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£21,490

PCP: from £381 pm

HP: from £475 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

KiaNiro 1.6 GDi Hybrid 3 5dr DCT

2 Kia Niro reviews

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Cars2 Hyundai Wakefield

01924 602 917^*

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Overview

Mileage:
14,769
Year:
2022
Fuel type: Petrol/electric hybr
Transmission: Automatic
Body type: Estate
Colour: Black
Doors: 5
Engine size: 1.6 L
CO₂ Emissions: 105 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

Kia Niro 1.6 GDi Hybrid 3 5dr DCT

Vehicle features

10.25 touchscreen satellite navigation
4.2 supervision colour cluster display
Adaptive smart cruise control function (SCC) with stop and go
Apple car play/Android Auto with voice control
Blind spot collision avoidance assist
Drive mode select (Eco
sport)
E-call
Emergency stop signalling system
Forward Collision-Avoidance Assist (FCA) 1.5 - City/Pedestrian/Cyclist/Junction turning
Front parking sensors
Highway Driving Assist (HDA)
Kia Connect (UVO)
Lane Following Assist (LFA)
Lane keep assist
Motor driven power steering
Rear cross traffic alert
Rear parking sensors
Reversing camera with dynamic guide lines
Safe exit warning (SEW)
Speed limit assist
Tailgate
Trip computer with distance/fuel consumption/average speed
Wireless Smartphone charger
220v AC Inverter
'Shark fin' mobile antenna
2 type C USB ports on front seats
2 USB ports in centre console including 1 type C
6 speakers
Bluetooth with music streaming
DAB Digital radio
Steering wheel mounted controls
Acoustic windshield
All round electric windows with drivers and front passenger auto up/down and safety function
Auto dimming rear view mirror
Automatic defog system
Automatic headlight control system
Black beltline mouldings
Black grille with chrome surround
Body colour bumpers
Body colour exterior door handles
Dual LED headlights (low and high projection)
Electric heated door mirrors
Electrically folding door mirrors
Front and rear chrome skid plates
Front fog lights
Heated rear window with timer
High gloss black cladding
High gloss black door mirrors
LED daytime running lights
LED rear combination lights
LED third brake light
Privacy glass - Rear windows and tailgate
Rain sensing front wipers
Rear fog lights
Rear side wing doors
Rear spoiler
Rear wiper
Roof rails
Solar glass windscreen
Welcome and follow-me home light functionality
Windscreen Washer Level Warning
12v socket in front
12V socket in luggage compartment
3 seat bench in 2nd row
60/40 split/folding 2nd row of seats
All-round height adjustable headrests
Artificial leather centre console storage box
Artificial leather steering wheel
Bulb overhead console
2nd row and luggage lamp
Centre console cupholder
Chrome coating interior door handles
Cloth / Artificial leather upholstery
Driver's power adjustable seat
Driver/passenger sunvisors with illuminated vanity mirrors
Drivers seat power lumbar support
Dual zone automatic air conditioning
Front and rear door storage
Heated front seats
Heated steering wheel
Illuminated glovebox
Interior door lock/unlock function
ISOFIX Child seat top tethers and anchor fixings
Luggage area load cover
Luggage board
Paddle shifts
Passenger seat height adjuster
Rear armrest
Seatback pocket - driver
Seatback pocket - front passenger
Shift by wire SBW
Single front passenger seat
Tilt/telescopic adjustable steering wheel
Ventiliation ducts to rear compartment
Towing pack - Niro
3 point seatbelts on all seats
ABS
Automatic unlocking of doors in case of impact
Centre side front airbags
Curtain and side airbags
Drivers knee airbag
Dual shell horn
Electric parking brake with auto hold function
Electronic stability control
Front passenger airbag deactivation
Height adjustable front seatbelts
Hill start assist control (HAC)
Manual rear child locks
Rear seat alert system
Traction control
Tyre pressure monitoring system
Alarm system and engine immobiliser
Deadlocks
Engine Start/Stop Button with Smart Entry System
Locking wheel nuts
Visible vehicle identification number
Warranty - 7 Years/ 100
000 miles
Centre fascia chopped carbon
18 Alloy wheels
Tyre mobility kit

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, 59 monthly payments of £221.08 followed by 1 payment of £231.08, total cost of credit is £3,274.80*, total amount payable is £13,274.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Need car finance demystifying?

Let us break it down for you. Finance can be confusing, but we've made it simple.

Understanding finance

Vehicle history check

For YD72GKL

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes
Mileage data not available
Not an insurance write-off

Data for this history check supplied: 29/05/2025 at 05:19

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.