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£18,495

PCP: from £344 pm

HP: from £413 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

VolkswagenT-cross 1.0 TSI 110 SEL 5dr DSG

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Drift Bridge Volkswagen

01737 612 406^*

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Overview

Mileage:
22,645
Year:
2022
Fuel type: Petrol
Transmission: Automatic
Body type: Estate
Colour: Reef blue
Doors: 5
Engine size: 1.0 L
CO₂ Emissions: 144 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle features

Exterior Features
Rain sensor
Rear tinted glass 65% approx light absorbing from B pillar backwards
Metallic paint
LED dipped and main beam headlights with automatic range adjustment including separate unique signature LED daytime running lights
Safety
Rear view camera
Automatic dimming interior rear view mirror
Miscellaneous
Ready to Discover with streaming and internet inc 8" nav
6 speakers
bluetooth telephone
preloaded European nav data
SD card reader
DAB
MDI
USB-C
Trim
Front sports seat with height and lumbar adjustment
Security
Remote keyless entry using key fob including Start/Stop button on centre console
Packs
Design pack with 18" Black wheel - T-cross
Light and vision pack - T-cross
Winter pack - T-cross
Paint - Metallic
Metallic - Reef blue
Trim - Cloth
Design pack with 18" Black wheel - Diag cloth - Neutral/Titanium Black
Exterior Features
Front and rear electric windows
Heated rear window
Rear windscreen washer and wiper with interval delay
Windscreen wipers/ intermittent wipe + 4 position delay
Body colour door handles
Body coloured bumpers
Galvanised body
Lower door sills and door pillars in black
Radiator grille with chrome trim and chrome bezel front fog lamp
Rear side wing doors
Rear window aerial
Reflectors in all doors
Silver roof rails
Tailgate with integrated roof spoiler
Automatic hazard lights activation under emergency braking
Dusk sensor + automatic driving lights
Front fog lights with static cornering function
LED third brake light
Rear fog light on one side
reversing light on both sides
Rear lights incorporating LED technology
Safety
Anti-lock Braking System (ABS) with Hydraulic Brake Assist (HBA)
Automatic post collision braking system
ESC with EDL
ASR
EDTC and trailer stabilisation function
Hill start assist
Volkswagen roadside assistance
Adaptive cruise control including front assist
forward collision warning
autonomous emergency braking
speed limiter
Blind spot monitoring
Driver alert system
Lane assist
Power assisted speed sensitive steering
Electrically foldable
adjustable and heated door mirrors with reverse activated kerb view adjustment on passenger's side
Driver and front passenger safety-optimised head restraints
Drivers and Front Passengers airbags with front passengers airbag deactivation switch
Front and rear curtain airbags
Front seat side impact airbags
Height-adjustable front three-point seat belts with tensioners
Pre crash preventive occupant protection
Rear door child safety locks
Rigid safety cell with front and rear crumple zones
Single torn horn
Tyre pressure loss indicator
Interior Features
Front + rear carpet mats
2 Zone electronic climate control with automatic air recirculation
Dust and pollen filter
Heating and fresh air system with 4 stage blower
12V Accessory socket in centre console
Branded points of interest
Drawer under drivers seat
Driver's sunvisor with ticket holder
Front centre armrest with storage compartment
Glovebox
Height/reach adjust steering wheel
Luggage compartment cover
Moveable and foldable Rear bench seat
Storage compartment in drivers and front passengers door
Three spoke multi-function leather trimmed steering wheel and gearknob
Variable boot floor
2 Front and rear reading lights incorporating LED technology
Front footwell illumination
Instrument lighting white adjustable panel illumination
Interior light with delay
Luggage compartment lighting
Driver and front passenger sunvisor with vanity mirror
Audio / Communications
Bluetooth telephone and audio connection for compatible devices
eCall emergency call system
Wireless Car net app connect with Apple CarPlay
combined functionality of Apple CarPlay/Android Auto and MirrorLink
2x USB connection with USB charging sockets and in rear centre console
DAB Digital radio receiver
Diversity antenna for FM reception
Multi device interface (MDI) with USB connection
Music playback - MP3
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Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Need car finance demystifying?

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Understanding finance

Vehicle history check

For GP22GNX

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 24/07/2025 at 06:20

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Buy with the AA

This dealer is an AA approved franchise dealer.

Get exclusive AA offers

12 months free breakdown cover (or discounted upgrade if you're an AA member) and £75 off a Service & MOT. T&Cs apply

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12 months free breakdown cover

Included with this vehicle
Free Accident Assist service available 24/7
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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Vehicle Registration Mark (VRM)	Date
GP22 GNX	09/06/2025

Source	Date	Mileage
MOT	13/05/2025	25,250
RMI MIL'GE	22/05/2024	15,976
RMI MIL'GE	05/06/2023	6,487