
Year:
2016
Fuel type: Diesel
Transmission: Automatic
Body type: N/a
Colour: White
Doors: 5
Engine size: 3.0 L
CO₂ Emissions: 173 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

ULEZ++STUNNING++£12K WORTH OF OPTIONAL EXTRAS++MOT AUGUST 2026++FULL SERVICE HISTORY INC RECENT SERVICE++TOP SPEC M50 M SPORT MODEL++FULL LEATHER SEATS++HEATED SEATS++SAT NAV++PANORAMIC GLASS ROOF WITH TILT SLIDE OPENING++HEAD UP DISPLAY++HARMON KARDON++REVERSE CAMERA++UPGRADED M50 D ALLOYS GLOSS BLACK++CERAMIC FINISH++COMFORT SEATS++INSTRUMENT PANEL LEATHER++FULL LEATHER SEATS (BMW INDIVIDUAL ASH VOLCANO BROWN++SOFT CLOSE DOORS++4 WAY ELETRCI SEATS++COMFORT ACCESS SYSTEM++HIGH BEAM ASSISIT++ADAPTIVE HEAD LIGHT++GOOD BODY WORK++DRIVES EXCELLENT++COMES WITH 2 KEYS++ALSO GHOST ALARM SYSTEM ALREADY FITTED++COMES WITH KEYS++COMES WITH 3 MONTH WARRANTY PARTS AND LABOR (CAN BE EXTNDED ) 12 MONTH AA COVER++HPI CLEAR++EXCELLENT COLOR COMBO IN THE WHITE WITH BLACK GRILL AND ALLOYS LOOKS STUNNING++

Vehicle features

12V Power Socket - Luggage Compartment
12V Power Socket - Rear of Centre Console x2
12v Power Socket - Small Folding Compartment in Centre Console
19in Alloy Wheels - Light M Double Spoke Style - 467
20GB HDD Memory
20in Alloy Wheels - Light M Double Spoke Style - 468M
40-20-40 Split Folding Rear Seats
ABS - Anti Lock Braking System
Adaptive LED Headlights with High-Beam Assistant
Adaptive M Sport Suspension
Air Conditioning - Automatic - Dual Zone
Air Conditioning - Automatic with Four Zone Control
Airbags - Curtain Head - Front
Airbags - Curtain Head - Rear
Airbags - Driver
Airbags - Front Side
Airbags - Passenger
Airbags - Passenger Deactivation
Alarm System Thatcham 1 with Remote Control
Alpine White
Ambient Lighting - Colour Selection
Armrest - Front with Storage Compartment
ASC - Automatic Stability Control
Automatically Dimming Rear View Mirror
Auxiliary Input
Belt Force Limiters - Front
Bluetooth - Audio Streaming - with Compatible Devices
Bluetooth Hands Free Facility
BMW

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For VX16FSY

Not recorded as stolen
No third-party trace
3 previous keepers show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 3

Date Of Last Keeper Change 10/09/2024

No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 05/10/2025 at 02:14

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Vehicle Registration Mark (VRM)	Date
VX16 FSY	19/09/2025
V1GSP	12/09/2024
VX16 FSY	03/03/2024
S666AGO	10/07/2021
VX16 FSY	16/10/2017

Source	Date	Mileage
MOT	19/08/2025	94,546
MOT	09/09/2024	83,161
MOT	24/06/2024	81,880
MOT	26/06/2023	70,471
MOT	01/06/2022	54,437
MOT	08/06/2021	39,106
MOT	30/03/2021	39,101
MOT	21/03/2020	37,295
MOT	13/03/2019	29,895