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£17,990

PCP: from £325 pm

HP: from £402 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

SkodaKAMIQ 1.0 TSI 110 Monte Carlo 5dr

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Cars2 Nissan Huddersfield

01484 582 016^*

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Overview

Mileage:
14,321
Year:
2022
Fuel type: Petrol
Transmission: Manual
Body type: Hatchback
Colour: Grey
Doors: 5
Engine size: 1.0 L
CO₂ Emissions: 129 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

Skoda Kamiq 1.0 TSI 110 Monte Carlo 5dr

Vehicle features

Amundsen satellite navigation with 9.2 glass colour touchscreen display
voice control
virtual cockpit
web radio and traffic sign recognition
Bluetooth system
E-call
Front assist system
Gesture control
PAS
Service indicator
Speed limiter
Virtual cockpit with 10.25 display
Wireless SmartLink for apple car play
android auto and mirrorlink
8 Speakers
Auxiliary input socket
DAB Digital radio
Black door mirrors
Black radiator grille
Black rear diffuser
Body colour bumpers
Body colour door handles
Body colour roof spoiler
Boot lettering in black
Chrome grille surround
Dimming rear view mirror with black surround
Electrically adjustable and heated door mirrors
Front and rear electric windows
Front sport bumper
Full LED headlights with adaptive front light system and front cornering fog lights
Headlight range control
Heated rear window
High functionality rear led lights with dynamic indicators
KAMIQ Door sills
LED daytime running lights
LED third brake light
Light sensors
Monte carlo plaque
Panoramic sunroof with black roof rails
Privacy glass
Rear fog lights
Rear side wing doors
Rear wiper
12V Accessory socket in centre console
3 seat bench in 2nd row
Aluminium pedals
Black ceiling for black/beige interior
Black roof lining
Chrome inner door handles
Cloth upholstery
Front head restraints
Glove compartment with illumination
Ice scraper
Isofix child seat fittings on outer rear seats
ISOFIX on front passenger seat
Leather gear lever
Manual lumbar support for front seats
Rake/reach adjustable steering wheel
Reading lights
Single front passenger seat
Sports seats
Sun visors with illumination on front passenger
Textile floor mats
Third rear headrest
Top tether for front passenger seat
Umbrella in driver's door
3x3 point rear seatbelts
Airbags - driver and front passenger
ESP
Front passenger airbag deactivation switch
Front side airbags with curtain airbags
Hill hold control
Manual parking brake
Manual rear child locks
One tone horn
Rear disc brakes
Seatbelt reminder for driver an co-driver
Traction control
Tyre pressure monitor
Anti-theft alarm system with interior monitoring
backup horn
towing protection and remote central locking with SAFE system
Anti-theft wheel bolts
Electronic engine immobilizer
Chrome air vent surrounds
18 Vega alloy wheels in black

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For YP72MME

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 03/09/2025 at 05:21

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	01/09/2025	14,406