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£20,990

PCP: from £384 pm

HP: from £469 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

KiaNiro 4

2 Kia Niro reviews

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Whitley Bay Motors Washington

0191 582 2026^*

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Overview

Mileage:
36,090
Year:
2022
Fuel type: Electric
Transmission: Automatic
Body type: Suv
Colour: White
Doors: 5

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

36, 092 miles, 1 owner, full kia service history, finished in white pearl, privacy glass, black/cream leather upholstery, fitted with 17 inch gloss black alloy wheels with diamond cut faces.Specification includes; virtual dash display, touchscreen DAB radio, satnav, bluetooth, climate control, a/c, multifuntion steering wheel, paddle shifters, heated seats, air cooled seats, parking sensors, parking cameras, auto lights, auto wipers, 4 drive modes, sunroof, electric seats, power tailgate, powerfold mirrors, comes with 2 keysPlease see the 'Vehicle Equipment' tab on our website for full specification.Please call our experienced sales team on 01915822026 for any additional specification query, an in-depth appraisal/video call or maybe we can help fund your new car. All of our vehicles are subject to a £199 Service Support Fee and are therefore supplied with 12 months MOT, Full Pre Delivery Service, 6 Months Complimentary In-House Warranty, Premium Pre-Collection Valet, Fuel for Your First Journey and a HPI Certificate. We offer a wide range of Finance and Warranty packages as well as fantastic trade rates for alloy wheel refurbs/colour changes, window tinting and much more.

Vehicle features

Steel Grey C-Pillar
White Pearl
1x Front 12v Socket
1x Luggage Compartment 12v Socket
2x C-Type Charge Port on Front Seats
2x Front USB Charge Ports - 1x Type C
6-Speaker Audio System
Android Auto and Apple Carplay with Voice Control
Bluetooth with Music Streaming
Free 7-year Kia Connect Services - UVO
Wireless Phone Charger
Adaptive Smart Cruise Control with Stop and Go Functionality
BCA - Rear Blind Spot Collision Avoidance Assist
Digital Clock
Drive Mode Select - Eco-Sport
Forward Collision Avoidance Assist - FCA 2.0 Car-Pedestrian-Cyclist-Junction Turning and Crossing
Front Parking Sensors
Head-Up Display -TFT-LCD
Low Washer Fluid Warning
Parking Collision Avoidance Assist - PCA
Rear Parking Sensors
Remote Smart Park Assist - RSPA 1.0
Reversing Camera with Dynamic Guidelines Integrated into Centre Fascia Screen
Trip Computer
Tyre Pressure Monitoring System - TPMS
17in Alloy Wheels with Continental Tyres
Acoustic Film - Windscreen
All-Round Electric Windows with Driver and Front Passenger Auto Up-Down Function Safety Function
Black and Chrome Radiator Grille
Black Beltline Mouldings
Body Coloured Bumpers
Body Coloured Outside Handle
Deluxe Door Scuff Plates
Electrically Folding Door Mirrors
Gloss Black Cladding
High Gloss Door Mirrors
Locking Wheel Nuts
Rear Fog Light
Rear Privacy Glass
Rear Spoiler
Roof Rails
Solar Windscreen
Tilting and Sliding Power - One Touch - Sunroof
TMK - Tyre Mobility Kit
Automatic Headlight Control
Dual LED Headlights - Low and High Projection
LED Daytime Running Lights
LED High Middle Stop Light
Rear LED Lights
5 Seats
60-40 Split Remote Folding Rear Seats
Air Filter
All-Round Height Adjustable Headrests
Aluminium Pedals
Artificial Leather Steering Wheel
Artificial Leather Storage Console Box
Automatic Windscreen De-Fog
Backlight Glass with Timed Heater
Centre Console Cupholders
Centre Fascia - Metal Chopped Carbon
Driver and Front Passenger Power Adjusted Seat
Driver and Passenger Sunvisors with Vanity Mirror and Illumination
Driver Power Adjusted Memory Seat
Dual Shell Horn
Dual Temperature Control
E-Shift - Shift by Wire
Front and Rear Door Storage
Front Seatback Pockets
Glovebox with Illumination
Heated Front Seats and Rear Outer Seats
Heated Steering Wheel
Inside Door Handle - Chrome Coating
Integrated 10.25in TFT Cluster with 10.25in Touchscreen Display with Navigation
Luggage Area Load Cover
Luggage Board
Lumbar Support - Driver - Power Aircell Type
Lumbar Support - Passenger - Power Aircell Type
Overhead Console - 2nd Row with Luggage Lamp - LED
Passenger Premium Relaxation Seat
Rain Sensor
Rear Console Ventilation Duct
Smart Power Opening Tailgate
Steering Wheel - Paddle Shift
Steering Wheel Mounted Audio Controls
Tilt and Telescopic Steering Wheel Adjustment
Vehicle - 2-Load
Ventilated Front Seats
11KW On Board Charging System
Battery Heating System
Front Grille Charging Port
Motor Driven Power Steering - MDPS
Type 2 to Type 2 Charger - 5m Cable Length
ABS - Anti Lock Braking System
Airbags - Driver
Airbags - Passenger
Alarm System and Engine Immobiliser
All-Round 3-Point Seatbelts
Centre Side Front Airbag
Door Deadlocks
Electronic Parking Brake
Emergency Stop Signalling - ESS
Engine Start-Stop Button with Smart Entry System
ESC - Electronic Stability Control
Front and Rear Chrome Skid Plates
Front Passenger Airbag Cut Off Switch
Front Seatbelt Height Adjusters
Highway Driving Assist - HDA 2.0
Hill-Start Assist Control - HAC
Impact Sensing Auto Door Unlocking
Intelligent Speed Limit Assist - ISLA
Interior Door Lock-Unlock Function
ISOFIX Child Seat Top Tethers and Anchor Fixings
Knee Airbag - Driver
Lane Follow Assist - LFA
Lane Keep Assist System - LKAS
Rear Seat Alert
Side and Curtain Airbags
Visible Vehicle Identification Number - VIN

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For YX72SDV

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes
Mileage data not available
Not an insurance write-off

Data for this history check supplied: 19/08/2025 at 07:42

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.