Get a finance quote

£56,795

PCP: from £1,058 pm

HP: from £1,256 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

BMWM3 3.0 BiTurbo Competition M Saloon 4dr Petrol Steptronic xDrive Eu

7 BMW M3 reviews

Print page

Contact the dealer

Panacea Motors

0161 623 7517^*

Book a pre-purchase vehicle inspection from £99

View all stock at this dealer

* Calls may be recorded for training and monitoring purposes. Please refrain from providing credit/debit card information on these calls. If you do so it is at your own risk.

Overview

Mileage:
17,958
Year:
2022
Fuel type: Petrol
Transmission: Automatic
Body type: Saloon
Colour: Yellow
Doors: 4
Engine size: 3.0 L
CO₂ Emissions: 229 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

REF : CN22 M3 3.0 COMPETITION X DRIVE 510 BHP EURO 6 ULEZ COMPLAINT FINISHED IN EXCLUSIVE SAO PAULO YELLOW WITH FULL EXTENDED MERINO WITH BI COLOUR LEATHER INTERIOR. THIS HIGH SPECIFICATION EXAMPLE BOASTS THE 1 PREV OWNER FROM NEW AND A FULL SERVICE RECORD INC RUNNING IN SERVICE FROM BMW £10K OF FACTORY EXTRAS WHICH INCLUDE | FULL CAR PPF | H K SOUND SYSTEM | M HEAD UP DISPLAY | REV CAMERA | | SUN PROTECTION GLAZING | EXTENDED STORAGE | CARBON FIBRE INTERIOR TRIM | ADAPTIVE LED HEADLIGHTS WITH BEAM ASSIST | COMFORT ACCESS | 2 KEY | BE FAST - A RARE FIND IN THIS SPECIFICATION AND NOT TO BE MISSED.... Further to this all vehicles are provided with a comprehensive AA Dealer Care Extended Guarantee and Full AA Roadside, Recovery and Home Start & Onward travel (where not covered under the manufactures own warranty). HPI checks are carried out making sure all cars are clear from any concern, offering you total piece of mind. Every vehicle's mileage is fully guaranteed as genuine. Included with your purchase you will receive a minimum of 3 months Warranty with the option to extended and tailor your package at the time of purchase. Our vehicles are supplied fully valeted to the highest standards and include up to date servicing with a minimum of 9 months MOT. We are regulated by the FCA and can provide a range of flexible finance options, tailoring a package to your needs. We aim to a make the numbers work for you, including 0% deposit deals! We also offer a selection of other products for our customers to protect their investment. These include Williams Ceramic coating, insurance backed policies to protect your investment from financial loss and protection to cosmetic damage. To avoid disappointment please call 01616237517 to arrange a test drive before travelling.

Vehicle features

19in Front - 20in Rear Alloy Wheels - M Double Spoke - 826 - Forged - Bicolour Black with Mixed Tyres
12V Power Socket in Front Centre Console and Blanking Plug
19in Front - 20in Rear Alloy Wheels - M Double Spoke - 826 - Forged - Jet Black with Mixed Tyres
8 Programmable Favourite Buttons
ABS - Anti Lock Braking System
AUX-In Connection
Acoustic Glazing
Adaptive M Suspension
Air Conditioning - Automatic with Three-Zone
Airbags
Alarm
Ambient Lighting
Automatic Windscreen Wiper and Headlights
BMW ConnectedDrive Online Services
BMW Emergency Call
BMW Gesture Control
BMW Individual High-Gloss Shadowline with Extended Contents
BMW Individual Lights - Shadowline
BMW Live Cockpit Professional
BMW Mobility Kit
BMW TeleServices
Bottle Holders Integrated into Door Trim Storage Compartments - Front - Up to 1 litre
Bumper System - Front and Rear
Carbon Fibre Reinforced Plastic Roof
Child Proof Locking System - Rear Doors
Child Seat ISOFIX Attachment
Compartment in Front of Cupholder
Condition

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

Calculate how affordable this BMW M3 could be per month.

My credit score is

Cash price

Deposit

I would like to pay over

Annual mileage

Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, 59 monthly payments of £221.08 followed by 1 payment of £231.08, total cost of credit is £3,274.80*, total amount payable is £13,274.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Interested in a personal loan instead?

Rates from Representative 6.5% APR on loans of £7,500 to £19,999, with no set up fee and full online journey. Subject to status. Other amounts and rates available. Eligibility criteria apply. Over 18s only. Provided by National Westminster Bank plc trading as NatWest Boxed. AA Financial Services is a credit broker not a lender.

Get a quote

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For CN22UUA

Not recorded as stolen
No third-party trace
3 previous keepers show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 3

Date Of Last Keeper Change 09/04/2025

No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 06/06/2025 at 02:15

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

Get peace of mind with an instant full vehicle history check and uncover any potential issues before you buy.

Get this vehicle checked

Buy with the AA

This dealer has signed up to our AA Cars Standards.

AA Cars Standards

Find out more about
AA Cars Standards

Free Breakdown Cover

12 months' free breakdown cover, or an upgrade if you're a member

Find out more

12 months' free breakdown cover

Included with this vehicle
Free Accident Assist service available 24/7
Already with the AA? Upgrade your cover for only £10 for the year^

Unlock your offers up to six months after buying one of our vehicles.

Activate cover ^T&C's apply

Get 10% off Car Insurance

Take out a quote today and we will automatically apply 10% discount.

Get a quote today T&C's apply

Need to sell your car?

5,000+ dealers compete
100% free

Sell your car for a great price with our trusted partner Motorway.

Get an instant valuation

Other recommendations

BMW M5 4.4i V8 Competition Steptronic xDrive Euro 6 (s/s) 4dr

View

£59,995

BMW 5 Series M550i xDrive Saloon

View

£46,579

BMW M5 COMPETITION

View

£59,990

BMW 5 SERIES M5 COMPETITION xDrive Steptronic - DEPOSIT TAKEN - SIMILAR REQUI

View

£59,995

Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Vehicle Registration Mark (VRM)	Date
E2USF	30/04/2025
CN22 UUA	09/05/2024
RUF58X	17/03/2024
CN22 UUA	16/10/2023
AL11 AMR	06/12/2022

Source	Date	Mileage
MOT	31/01/2025	26,403