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£28,450

PCP: from £528 pm

HP: from £629 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

BMW2 Series Gran Coupe 2.0 220d M Sport Auto Euro 6 (s/s) 4dr

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Car Planet

01923 532 084^*

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Overview

Mileage:
7,181
Year:
2023
Fuel type: Diesel
Transmission: Automatic
Body type: Saloon
Colour: White
Doors: 4
Engine size: 2.0 L
CO₂ Emissions: 138 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle features

12V Power Socket - Luggage Compartment
12V Power Socket in Centre Console Front with Blanking Plug
18in Alloy Wheels - M Double-Spoke Style 819 - Bi-Colour
Active Guard Plus
Additional Interior Lighting
Air Conditioning - Automatic - Dual Zone
Airbags - Driver and Front Passenger Side
Airbags - Driver and Passenger
Airbags - Head - Front and Rear
Alarm System Thatcham Category 1 with Remote Control and Engine Immobiliser
Armrest - Front
Attentiveness Assistant
Automatic Windscreen Wipers and Headlights
Automatically Dimming Rear View Mirror
BMW Connected Package Professional
BMW ConnectedDrive Online Services
BMW Emergency Call
BMW Live Cockpit Professional
BMW Mobility Tyre Sealing System
BMW TeleServices
Bluetooth - Audio Streaming and USB
Bumper System - Front and Rear
Central Locking Switch - Doors - Fuel Filler Cap - Luggage Compartment
Check Control Warning System for Monitoring of Lights and Door-Luggage Compartment Open Warning
Child Seat ISOFIX Attachment For The Two Outer Rear Seats And Front Passenger Seat
Childproof Locking System - Rear Doors and Electric Windows
Condition Based Service
Contrast Stitching on Instrument Panel
Crash Sensor
Cruise Control
Cupholders - Two Front Centre Console
DAB - Digital Radio
DSC - Dynamic Stability Control Plus
Dead-locking Function System to all Doors
Direction Indicator Side Lights Integrated in Exterior Mirrors
Door Sill Finishers - Black Plastic with inserted M Designation in Metallic Look - Front
Drive Performance Control with ECO PRO - Comfort and Sport Modes
Drive-Away Locking System on All Doors-Luggage Compartment - Can Be De-Activated in iDrive Settings
EPS - Electric Power Steering
Electric Windows - Front and Rear with Open-Close Fingertip Control - Trap Release and Child Lock Function
Electrically Operated Handbrake - including Automatic Hold Function
Exhaust Tailpipe - Chrome - Single Round 90mm - Left
Extended Storage
Exterior Parts in Contrast High-Gloss Black
Exterior Trim - High Gloss Shadowline
First Aid Kit and Warning Triangle
Floor Mats Finished in Anthracite with Contrasting Surround
Folding Side Mirrors with Auto-Dimming
Front and Rear Parking Sensors
Headlining - M Anthracite
High Level Third Brake Light
Illuminated Boston Interior Trim
Incorrect Fuelling Protection System
Integrated Owners Handbook - Within iDrive Menu
Interior Lighting
Kidney Grille - Chrome with Satin Aluminium Vertical Slats
LED Fog Lights - Front
LED Headlights
Larger Fuel Tank
Launch Control
Locking Wheel Bolts
M Logo Designation Chrome - Side
M Sport Exterior Styling
M Sport Leather Steering Wheel
M Sport Package
M Sport Suspension
M Sports Steering
Model Designation on Tailgate - Right
Multifunction Controls for Steering Wheel
OBC - On Board Computer
Performance Control
Personal Profile
Preparation For High-Beam Assistant
Rear Fog Light
Rear Seat Headrests - Three
Remote Control Key x2
Remote Control with Integrated Key - High-Gloss Black Inlay and M Designation
Reversing Light in Rear Light Clusters
Seat Belt Security Check for Driver and Front Passenger
Seat Belt Warning if Driver Starts Ignition without Putting on Seatbelt
Seats - Front Heated
Seats - Front Sports
Servotronic Steering
Side Armrests - Front and Rear Integrated into Door Trim
Side Impact Protection
Split Folding Rear Seats
Start-Stop Button - Illuminated in Centre Console with Keyless Engine Start and Auto Start-Stop Deactivation Button
Steering Wheel - Gearshift Paddles
Steering-Wheel Column Adjustment - Manual
Stereo Speaker System
Storage Features
Sun Visors with Vanity Mirrors and Insert Tab
TPMS - Tyre Pressure Monitoring System
Three-Point Seat Belts - All Seats
Two Tone Horn
Tyres - Reduced Rolling Resistance
Welcome Light
M Sport Pro Pack
Panoramic Glass Sunroof
Harman Kardon Surround Audio Sound System
19in Alloy Wheels - M Double-Spoke Style 552 - Bi-Colour
Enhanced Bluetooth and Wireless Charging
Parki

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, 59 monthly payments of £221.08 followed by 1 payment of £231.08, total cost of credit is £3,274.80*, total amount payable is £13,274.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Interested in a personal loan instead?

Rates from Representative 6.5% APR on loans of £7,500 to £19,999, with no set up fee and full online journey. Subject to status. Other amounts and rates available. Eligibility criteria apply. Over 18s only. Provided by National Westminster Bank plc trading as NatWest Boxed. AA Financial Services is a credit broker not a lender.

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Vehicle history check

For EG23GYO

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 26/01/2024

No colour changes
Mileage data not available
Not an insurance write-off

Data for this history check supplied: 14/06/2025 at 04:15

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Vehicle Registration Mark (VRM)	Date
EG23 GYO	09/06/2025
ST16 NNO	08/02/2024