£19,495

From £431 pm

You might also be interested in a personal loan.

Get a personal loan quote AA Loans is provided by National Westminster Bank plc trading as NatWest Boxed. AA Financial Services acts as a credit broker not a lender.
Eligibility criteria apply. Over 18s only.

VolvoXC40 2.0 T5 Inscription SUV 5dr Petrol Auto AWD Euro 6 (s/s) (247 ps)

2 Volvo XC40 reviews

Print page

Contact the dealer

Anchor Cars

0118 344 3112^*

Book a pre-purchase vehicle inspection from £99

View all stock at this dealer

* Calls may be recorded for training and monitoring purposes. Please refrain from providing credit/debit card information on these calls. If you do so it is at your own risk.

Overview

Mileage:
76,212
Year:
2019
Fuel type: Petrol
Transmission: Automatic
Body type: Estate
Colour: Gold
Doors: 5
Engine size: 2.0 L
CO₂ Emissions: 164 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

Anchor Cars is delighted to offer this 2019 Volvo XC40 2.0 T5 Inscription, a premium compact SUV that combines striking Scandinavian design with strong performance and intelligent technology. Finished in gold, this model stands out with its refined styling and confident road presence. Powered by a 2.0-litre turbocharged petrol engine delivering 247 PS, this XC40 features an automatic transmission and all-wheel drive, ensuring composed handling and responsive performance across a range of driving conditions. It's equally suited to urban commuting and long-distance cruising. The Inscription trim includes a generous specification, with built-in sat nav for seamless navigation, a rear parking camera for enhanced convenience, and heated front seats for added comfort during colder days. The cabin is smartly finished with faux leather upholstery, offering a high-quality feel throughout. Practical, stylish, and well-equipped, the Volvo XC40 T5 Inscription delivers a complete SUV experience in a compact and modern package. For more information or to arrange a viewing, contact Anchor Cars on 01183443112 or visit dealer's website

