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£20,822

PCP: from £391 pm

HP: from £461 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

FORDKUGA 1.5T EcoBoost Vignale SUV 5dr Petrol Manual Euro 6 (s/s) (150 ps

32 FORD KUGA reviews

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Angus MacKinnon Ltd

01889 312 036^*

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Overview

Mileage:
24,690
Year:
2023
Fuel type: Petrol
Transmission: Manual
Body type: N/a
Colour: Black
Doors: 5
Engine size: 1.5 L
CO₂ Emissions: 153 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

This is a 2023 Ford Kuga Vignale T Vignale, a car equipped with a 1.5L petrol engine and compliant with Euro 6 emission standards. It comes with a full dealership service history, and was last serviced on 11th December 2024 at 22, 737 miles. The vehicle's history is clear, and it is equipped with a retractable towbar with electrical release function, a driver assistance pack that includes blind spot assistance, adaptive cruise control, and front parking assistance. The technology pack adds a head-up display and LED headlights, while a heated steering wheel and luggage compartment mat provide additional comfort and convenience. This Kuga comes with a road worthiness certificate valid until January 2026 and includes a 3-month warranty for added peace of mind. The low insurance group means that insuring this vehicle could be more affordable when compared to other similar vehicles. =============== Specification: Bluetooth, DAB Radio, B&O Stereo System, Driver Assistance Pack, Retractable Towbar, Panoramic Roof ; Tech Pack; Wireless Charing; Satellite Navigation; Apple CarPlay; Android Auto, Front and Rear Parking Sensors; Heated Front Seats; Heated Steering Wheel; Heated Windscreen, Adaptive Cruise Control. ============== Service History: 11/12/201889312036 miles - Ford. ==============

Vehicle features

10-Way Power Adjustable Drivers Seat with Memory
12v Power Point in Cargo Area
12V Power Point in Floor Console
12v Socket - Voltage Regulator
19in Alloy Wheels - 5x2 Spoke - Luster Nickel
2nd Row Sliding Seats
8-Way Manual Passenger Seat including Lumbar Support and Height Adjust
ABS - Anti-Lock Braking System with Enhanced Electronic Stability Control - ESC with Traction Control - Emergency Brake Assist - EBA - Hill Start Assist
Agate Black
Air Conditioning - Electronic Automatic Temperature Control - EATC
Airbag - Driver and Front Passenger Side
Airbag - Front Passenger Deactivation Switch
Airbags - Driver and Front Passenger
Airbags - Front and Rear Side Curtain
Ambient Lighting
Auto Dimming Rear View Mirror
Auto Wipers
Automatic Door Relocking
Automatic Headlights with Auto High-Low Beam
Centre Console with Electronic Parking Brake
Cruise Control with Speed Limiter
Driver and Passengers Sun Visor with Illumination
Driver Assistance Pack
Dual Exhaust Tailpipes with Unique Polished S

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, 59 monthly payments of £221.08 followed by 1 payment of £231.08, total cost of credit is £3,274.80*, total amount payable is £13,274.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Interested in a personal loan instead?

Rates from Representative 6.5% APR on loans of £7,500 to £19,999, with no set up fee and full online journey. Subject to status. Other amounts and rates available. Eligibility criteria apply. Over 18s only. Provided by National Westminster Bank plc trading as NatWest Boxed. AA Financial Services is a credit broker not a lender.

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Vehicle history check

For EF72CNU

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 25/10/2023
No plate changes
No colour changes

Mileage data available †

Data for this history check supplied: 16/05/2025 at 02:12

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
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*Provided where available

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Source	Date	Mileage
DVLA	25/10/2023	5,000