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£23,400

PCP: from £424 pm

HP: from £518 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

VOLVOXC40 1.5 XC40 Inscription T5 Recharge Auto 5dr

2 VOLVO XC40 reviews

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LMC Cars Ltd

01708 392 518^*

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Overview

Mileage:
27,862
Year:
2021
Fuel type: Petrol plug-in hybri
Transmission: Automatic
Body type: Suv
Colour: Grey
Doors: 5
Engine size: 1.5 L
CO₂ Emissions: 47 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

Introducing the stunning Volvo Xc40 1.5 XC40 Inscription T5 Recharge Auto 5dr, a true masterpiece of Scandinavian design and engineering. With only 27862 miles on the clock and just 1 previous owner, this vehicle is in pristine condition and ready to hit the road.

Finished in a sleek Grey exterior, this Volvo Xc40 exudes elegance and sophistication. The Pebble Grey Leather-Faced interior in Charcoal adds a touch of luxury to every drive, ensuring both style and comfort for you and your passengers.

Experience the power and efficiency of the T5 Recharge Auto engine, delivering a smooth and responsive driving experience. Whether you're navigating city streets or cruising on the motorway, the Volvo Xc40 offers exceptional performance and handling.

Don't miss your chance to own this exceptional Volvo Xc40. Visit us today and take it for a test drive to truly appreciate its beauty and capabilities. Drive away in style with the Volvo Xc40 - the perfect blend of luxury, performance, and practicality.

Features Include – Sensus Navigation, Sensus Connect with High Performance Sound, Bluetooth Handsfree System, 9in Centre Console Portrait Touch Screen, DAB - Digital Audio Broadcasting Radio, Cruise Control, Rear Park Assist, 19in Alloy Wheels - 5 Double Spoke - Diamond Cut - Black, Keyless Start,
Power Operated Tailgate, Power Driver Seat with Memory for Seat and Exterior Mirrors

For a full list of amazing features and to arrange a viewing of this car, please do not hesitate to contact us.

All our vehicles are covered by our LMC Dealer Promise. We give them a full 75-point check, a service, and make sure your new car has a 6-month MOT before driving away. We also offer extended warranties and no deposit finance too. You're in safe hands with us at LMC.

Vehicle features

Pebble Grey
Leather-Faced - Charcoal

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, 59 monthly payments of £221.08 followed by 1 payment of £231.08, total cost of credit is £3,274.80*, total amount payable is £13,274.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Interested in a personal loan instead?

Rates from Representative 6.5% APR on loans of £7,500 to £19,999, with no set up fee and full online journey. Subject to status. Other amounts and rates available. Eligibility criteria apply. Over 18s only. Provided by National Westminster Bank plc trading as NatWest Boxed. AA Financial Services is a credit broker not a lender.

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Vehicle history check

For VT21OPM

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

No colour changes

Mileage data available †

Data for this history check supplied: 04/06/2025 at 13:17

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Vehicle Registration Mark (VRM)	Date
VT21 OPM	08/08/2024

Source	Date	Mileage
BVRLA	06/08/2024	25,531
RMI MIL'GE	06/08/2024	25,531
BVRLA	29/02/2024	21,249
RMI MIL'GE	29/02/2024	21,249
BVRLA	17/01/2023	12,949
RMI MIL'GE	17/01/2023	12,949