Vehicle features

12.3in Active TFT Crystal Drivers Information Display
12V Socket - Front Tunnel Console
18in Alloy Wheels - 6 Spoke Diamond Cut - Black
2-Zone Electronic Climate Control with CleanZone Air Quality System with Pollen Filter and Cooled Glovebox
3 Spoke Leather Steering Wheel with Chrome Trim
9in Centre Console Portrait Touch Screen
A-Pillar Parking Ticket Holder
Adaptive Brake Lights including High Level LED Brake Light
Adjustable Steering Force
Ambient Door and Instrument Panel Lighting
Anti-Theft Alarm including Immobiliser - Volume Sensor and Level Sensor
Auto Dimming Rear View Mirror
Autofolding Door Mirrors
Automatic Headlight Levelling System
Automatic LED Headlights with Active High Beam Incorporating Day Running Lights
Bluetooth Handsfree System
Bright Metal Luggage Compartment Threshold
Centre Console Cupholders and Storage
Chrome Window Trim
City Safety
Cruise Control
DAB - Digital Audio Broadcasting Radio
Dark Tinted Windows - Rear Side Windows and Cargo Area
Drift Wood Inlays
Drive Mode Settings
Driver Knee Airbag
Drivers Side Lower Dashboard Credit Card Storage Compartment
Dual Integrated Exhaust Pipes
Dual Stage Driver and Passenger Airbags
Dynamic Chassis
Embossed Rear Side Roof Pillar
First Aid Kit
Front Door Pocket and Front Cupholder Illumination
Front Footwell Lighting
Front LED Foglights
Front Park Assist
Front Reading Lights - Theatre Lighting and Glovebox Illumination
Front Tunnel Net Pocket and Integrated Waste Bin
Front and Rear Power Windows
Glovebox Bag Hook
Height Adjustable Passenger Seat with Multi-Directional Lumbar Support
Height and Reach Adjustable Steering Column
Height and Tilt Adjustable Driver Seat with Multi-Directional Lumbar Support
High Gloss Black Front Grille with Chrome Inserts
High Gloss Centre Tunnel Deco
Hill Descent Control
Hill Start Assist
Home Safe and Approach Lighting
IC - Inflatable Curtains - Full Length
ISOFIX Attachment - Outer Rear Seats
Illuminated Vanity Mirrors with Ticket Holder
Inscription Front Door Tread Plates
Intellisafe Surround
Key Integrated Remote Control Central Locking including Fuel Flap with Deadlocking System and Auto Open-Close Power Windows
Keyless Drive with Remote Tag - inc Keyless Entry and Keyless Start plus Handsfree Tailgate Opening-Closing
Keyless Start
Lane Keeping Aid with Driver Alert Control
Leather Coloured Key Integrated Remote
Locking Wheel Nuts
Luggage Compartment Illumination
Luxury Floor Mats
Matt Silver Front and Rear Skid Plate
Mechanical Child Locks - Rear Doors
Multicolour Theatre Lighting
Oncoming Lane Mitigation
Orrefors Crystal Gear Lever Knob
Parking Camera 360 Degree Surround View
Passenger Airbag Cut-Off Switch
Power Driver Seat with Memory for Seat and Exterior Mirrors
Power Operated Tailgate
Power Parking Brake with Auto Hold Function
Power Passenger Seat
Private Locking for Tailgate
Rain Sensor - Automatic Windscreen Wiper Activation
Rear Armrest with Storage and Cupholders
Rear Park Assist
Rear Reading and Courtesy Lights
Road Sign Information Display
Roof Antenna
Roof Rails - Integrated Silver
Roof Spoiler
Run-Off Road Mitigation
Run-Off Road Protection
SIPS - Side Impact Protection System
SIPS Airbags - Front Seats
Seatbelt Reminder and Pretensioners
Sensus Connect with High Performance Sound
Sensus Navigation
Smartphone Integration includes Apple CarPlay and Android Auto - with 2 Type A x USB Hub
Speed Limiter
Speed Sensitive Steering
Stability and Traction Control
Steering Wheel Remote Infotainment Controls
Tailgate Illumination
Tyre Pressure Monitoring System
Tyre Sealant Kit and Compressor
Underfloor Cargo Storage
Vehicle Deceleration Control
Versatile Split Folding Rear Seats - 60-40
Visible VIN Plate
Voice Activated Control for Key Functions
Volvo On Call with App
WHIPS - Whiplash Protection System - Front Seats
Warning Triangle
Winter Pack with Heated Front Windscreen
Luminous Sand
Leather-Faced - Charcoal

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

Calculate how affordable this Volvo XC40 could be per month.

My credit score is

Cash price

Deposit

I would like to pay over

Annual mileage

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, 59 monthly payments of £221.08 followed by 1 payment of £231.08, total cost of credit is £3,274.80*, total amount payable is £13,274.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Interested in a personal loan instead?

Rates from Representative 6.5% APR on loans of £7,500 to £19,999, with no set up fee and full online journey. Subject to status. Other amounts and rates available. Eligibility criteria apply. Over 18s only. Provided by National Westminster Bank plc trading as NatWest Boxed. AA Financial Services is a credit broker not a lender.

Get a quote

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For OE68 UHP

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 29/11/2023
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 14/06/2025 at 06:16

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

Get peace of mind with an instant full vehicle history check and uncover any potential issues before you buy.

Get this vehicle checked

Buy with the AA

This dealer has signed up to our AA Cars Standards.

AA Cars Standards

Find out more about

AA Cars Standards

Get exclusive AA offers

12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

Activate offers

12 months free breakdown cover

Included with this vehicle
Free Accident Assist service available 24/7
Already with the AA? Upgrade your cover for only £10 for the year^

Unlock your offers up to six months after buying one of our vehicles.

Activate cover ^T&C's apply

Get 10% off Car Insurance

Take out a quote today and we will automatically apply 10% discount.

Get a quote today T&C's apply

Need to sell your car?

5,000+ dealers compete
100% free

Sell your car for a great price with our trusted partner Motorway.

Get an instant valuation

Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	13/06/2025	76,217
MOT	27/11/2024	70,143
MOT	29/11/2023	63,431
MOT	19/01/2023	55,633
MOT	19/01/2022	40,318