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£52,999

PCP: from £949 pm

HP: from £1,184 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

BMWX5 3.0 30d MHT M Sport Steptronic xDrive Euro 6 (s/s) 5dr

35 BMW X5 reviews

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Tame Bridge Cars

01642 908 363^*

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Overview

Mileage:
35,101
Year:
2023
Fuel type: Hybrid
Transmission: Automatic
Body type: Suv
Colour: Grey
Doors: 5
Engine size: 3.0 L
CO₂ Emissions: 191 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

BMW X5 30d M Sport xDrive, 2023 (73), 3.0 Diesel Automatic , 31, 101 Miles, MOT September 2026, Multifunction Steering Wheel, Cruise Control , Speed Limiter , Voice Command , Full Black Quilted Electric Memory Leather Seat, Keyless Ignition , Front/Rear Parking Sensors , Park Assist , Air Suspension, Dynamic Selection, 360 Cameras, Heated Seats , Dual Climate , Ambient Lighting , Virtual Dash , Large Touch Screen Display , DAB, Radio, Phone Connectivity , Navigation , Rear Privacy Glass, Twin Opening Boot, Alloy Wheels, Electric Windows , Electric Adjustable Mirrors. VAT QUALIFYING

Vehicle features

Sun Protection Glass
Sensafin Leather - Black
Skyscraper Grey
BMW ConnectedDrive Online Services
DAB Tuner
HiFi Loudspeaker System
Power Sockets 12v - 2x Centre Console - 1x Luggage Compartment
Smartphone Integration
USB Connections - x1 USB-A and 2x USB-C 1st Row - x4 USB-C 2nd Row
WiFi Hotspot
Attentiveness Assistant
Cruise Control
Driving Experience Switch
Integrated Owners Handbook
Parking Assistant
20in Alloy Wheels - M Star-Spoke Style 740 M Bicolour with Run Flat Tyres
Electric Windows - Front and Rear with Open-Close Fingertip Control - Anti-Trap Facility and Comfort Closing Function
Expanded Exterior Mirror Package
Exterior Trim - High Gloss Shadowline
Front Grille Bars - Pearlescent Chrome
Heat Protection - Sun Protection Glazing
Locking Wheel Bolts
M Aerodynamic Bodystyling
M Sport Brakes with Blue Calipers
M Sport Package
Outer and Central Air Intakes on Front Bumper - High-Gloss Black with Pearlescent Chrome Finish
Roof Rails - High-Gloss Shadowline
xDrive Designation on Tailgate - Right
High-Beam Assistant
Air Conditioning - Automatic with 2.5 Zone Control
Ambient Interior Lighting
Armrest - Front and Rear Integrated into Door Trim
Automatic Tailgate Operation
BMW Live Cockpit Plus
Centre Armrest - Rear - Foldable with 2 Cupholders and Storage Compartment
Door Pockets - Front and Rear
Electric Memory Seats
Floor Mats - Velour
Headlining - Anthracite
Headrests - All Seats
Instrument Panel - Sensatec
Interior Trim - Fineline Black Wood - High-Gloss with Metal Effect
Luggage Compartment Separating Net
Lumbar Support - Driver and Front Passenger
M Leather Steering Wheel
Seat Heating - Front
Split Folding Rear Seats 40-20-40 Configuration
Sport Seats - Front
Steering Column with Electric Adjustment
Steering Wheel - Paddle Shift
Adaptive M Suspension
Double-Wishbone Front Axle
EPS - Electric Power Steering with Servotronic
Recovery System
Speed Limiting Function
ABS - Anti Lock Braking System
Active Protection
Airbags - Driver - Front Passenger- Rear and Side
Automatic Hold Function
Brake System
Closing System with Central Locking
Comfort Access
Head Airbags - For First and Second Row Seats
Knee Airbag
Passenger Seat Airbag Deactivation - Front
Seat Belts Front and Rear - Seat Belt Tensioner - Front and Outer Rear Seats - Belt Force Limit

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For CF73POV

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 08/11/2024

No colour changes
Mileage data not available
Not an insurance write-off

Data for this history check supplied: 19/09/2025 at 07:43

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Vehicle Registration Mark (VRM)	Date
CF73 POV	12/10/2024