£11,749

You might also be interested in a personal loan.

Get a personal loan quote AA Loans is provided by National Westminster Bank plc trading as NatWest Boxed. AA Financial Services acts as a credit broker not a lender.
Eligibility criteria apply. Over 18s only.

BMWX4 2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 (s/s) (190 ps)

Print page

Contact the dealer

Noya Motor Group

01733 604 348^*

Book a pre-purchase vehicle inspection from £99

View all stock at this dealer

* Calls may be recorded for training and monitoring purposes. Please refrain from providing credit/debit card information on these calls. If you do so it is at your own risk.

This dealer has committed to AA Cars Standards | tsi APPROVED CODE™ tradingstandards.uk

Overview

Mileage:
108,500
Year:
2014
Fuel type: Diesel
Transmission: Automatic
Body type: N/a
Colour: Grey
Doors: 5
Engine size: 2.0 L
CO₂ Emissions: 141 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle features

12V Power Socket - Centre Console
19in Alloy Wheels - Light M Double-Spoke Style 622M
40-20-40 Split Folding Rear Seats
ABS - Anti Lock Braking System
ASC - Automatic Stability Control
Additional Detachable Cupholder
Air Conditioning - Automatic with Two-Zone Control
Airbags - Curtain Head Protection system
Airbags - Driver
Airbags - Front Side
Airbags - Passenger
Airbags - Passenger Deactivation
Alarm System Thatcham 1 with Remote Control
Ambient Interior Lighting
Anti Roll Bars - Front and Rear
Armrest - Front with Storage Compartment
Armrest - Rear Centre
Automatically Dimming Rear View Mirror
Auxiliary Input
BMW Emergency Call
BMW Individual Reading Lights - Rear
BMW Professional Radio - Single CD and MP3
BMW TeleServices
Bluetooth Hands Free with USB Audio Interface
Brake Drying
Brake Fade Compensation
Brake Force Display
Brake Pre-Tensioning
CBC - Cornering Brake Control
Central Locking - Remote
Child Proof Locking System - Rear Doors
Child Seat ISOFIX Attachment - Rear x2

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

Calculate how affordable this BMW X4 could be per month.

My credit score is

Cash price

Deposit

I would like to pay over

Annual mileage

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, 59 monthly payments of £221.08 followed by 1 payment of £231.08, total cost of credit is £3,274.80*, total amount payable is £13,274.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Interested in a personal loan instead?

Rates from Representative 6.5% APR on loans of £7,500 to £19,999, with no set up fee and full online journey. Subject to status. Other amounts and rates available. Eligibility criteria apply. Over 18s only. Provided by National Westminster Bank plc trading as NatWest Boxed. AA Financial Services is a credit broker not a lender.

Get a quote

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we’ve made it simple.

Understanding finance

Vehicle history check

For YF64PHZ

Not recorded as stolen
No third-party trace
3 previous keepers show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 3

Date Of Last Keeper Change 15/10/2022

No colour changes

Mileage data available †

Data for this history check supplied: 30/05/2025 at 02:17

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

Get peace of mind with an instant full vehicle history check and uncover any potential issues before you buy.

Get this vehicle checked

Buy with the AA

This dealer has signed up to our AA Cars Standards.

AA Cars Standards

Find out more about
AA Cars Standards

Free Breakdown Cover

12 months’ free breakdown cover, or an upgrade if you’re a member

Find out more

12 months’ free breakdown cover

Included with this vehicle
Free Accident Assist service available 24/7
Already with the AA? Upgrade your cover for only £10 for the year^

Unlock your offers up to six months after buying one of our vehicles.

Activate cover ^T&C's apply

Get 10% off Car Insurance

Take out a quote today and we will automatically apply 10% discount.

Get a quote today T&C's apply

Need to sell your car?

5,000+ dealers compete
100% free

Sell your car for a great price with our trusted partner Motorway.

Get an instant valuation

Other recommendations

BMW X3 3.0 30d SE Auto xDrive Euro 6 (s/s) 5dr

View

£9,995

BMW X3 2.0 20d M Sport Auto xDrive Euro 6 (s/s) 5dr

View

£11,995

BMW X3 2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 (s/s) (190 ps)

View

£12,495

BMW X5 3.0 X5 xDrive 30d M Sport Auto 4WD 5dr

View

£9,545

Vehicle Registration Mark (VRM)	Date
YF64 PHZ	20/07/2020
EDD76Y	28/06/2015

Source	Date	Mileage
MOT	27/09/2024	104,855
MOT	25/09/2023	97,015
MOT	29/09/2022	90,899
MOT	20/09/2021	84,403
MOT	15/09/2020	77,453
MOT	15/11/2019	68,071
MOT	16/11/2018	53,650
MOT	21/11/2017	39,308
VMC	01/05/2015	2,161
DVLA	23/04/2015	2,000