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£31,950

PCP: from £580 pm

HP: from £707 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

BMW5 Series 520I M SPORT TOURING MHEV Hyrbrid low company car tax Full Glos

40 BMW 5 Series reviews

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Motorseeker (UK) Ltd

01246 362 506^*

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Overview

Mileage:
12,000
Year:
2023
Fuel type: N/a
Transmission: Automatic
Body type: Estate
Colour: White
Doors: 5
Engine size: 2.0 L
CO₂ Emissions: 154 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

PLEASE VISIT OUR WEBSITE FOR FULL DETAILS OF THIS BMW

Vehicle features

19in Alloy Wheels - M Y-Spoke Bi-colour - 845 with Mixed Tyres
32GB Hard Disc Drive HDD Memory
40-20-40 Split Folding Rear Seats
Active Air Stream Kidney Grille - High Gloss Black
Active Guard
Air Conditioning - Automatic - Two-Zone
Airbags
Alarm System - Thatcham 1 with Remote Control and Engine Immobiliser
All Round Anti-Corrosion System
Ambient Lighting
Armrests
Automatic Powered Electric Bootlid
Automatic Start-Stop Button
Automatic Windscreen Wiper and Headlights
BMW Connected Package Professional
BMW ConnectedDrive Online Services
BMW Emergency Call
BMW Individual High-Gloss Shadowline
BMW Individual Roof Rails High-Gloss Shadow Line
BMW Live Cockpit Professional
BMW TeleServices
Brake Discs - Front and Rear - Interior Ventilation
Brake Energy Regeneration
Brake Pad Wear Indicator
Child Seat ISOFIX Attachment - Outer Rear Seats - includes Top Tether
Chrome Trim
Crash Sensor - Activating Central Locking - Hazard Warning Lights - Fuel Cut Off - Interior Lights
Cruise Control
Cup Holders - Front x2 and Rear x2
DAB Digital Radio
DSC - Dynamic Stability Control - Stabilises the Vehicle in Extreme Situations - Controls Traction
Daytime Running Lights - LED
Deformation Zones - Front and Rear
Drive Performance Control with ECO PRO - Comfort and Sport Modes
Driving Experience Switch
Dynamic Brake Lights
EPS - Electric Power Steering with Servotronic
Electric Windows - Front and Rear with Open-Close Fingertip Control - Anti-Trap Facility and Comfort Closing Function
Electro-Mechanical Parking Brake with Automatic Drive-Away Release and Auto-Hold Function
Engine Cover with TwinPower Turbo Designation
Exhaust Tailpipe - Visible - Trapezoidal
Exterior Door Handle Illumination
Exterior Mirrors - Electrically Adjustable and Heated Includes Integrated Direction Indicators and Automatic Parking Function
Favourite Buttons
First Aid Kit and Warning Triangle
Folding Side Mirrors with Auto-Dimming
Follow Me Home Headlight Function
Footwell Lights - Front and Rear
Glove Compartment - Lockable and Illuminated
Harman Kardon Surround Audio Sound System
Head Restraints - Front Anti-Whiplash
Headlining - Anthracite
Interior Lighting
Interior Trim - Aluminium Rhombicle with Pearl Chrome
LED Headlights
Locking Wheel Bolts
Luggage Compartment Separating Net
Lumbar Support - Driver and Front Passenger
M Aerodynamics Package
M Designation on Front Side Panels - Left and Right - Chrome
M Door Sill Finishers
M Leather Steering Wheel
M Specific Floor Mats
M Specific Pedals
M Sport Exterior Styling
M Sport Suspension
Multi-Functional Instrument Panel
OBC - On-Board Computer
OBD - On Board Diagnosis
Oil Sensor For Level and Grade
Parking Assistant
Passive Protection for Pedestrians
Power Sockets 12V - 1x Front - 1x Rear
Powered By Operating System 7.0
Preparation For High-Beam Assistant
Reading Lights - Front
Rear Doors with Mechanical Childproof Lock
Rear-View Mirror with Auto-Dimming
Seat Heating - Front
Seats - Front with Partial Electric Adjustment
Sensatec Dashboard
Side Impact Protection
Speed Limit Function
Sport Seats - Front
Steering Column with Adjustable Height and Length - Activation via Lateral Lever on Steering Column
Steering Wheel - Gearshift Paddles
Stereo Speaker System
TPMS - Tyre Pressure Monitoring System
Tailgate Window - Independently Opening
Third LED Brake Light
Three-Point Seat Belts
Two Tone Horn
Tyre Repair Kit
Windscreen Washer Jets - Heated
iDrive Touch Controller with Shortcut Buttons
Alpine White
Dakota Leather - Black with Black-Blue Contrast Stitching

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, 59 monthly payments of £221.08 followed by 1 payment of £231.08, total cost of credit is £3,274.80*, total amount payable is £13,274.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Interested in a personal loan instead?

Rates from Representative 6.5% APR on loans of £7,500 to £19,999, with no set up fee and full online journey. Subject to status. Other amounts and rates available. Eligibility criteria apply. Over 18s only. Provided by National Westminster Bank plc trading as NatWest Boxed. AA Financial Services is a credit broker not a lender.

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Vehicle history check

For MY73PZY

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 19/09/2024

No colour changes
Mileage data not available
Not an insurance write-off

Data for this history check supplied: 17/06/2025 at 06:16

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Vehicle Registration Mark (VRM)	Date
MY73 PZY	23/11/2023