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£13,990

PCP: from £273 pm

HP: from £313 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

KiaXCeed T-GDi 3

65 Kia XCeed reviews

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Whitley Bay Motors Washington

0191 582 2026^*

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Overview

Mileage:
51,000
Year:
2022
Fuel type: Petrol
Transmission: Manual
Body type: Suv
Colour: Red
Doors: 5
Engine size: 1.5 L
CO₂ Emissions: 141 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

50, 817 miles, 1 owner, service history, finished in infra red, privacy glass, black half leather upholstery, 17" diamond cut alloy wheels.Specification includes; DAB radio, satnav, bluetooth, multifunctional steering wheel, cruise control, dual climate control, a/c, heated steering wheels, heated seats, lane assist, powerfold mirrors, reversing camera, comes with 2 keys.Please see the 'Vehicle Equipment' tab on our website for full specification.Please call our experienced sales team on 01915822026 for any additional specification query, an in-depth appraisal/video call or maybe we can help fund your new car. All of our vehicles are subject to a £199 Service Support Fee and are therefore supplied with 12 months MOT, Full Pre Delivery Service, 6 Months Complimentary In-House Warranty, Premium Pre-Collection Valet, Fuel for Your First Journey and a HPI Certificate. We offer a wide range of Finance and Warranty packages as well as fantastic trade rates for alloy wheel refurbs/colour changes, window tinting and much more.

Vehicle features

Infra Red
1 x 12V Power Sockets - Front Centre Console
10.25in Touchscreen Satellite Navigation
4.2in Supervision Colour Cluster Display
7-Speaker Audio System
Android Auto with Voice Control
Apple CarPlay with Voice Control
Bluetooth with Voice Recognition and Music Streaming
Front USB Port
Luggage 12V Power Socket
Shark Fin Antenna - Body Coloured
USB Fast Charger - Front Centre Console
UVO Connect
Cruise Control with Speed Limiter
Driver Attention Warning - DAW
Forward Collision-Avoidance Assist - City - Pedestrian
Forward Collision-Avoidance Assist - Pedestrian - Cyclist
Rear Parking Sensors
Reversing Camera System with Dynamic Guidelines
Trip Computer
Tyre Pressure Monitoring System - TPMS
Windscreen Washer Level Warning
18in Alloy Wheels
All-Round Electric Windows with Auto Up and Down Function
Black Wheel Arch Trims
Body Coloured Bumpers
Body Coloured Door Mirrors with Matt Black Lower Housing
Body Coloured Exterior Door Handles
Body Coloured Rear Spoiler
Body Coloured Side Sill Mouldings
Electrically Folding - Adjustable and Heated Door Mirrors with LED Indicator Lights
Heated Rear Window with Timer
High Gloss Black and Satin Chrome Radiator Grille
Locking Wheel Nuts
Privacy Glass - Rear Windows and Tailgate
Satin Chrome Window Surrounds
Silver Roof Rails
Tinted Glass
TMK - Tyre Mobility Kit
Wide-View Door Mirrors
Automatic Headlight Control
Headlights - High Beam Assist - HBA
LED Bi-Function Projection Headlights
LED Daytime Running Lights
LED High Mounted Brake Light
LED Rear Fog Light
Projection Front Fog Lights
Rear Lights - LED
60-40 Split Folding Rear Seats
All-Round Height Adjustable Headrests
Auto Dimming Rear-View Mirror
Automatic Defog System
Centre Console Cupholders with Sliding Cover
Centre Console with Storage Box and Sliding Armrest
Chrome Finish Interior Door Handles
Driver and Front Passenger Sunvisors with Vanity Mirror and Illumination
Drivers Seat Height Adjuster
Dual Automatic Air Conditioning
Faux Leather Door Centre Trim
Front and Rear Door Storage
Front Cabin Light with Sunglasses Holder
Front Passenger Seat Height Adjuster
Front Seatback Pockets
Heated Front Seats
Heated Steering Wheel
Leather Trimmed Steering Wheel and Faux Leather Gearshift
Luggage Area Light
Luggage Area Parcel Shelf
Luggage Compartment - Hooks
Rain Sensing Front Wipers
Rear Cabin Light
Rear Centre Armrest with Cupholders
Seats - Front Power Lumbar Support
Steering Wheel Mounted Audio Controls
Tilt and Telescopic Steering Wheel Adjustment
XCeed Badging on Rear Left-Hand Tailgate
Motor Driven Power Steering - MDPS
ABS with Electronic Brakeforce Distribution - EBD and Brake Assist System - BAS
Alarm System
All-Round 3-Point Seatbelts
Child Safety Rear Door Locks
Dual Horn
Electric Parking Brake
Engine Immobiliser and Deadlocks
ESC - Electronic Stability Control
Front Passenger Airbag Cut Off Switch
Front Seatbelt Height Adjusters
Hill-Start Assist Control - HAC
Impact Sensing Auto Door Unlocking
ISOFIX Child Seat Top Tethers and Anchor Fixings
Lane Keeping Assist - LKA
Seatbelt Reminder Warning
Smart Key with Engine Start-Stop Button
Twin Curtain Airbags
Twin Front Airbags
Twin Side Airbags - Front
VSM - Vehicle Stability Management

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For WP22CHN

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 29/10/2025 at 08:42

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	10/06/2025	45,560