Asked by sinom hamoni
Every car is given an insurance group, 1-50, which, all else being equal, is an indication of the cost of insurance – group 1 is the lowest risk/cheapest insurance and 50 the highest. There are websites available that allow you to search makes/models by insurance group.
For car tax, car’s registered since 2001 have been taxed according to official CO2 emissions based on a number of bands, so a car in one of the lower bands will be cheaper to tax. The band A rate is currently £0/year but this only applies to cars with CO2 emissions up to 100g/km – a level only achieved by relatively new, and therefore relatively expensive, super-economical mostly diesel models. If the car you’re looking at was registered before 1 March 2001 then an engine 1549cc or smaller will ensure the lowest car tax.
There’s more to think about than just tax and insurance when buying your first car – If you’re buying an older car then you’ll want to do as much as you can to avoid buying something that’s going to present you with an expensive repair bill after a few months. Check service history carefully and consider getting the car independently inspected.