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£28,500

PCP: from £503 pm

HP: from £630 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

BMWiX3 80kWh M Sport Pro Auto 5dr

28 BMW iX3 reviews

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Ashridge Vehicles Limited

01442 791 862^*

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Overview

Mileage:
38,000
Year:
2022
Fuel type: Electric
Transmission: Automatic
Body type: Suv
Colour: Grey
Doors: 5

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

SLIDE PANROOF | 1 OWNER | VATQ.

FINISHED IN SOPHISTO GREY WITH BLACK LEATHER INTERIOR. THIS STUNNING EXAMPLE BOASTS JUST THE ONE OWNER FROM NEW AND COMES SUPPLIED WITH FULL BMW MAIN DEALER SERVICE HISTORY. EQUIPPED WITH A HOST OF DESIRABLE FEATURES WHICH INCLUDE A SLIDING PANORAMIC SUNROOF, 20'' ALLOYS, HEADS UP DISPLAY, 360 DEGREE CAMERA, HEATED FRONT SEATS WITH DRIVER MEMORY, HEATED STEERING WHEEL, BLIND SPOT ASSIST, KEYLESS ENTRY, HARMON KARDON SOUND SYSTEM, PRIVACY GLASS, APPLE CARPLAY AND SO MUCH MORE. A CLEAN EXAMPLE THROUGHOUT AND IS NOT TO BE MISSED. VAT QUALIFYING FOR BUSINESS USERS. ULEZ COMPLIANT FOR LONDON DRIVING. No Admin fees are charged. All our vehicles have passed an extensive RAC workshop inspection including a thorough road test and ECU diagnostic examination. Included in your purchase you will receive a minimum of 3 months RAC Warranty & Roadside Assistance with the option to extend and tailor your package at the time of purchase (where not covered under the manufacturer's warranty own warranty). Enhanced provenance, extensive background & HPI checks are carried out making sure all cars are clear of any concern. Our vehicles are supplied fully valeted to the highest standards and include up-to-date servicing. We are regulated by the FCA and can provide a range of flexible finance options, including 0% deposit deals. We also offer a selection of other products for our customers to protect their investment. These include Williams Ceramic coating and protection against cosmetic damage. To avoid disappointment please call 01442791862 to arrange an appointment before traveling..

Vehicle features

20in Alloy Wheels - M Aerodynamic - Bi-Colour
Acoustic Glazing
Active Protection
Adaptive LED Headlights
Adaptive Suspension
Air Breathers with BMW i Logo
Air Conditioning - Automatic
Ambient Lighting
Attentiveness Assistant
BMW Connected Package Professional
BMW ConnectedDrive Online Services
BMW Gesture Control
BMW Iconic Sounds - Electric
BMW Individual Lights - Shadowline
Bumper System Front and Rear - Replaceable Deformation Elements for Impacts Up to 15kmh
Comfort Access
Cruise Control with Brake and Speed Limiting Function
DSC - Dynamic Stability Control Plus
Electric Memory Seats
Enhanced Bluetooth with Wireless Charging
Exterior Mirrors - Electrically Folding with Anti Dazzle
Exterior Trim - Extended High Gloss Shadowline
Exterior Trim - High-Gloss Shadowline
Front and Rear Parking Sensors
Galvanic Embellisher for Controls
Head-Up Display
Headlining - M Anthracite
Heat Protection Glazing with Green Tint
Heated Seats for Driver and Front Passenger
Heated Steering Wheel
High-Beam Assistant
Interior Rear-View Mirror with Automatic Anti-Dazzle Function
Loudspeaker System - Harman Kardon
Panoramic Glass Sunroof
Parking Assistant
Parking Assistant Plus
Power Steering - Electric
Reversing Assist Camera
Sun Protection Glass
TPMS - Tyre Pressure Monitoring System
Two Tone Horn
Welcome Lighting
WiFi Hotspot Preparation
eDrive Exterior Sound
Vernasca Leather - Black with Blue Contrast Stitching

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, 59 monthly payments of £221.08 followed by 1 payment of £231.08, total cost of credit is £3,274.80*, total amount payable is £13,274.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For HK22FAF

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 19/06/2025 at 04:16

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	09/04/2025	36,213