£20,000

You might also be interested in a personal loan.

Get a personal loan quote AA Loans is provided by National Westminster Bank plc trading as NatWest Boxed. AA Financial Services acts as a credit broker not a lender.
Eligibility criteria apply. Over 18s only.

BMWX5 3.0 40d M Sport SUV 5dr Diesel Auto xDrive Euro 6 (s/s) (313 ps)

35 BMW X5 reviews

Print page

Contact the dealer

Ponko

01223 964 137^*

Book a pre-purchase vehicle inspection from £99

Arrange delivery - get a quote

View all stock at this dealer

* Calls may be recorded for training and monitoring purposes. Please refrain from providing credit/debit card information on these calls. If you do so it is at your own risk.

Overview

Mileage:
76,000
Year:
2015
Fuel type: Diesel
Transmission: Automatic
Body type: N/a
Colour: Black
Doors: 5
Engine size: 3.0 L
CO₂ Emissions: 159 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

ALL OUR VEHICLES HAVE HOME DELIVERY AVAILABLE, ENQUIRE WITH US TO LEARN MORE. This vehicle comes with the following service history: 5 previous services (4 main dealer) This vehicle also benefits from the following factory-fitted extra & key features: - PANORAMIC GLASS SUNROOF (£1, 295) - 20IN ALLOY WHEELS (£1, 200) - BMW INDIVIDUAL PAINTWORK (£1, 120) - PIANO BLACK BMW INDIVIDUAL INTERIOR TRIM (£495) - BMW ADVANCED SOUND SYSTEM (£485) - COLD WEATHER PACKAGE (£475) - REVERSING ASSIST CAMERA (£375) - SUN PROTECTION GLASS (£345) - AUTOMATICALLY DIMMING FOLDING DOOR MIRRORS (£335) - REAR SEAT HEATING (£325) - CONNECTEDDRIVE SERVICES PACKAGE (£230) - HEATED STEERING WHEEL (£185) - EXTERIOR TRIM, MATT ALUMINIUM - INTERIOR TRIM, BMW INDIVIDUAL PIANO BLACK - DAKOTA LEATHER - IVORY WHITE WITH BLACK INTERIOR - BMW NAVIGATION SYSTEM - HEATED FRONT SEATS - FRONT SPORT SEATS - XENON HEADLIGHTS - FRONT ELECTRIC SEATS WITH DRIVER MEMORY - POWER UPPER TAILGATE - LANE DEPARTURE WARNING SYSTEM - M AERODYNAMIC BODYSTYLING - AI CONDITIONING - DAB DIGITAL RADIO - EURO 6 / ULEZ COMPLIANT - FINANCE AVAILABLE - BUY ONLINE - CLICK AND COLLECT - HOME DELIVERY AVAILABLE. The BMW X5 3.0 40d M Sport is the perfect balance of power, refinement, and practicality, delivering an exhilarating driving experience in a premium SUV package. Powered by a 3.0-litre twin-turbo diesel engine, it offers effortless acceleration, smooth performance, and impressive efficiency for its size. The M Sport trim enhances its bold and dynamic appeal with aggressive styling, upgraded suspension, and striking 20-inch alloy wheels, ensuring a commanding road presence. Inside, the luxurious cabin features Dakota Ivory White leather, piano black BMW Individual trim, and front sport seats, providing exceptional comfort and sophistication. The panoramic glass sunroof, heated seats, and BMW Advanced Sound System further elevate the premium experience. With precise handling, cutting-edge technology, and a spacious, well-appointed interior, the X5 40d M Sport is the ultimate choice for those seeking luxury, performance, and everyday versatility in a high-end SUV.

Vehicle features

Panoramic Glass Sunroof
Ruby Black
Cold Weather Package
Reversing Assist Camera
Sun Protection Glazing
Exterior Trim - Matt Aluminium
Interior trim
BMW Individual Piano Black
12V Power Socket - Luggage Compartment
12V Power Socket - Rear of Centre Console
12V Power Sockets
20GB HDD Memory
40-20-40 Split Folding Rear Seats
ABS - Anti Lock Braking System
ADB - Automatic Differential Brake
ASC - Automatic Stability Control
Adaptive M Sport Suspension
Air Conditioning - Automatic with Two-Zone Control
Air Microfilter
Airbags - Curtain
Airbags - Driver
Airbags - Front Side
Airbags - Passenger
Airbags - Passenger Deactivation
Alarm System Thatcham 1 with Remote Control
Ambient Interior Lighting
Armrest - Front with Storage Compartment
Automatically Dimming Rear View Mirror
Auxiliary Input
BMW Apps Interface
BMW ConnectedDrive Online Services
BMW Emergency Call
BMW Professional Radio - Single CD and MP3
BMW TeleServices
Bluetooth Hands Free with USB Audio Interface
Brake Drying
Br

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

Finance calculator

Calculate how affordable this BMW X5 could be per month.

My credit score is

Cash price

Deposit

I would like to pay over

Annual mileage

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, 59 monthly payments of £221.08 followed by 1 payment of £231.08, total cost of credit is £3,274.80*, total amount payable is £13,274.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Interested in a personal loan instead?

Rates from Representative 6.5% APR on loans of £7,500 to £19,999, with no set up fee and full online journey. Subject to status. Other amounts and rates available. Eligibility criteria apply. Over 18s only. Provided by National Westminster Bank plc trading as NatWest Boxed. AA Financial Services is a credit broker not a lender.

Get a quote

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we’ve made it simple.

Understanding finance

Vehicle history check

For KN15TUJ

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 12/11/2018

No colour changes

Mileage data available †

Data for this history check supplied: 26/05/2025 at 02:12

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

Get peace of mind with an instant full vehicle history check and uncover any potential issues before you buy.

Get this vehicle checked

Buy with the AA

This dealer has signed up to our AA Cars Standards.

AA Cars Standards

Find out more about
AA Cars Standards

Free Breakdown Cover

12 months’ free breakdown cover, or an upgrade if you’re a member

Find out more

12 months’ free breakdown cover

Included with this vehicle
Free Accident Assist service available 24/7
Already with the AA? Upgrade your cover for only £10 for the year^

Unlock your offers up to six months after buying one of our vehicles.

Activate cover ^T&C's apply

Get 10% off Car Insurance

Take out a quote today and we will automatically apply 10% discount.

Get a quote today T&C's apply

Need to sell your car?

5,000+ dealers compete
100% free

Sell your car for a great price with our trusted partner Motorway.

Get an instant valuation

Other recommendations

BMW X3 3.0 30d M Sport SUV 5dr Diesel Auto xDrive Euro 6 (s/s) (258 ps)

View

£19,495

BMW 5 Series 520D M SPORT TOURING

View

£21,800

BMW X3 3.0 30d xLine SUV 5dr Diesel Auto xDrive Euro 6 (s/s) (258 ps)

View

£16,321

BMW X3 2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 (s/s) (190 ps)

View

£17,857

Vehicle Registration Mark (VRM)	Date
KN15 TUJ	12/03/2025
N77KKP	14/11/2018

Source	Date	Mileage
DVLA	15/03/2025	76,000
MOT	21/09/2024	74,843
MOT	20/03/2023	69,730
MOT	12/03/2022	67,227
MOT	13/03/2021	64,452
MOT	20/03/2020	62,111
MOT	19/03/2019	58,361
VMC	13/08/2018	57,166
MOT	09/03/2018	50,912