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£20,995

PCP: from £398 pm

HP: from £464 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

KiaXCeed 1.5 T-GDi 3 Euro 6 (s/s) 5dr

64 Kia XCeed reviews

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SG Petch York

01904 216 056^*

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Overview

Mileage:
5,176
Year:
2024
Fuel type: Petrol
Transmission: Manual
Body type: Suv
Colour: Silver
Doors: 5
Engine size: 1.5 L
CO₂ Emissions: 142 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

LOW MILES, 7.9% APR*.

We only advertise a selection of our used cars on Autotrader. To view all our used cars currently in stock please visit our website https:/ dealer's website Be sure to check out our 360 Exterior and Interior Panorama view which is available for every vehicle.A lovely example of one of our most popular SUVS finished in Lunar Silver Metallic Paint. Versatile with low running costs. Can't get to see it? Request a bespoke video, or we’ll come to you.*7.9% APR available on PCP and HP. Subject to status to over 18's. Indemnities may be required. Terms apply. Northridge Finance trading as NIIB Group Ltd. Please ask in store for more details.All vehicles are thoroughly prepared for sale by our factory trained technicians. This vehicle comes with the remainder of Kia's industry leading 7 Year/100, 000-mile warranty until 2031.This car is offered by the Kia Dealer of the Year 2019! Why not put our reputation for quality and value to the test? Call to arrange a test drive. See our customer testimonials at dealer's website

From SG Petch, a family business that cares about customers.

Vehicle features

10.25in Touchscreen Satellite Navigation
18in Alloy Wheels
2x Front USB Charge Ports - 1x Type C
4.2in Supervision Colour Cluster Display
60-40 Split Folding Rear Seats
7-Speaker Audio System
ABS with Electronic Brakeforce Distribution - EBD and Brake Assist System - BAS
Alarm System
All-Round 3-Point Seatbelts
All-Round Electric Windows with Auto Up and Down Function
All-Round Height Adjustable Headrests
Android Auto with Voice Control
Apple CarPlay with Voice Control
Auto Dimming Rear-View Mirror
Automatic Defog System
Automatic Headlight Control
Black Side Sill Mouldings with Chrome Inserts
Black Wheel Arch Trims
Bluetooth
Body Coloured Bumpers
Body Coloured Door Mirrors with Matt Black Lower Housing
Body Coloured Exterior Door Handles
Body Coloured Rear Spoiler
Centre Console with Cupholders
Centre Console with Storage Box and Sliding Armrest
Child Safety Rear Door Locks
Chrome Finish Interior Door Handles
Cruise Control with Speed Limiter
Driver Attention Warning - DAW
Driver and Front Passenger Sunvisors with Vanity Mirror and Illumination
Drivers Seat Height Adjuster
Dual Automatic Air Conditioning
Dual Horn
ESC - Electronic Stability Control
Electric Parking Brake
Electrically Folding - Adjustable and Heated Door Mirrors with LED Indicator Lights
Engine Immobiliser and Deadlocks
Faux Leather Door Centre Trim
Faux Leather Gearshift
Forward Collision-Avoidance Assist - City - Pedestrian - Cyclist
Free 7-year Kia Connect Services - UVO
Front Passenger Airbag Cut Off Switch
Front Passenger Seat Height Adjuster
Front Seatback Pockets
Front Seatbelt Height Adjusters
Front and Luggage Area 12V Power Sockets
Front and Rear Cabin Lights
Front and Rear Door Storage
Headlights - High Beam Assist - HBA
Heated Front Seats
Heated Rear Window with Timer
Heated Steering Wheel
High Gloss Black and Satin Chrome Rear Skid Plate
Hill-Start Assist Control - HAC
ISOFIX Child Seat Top Tethers and Anchor Fixings
Impact Sensing Auto Door Unlocking
Intelligent Speed Limit Assist - ISLA
LED Bi-Function Projection Headlights
LED Daytime Running Lights
LED Front Fog Lamps
LED High Mounted Brake Light
LED Rear Fog Light
Lane Follow Assist - LFA
Lane Keeping Assist - LKA
Leather Trimmed Steering Wheel
Locking Wheel Nuts
Luggage Area Parcel Shelf
Luggage Compartment - Hooks
Luggage Compartment Light
Matt Black and Satin Chrome Radiator Grille
Motor Driven Power Steering - MDPS
Privacy Glass - Rear Windows and Tailgate
Rain Sensing Front Wipers
Rear Centre Armrest with Cupholders
Rear Console USB C-Type Charge Port
Rear Lights - LED
Rear Parking Sensors
Reversing Camera System with Dynamic Guidelines
Satin Chrome Window Surrounds
Seatbelt Reminder Warning
Seats - Front Power Lumbar Support
Shark Fin Antenna - Body Coloured
Silver Roof Rails
Smart Key with Engine Start-Stop Button
Steering Wheel Mounted Audio Controls
TMK - Tyre Mobility Kit
Tilt and Telescopic Steering Wheel Adjustment
Tinted Glass
Trip Computer
Twin Curtain Airbags
Twin Front Airbags
Twin Side Airbags - Front
Tyre Pressure Warning System
VSM - Vehicle Stability Management
Wide-View Drivers Door Mirror
Windscreen Washer Level Warning

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, 59 monthly payments of £221.08 followed by 1 payment of £231.08, total cost of credit is £3,274.80*, total amount payable is £13,274.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Interested in a personal loan instead?

Rates from Representative 6.5% APR on loans of £7,500 to £19,999, with no set up fee and full online journey. Subject to status. Other amounts and rates available. Eligibility criteria apply. Over 18s only. Provided by National Westminster Bank plc trading as NatWest Boxed. AA Financial Services is a credit broker not a lender.

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Vehicle history check

For YK74SGY

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Data for this history check supplied: 05/06/2025 at 04:16

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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This dealer is an AA approved franchise dealer.

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Source	Date	Mileage
DVLA	20/05/2025	5,000