Vehicle details
Ford Focus 1.0 EcoBoost ST-Line X 5dr
Vehicle features
- Head Up Display
- Android Auto
- Apple Car Play
- Auto Lights & Wipers
- Cruise Control
- Keyless Entry System
- Keyless Start
- Satellite Navigation
- Front + Rear Parking Sensors
- Privacy Glass
£19,499
PCP: from £367 pm
HP: from £431 pm
What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?
FordFocus 5Dr ST-Line X 1.0 125PS
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Overview
-
Mileage:
4,240 -
Year:
2023 - Fuel type: Petrol
- Transmission: Manual
- Body type: Hatchback
- Colour: Agate black (premium colour)
- Doors: 5
- Engine size: 1.0 L
- CO2 Emissions: 126 g/km
Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.
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What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?
Hire Purchase (HP)
HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.
You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.
Unlike PCP, there are no limits on mileage.
HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.
Personal Contract Purchase (PCP)
PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.
At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.
PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.
Hire Purchase
PCP
Representative example:
Borrowing £10,000 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, 59 monthly payments of £221.08 followed by 1 payment of £231.08, total cost of credit is £3,274.80*, total amount payable is £13,274.80.
*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.
Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.
†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.
This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request
and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution
Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding
Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number
of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from
these providers and they may provide an incentive to do so.
Interested in a personal loan instead?
Rates from Representative 6.5% APR on loans of £7,500 to £19,999, with no set up fee and full online journey. Subject to status. Other amounts and rates available. Eligibility criteria apply. Over 18s only. Provided by National Westminster Bank plc trading as NatWest Boxed. AA Financial Services is a credit broker not a lender.
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Understanding financeVehicle history check
For EN72RVZ
- Not recorded as stolen
- No third-party trace
- 0 previous keepers show
- No plate changes
- No colour changes
- Mileage data not available
What's not included?
- Outstanding finance details
- Estimated cost of vehicle ownership
- MOT history & common failures*
- Full vehicle specification
- Mileage discrepancies*
- Market valuation*
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