£13,495

From £298 pm

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VOLKSWAGENPOLO 1.0 TSI SE Hatchback 5dr Petrol DSG Euro 6 (s/s) (95 ps)

152 VOLKSWAGEN POLO reviews

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Luton Trade Centre Ltd

01582 232 416^*

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Overview

Mileage:
38,999
Year:
2018
Fuel type: Petrol
Transmission: Automatic
Body type: Hatchback
Colour: Black
Doors: 5
Engine size: 1.0 L
CO₂ Emissions: 105 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

Full VW Service History (6 Services), *** EURO 6 - ULEZ COMPLIANT ***, 15 Alloy Wheels, Front & Rear Parking Sensors, Daytime Running Lights, Speed Limiter, CD/DAB Stereo with APPLE CarPlay & ANDROID Auto, Bluetooth with BT Audio & USB Connectivity, Electric Mirrors, Air Conditioning, Multi Function Steering Wheel, Front & Rear Electric Windows, Auto Lights, Multiple Airbags, ISOFIX

Vehicle features

Active Info Display
Smoking Pack
Parking Sensors - Front and Rear
Deep Black
15in Alloy Wheels - Salou
3 Rear Three-Point Seat Belts with Tensioners on Outer Seats
ABS - Anti-Lock Braking System with HBA - Hydraulic Brake Assist
Air Conditioning - Manual
Air Vents with High Gloss Black Trim
Alarm with Interior Protection with Deactivation via Infotainment System
Automatic Post-Collision Braking System
Bag Hooks in the Luggage Compartment x2
Black Radiator Grille with Chrome Trim
Black Radiator Grille with Chrome Trimmed Louvres
Body Coloured Bumpers and Side Sills
Body Coloured Door Handles and Mirrors with Integrated Indicators
Car-Net App Connect
Centre Console with Open Storage Compartment
Chrome Effect Handbrake Grip Button
Composition Media System
Cup Holders - Front x2 and 12v Socket with Cover
Curtain Airbag System for Front and Rear Passengers including Side Airbags in the Front
DataPlug
Decorative Inserts - Limestone Grey
Door Mirrors - Electrically Adjustable and Heated
Driv

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, 59 monthly payments of £221.08 followed by 1 payment of £231.08, total cost of credit is £3,274.80*, total amount payable is £13,274.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Interested in a personal loan instead?

Rates from Representative 6.5% APR on loans of £7,500 to £19,999, with no set up fee and full online journey. Subject to status. Other amounts and rates available. Eligibility criteria apply. Over 18s only. Provided by National Westminster Bank plc trading as NatWest Boxed. AA Financial Services is a credit broker not a lender.

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Vehicle history check

For SC18XAY

Not recorded as stolen
No third-party trace
3 previous keepers show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 3

Date Of Last Keeper Change 17/05/2023

No colour changes

Mileage data available †

Data for this history check supplied: 11/06/2025 at 02:12

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Vehicle Registration Mark (VRM)	Date
SC18 XAY	02/03/2020

Source	Date	Mileage
MOT	20/05/2025	39,014
MOT	23/05/2024	34,552
RMI MIL'GE	23/05/2024	43,210
MOT	19/06/2023	33,791
RMI MIL'GE	22/05/2023	33,654
MOT	20/05/2022	32,922
MOT	01/06/2021	24,957
RMI MIL'GE	02/03/2020	19,120
RMI MIL'GE	13/06/2019	10,771

VOLKSWAGENPOLO 1.0 TSI SE Hatchback 5dr Petrol DSG Euro 6 (s/s) (95 ps)

Contact the dealer

Luton Trade Centre Ltd

Overview

Vehicle details

Vehicle features

Credit ratings explained

Excellent

Good

Fair

Finance calculator

Hire Purchase (HP)

Hire Purchase

PCP

Interested in a personal loan instead?

Need car finance demystifying?

Vehicle history check

What's not included?

Buy with the AA

AA approved dealer

AA Cars Standards

Free Breakdown Cover

12 months’ free breakdown cover

Get 10% off Car Insurance

Need to sell your car?

Other recommendations

Volkswagen Polo 1.2 TSI BlueMotion Tech SE Design DSG Euro 6 (s/s) 5dr

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VOLKSWAGEN POLO 1.0 TSI Life Hatchback 5dr Petrol DSG Euro 6 (s/s) (95 ps)

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