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£20,995

PCP: from £386 pm

HP: from £469 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

VolkswagenT-roc 1.5 TSI EVO SEL 5dr DSG

1 Volkswagen T-roc review

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Drift Bridge Volkswagen

01737 612 406^*

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Overview

Mileage:
19,650
Year:
2021
Fuel type: Petrol
Transmission: Automatic
Body type: Hatchback
Colour: Deep black
Doors: 5
Engine size: 1.5 L
CO₂ Emissions: 150 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle features

Exterior Features
Metallic paint
Safety
Rear view camera
Paint - Pearlescent
Pearl - Deep black
Trim - Cloth
Gem cloth - Titan black/Ceramique
Wheels
18" Montego bay diamond turned alloy wheels with low rolling resistance tyres and anti wheel bolts
Steel space saver spare wheel including tool kit and jack
Exterior Features
Front and rear electric windows
Front windscreen wiper with intermittent wipe and 4 position delay
Heated rear window
Privacy glass
Rain sensor
Rear tinted glass from B-pillar backwards approx 65% tinted
Rear wash/wipe with intermittent wipe setting
Black grained lower door protectors
Black grained wheel arches
Body colour door handles
Body colour sports bumpers with silver metallic underbody fascia
Chrome effect left and right trapezoid exhaust tailpipe fascia surround
Chrome plated moldings
Chrome trim on upper and lower radiator grille
External USB type C socket and charging sockets
Fully galvanised body
Silver anodised roof rails
Volkswagen roundel
Automatic coming/leaving home lighting function and daytime running lights
Automatic hazard lights activation under emergency braking
Dusk sensor
Dynamic headlight range control with self adjusting whilst driving
Front fog lights with static cornering function
High level 3rd brake light
LED darkened rear light clusters
LED headlamps with automatic range adjustment and unique signature LED separate daytime running lights
LED rear number plate lights
LED tail lamp rear comination lamps
Safety
ABS
Electronic parking brake with auto hold
Electronic stability control (ESC) includes ASR
EDL
EDTC and trailer stabilisation function
Front assist with city emergency braking and pedestrian monitoring
Hill start assist
Ventilated front and rear disc brakes
Volkswagen roadside assistance
Adaptive cruise control
Driver alert system with audible and visual fatigue detection system
Lane assist with warning text instrument cluster
Modified key software - reduce switch off time for key status change to Long no motion
Multifunction camera
Traffic sign recognition
Auto dimming interior rear view mirror
Electrically foldable
adjustable and heated door mirrors with puddle lights and reverse activated kerb-view adjustment on passenger's door mirror
3 rear three point seatbelts
Curtain airbags
Driver and front passenger safety-optimised head restraints
Drivers and front passengers airbags with passengers deactivation switch
Drivers seatbelt reminder
Front seat side impact airbags
Predictive pedestrian protection
Rigid safety cell with front and rear crumple zones
Single tone horn
Three point height adjust front seatbelts + pretensioners
Tyre pressure loss indicator
Audio / Communications
Bluetooth telephone and audio connection for compatible devices
Voice activation
Wireless app connect for apple carPlay
DAB Digital radio
Diversity antenna for FM reception
Music playback - MP3
WMA and AAC files
Premium USB cable in choice of either Apple or Android smartphone compatibility
SD card slot
Simultaneous pairing of 2 compatible mobile devices
SMS functionality - read
compose and send SMS messages using touch-screen display
Storage compartment with longitudinal and height adjustable in armrest and two rear air vents
Three route options - Fast
Short
Eco
Title and cover art display
USB-C Interface and USB charging socket
Miscellaneous
'Lights On' Reminder warning buzzer
Car information display
Digital Cockpit Pro - Active info display
Driver tips and journey analysis
Emergency call service
Multifunction computer with visual gear change recommendation for fuel consumption
Navigation system discover media including streaming and internet
Service interval indicator
Think blue trainer driver tips and journey analysis
Warning sound and light for front seatbelts unfastened
Battery regeneration during braking
Start/stop function with battery regeneration
Interior Features
Climate c

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Understanding finance

Vehicle history check

For LB71XHO

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 24/09/2025 at 06:20

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Buy with the AA

This dealer is an AA approved franchise dealer.

Get exclusive AA offers

12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

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12 months free breakdown cover

Included with this vehicle
Free Accident Assist service available 24/7
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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	20/12/2024	16,103
RMI MIL'GE	24/04/2023	7,125