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£7,995

PCP: from £158 pm

HP: from £179 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

KiaPicanto DPi 2

64 Kia Picanto reviews

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Top Gear Stoke Ltd

01782 492 104^*

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Overview

Mileage:
44,679
Year:
2022
Fuel type: Petrol
Transmission: Manual
Body type: Hatchback
Colour: Blue
Doors: 5
Engine size: 1.0 L
CO₂ Emissions: 110 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

Kia Picanto 1.0 ‘2’ 5dr Hatchback | 2022 (22 Reg) | Full Kia History | Fresh MOT | ULEZ Compliant Key Details:1.0 Petrol | 5-Speed Manual | 5-Door HatchbackRegistered: May 2022Mileage: 44, 679 miles1 Owner ULEZ Compliant | HPI Clear | 1 Keys | V5 PresentFresh 12-Month MOT Supplied (July 2025)Full Service History – Kia Main Dealer Maintained:Serviced at:12, 000 miles (Jun 2023)24, 000 miles (Oct 2023)36, 000 miles (Feb 2024 – incl. full brake linings/pads front & rear)42, 541 miles (Apr 2025 – 48-month service at Speedwell Kia)Additional work includes:Wipers & sensors replacedAll receipts and history from Speedwell Kia & Kwik Fit Drives beautifully – well maintained and prepped to retail standard.12V Power Socket - Front3.8in Monochrome Audio Display4-Speaker SystemBluetooth with Music StreamingUSB Ports for Connection of a Media DeviceExternal Temperature DisplayTachometerTrip ComputerTyre Pressure Monitoring System - TPMS14in Alloy WheelsBlack Radiator Grille with Chrome SurroundBody Coloured BumpersBody Coloured Exterior Mirrors and Exterior HandlesElectrically Adjustable and Heated Door MirrorsFront and Rear Electric Windows with Drivers Auto Up-Down FunctionHeated Rear WindowLocking Wheel NutsRear Fog LightTinted GlassTMK - Tyre Mobility KitAutomatic Headlight ControlDaytime Running LightsHeadlight Levelling DeviceHigh Mounted Brake LightMulti Focus Reflector Headlights with Black Bezel1 x Coat Hooks - Rear60-40 Split Folding 2nd Row SeatsAir ConditioningAll-Round Height Adjustable HeadrestsCentre Console CupholdersDriver and Front Passenger Sunvisors with Vanity MirrorDrivers Seat Height AdjustmentFront Cabin LightFront Passenger Seatback PocketGloveboxHigh Gloss Lower Centre Fascia Trim - Door Armrest and Air VentsLeather Trimmed Steering Wheel with Leather Trimmed GearshiftLuggage Area LightLuggage Area Parcel ShelfSilver Paint Finished Interior Door HandlesSliding and Reclining Front SeatsSpeed Variable Front WipersSteering Wheel Mounted Audio ControlsTilt Steering Wheel AdjustmentMotor Driven Power Steering - MDPSABS with Electronic Brakeforce Distribution - EBD and Brake Assist System - BASAdvanced Driving Assistance Pack - ADAPAll-Round 3-Point SeatbeltsAnti-Theft Alarm SystemChild Safety Rear Door LocksElectronic Stability Control - ESC and Vehicle Stability Management - VSMEmergency Stop Signalling - ESSEngine ImmobiliserFront Passenger Airbag Cut Off SwitchFront Seatbelt Height AdjustersFront Seatbelt Pre-Tensioners and Load LimitersHill-Start Assist Control - HACImpact Sensing Auto Door UnlockingISOFIX Child Seat Top Tethers and Anchor FixingsRear Wiper-WasherRemote Central Locking with Folding KeySeatbelt Reminder WarningSide Impact Protection SystemTorque Vectoring Brake Based and Straight-Line Stability - SLSTwin Curtain AirbagsTwin Front AirbagsTwin Side Airbags - FrontVisible Vehicle Identification Number - VIN ULEZ Compliant | Just MOT’d | Full History | Finance & Warranty Options Finance Available – All Credit Profiles Considered6–24 Month Nationwide Warranty Options Part Exchange WelcomeUK-Wide Delivery Available? Call now to arrange a viewing or secure online — a clean, well-cared-for Picanto with full main dealer history, great spec, and ready to go.

Vehicle features

12V Power Socket - Front
3.8in Monochrome Audio Display
4-Speaker System
Bluetooth with Music Streaming
USB Ports for Connection of a Media Device
External Temperature Display
Tachometer
Trip Computer
Tyre Pressure Monitoring System - TPMS
14in Alloy Wheels
Black Radiator Grille with Chrome Surround
Body Coloured Bumpers
Body Coloured Exterior Mirrors and Exterior Handles
Electrically Adjustable and Heated Door Mirrors
Front and Rear Electric Windows with Drivers Auto Up-Down Function
Heated Rear Window
Locking Wheel Nuts
Rear Fog Light
Tinted Glass
TMK - Tyre Mobility Kit
Automatic Headlight Control
Daytime Running Lights
Headlight Levelling Device
High Mounted Brake Light
Multi Focus Reflector Headlights with Black Bezel
1 x Coat Hooks - Rear
60-40 Split Folding 2nd Row Seats
Air Conditioning
All-Round Height Adjustable Headrests
Centre Console Cupholders
Driver and Front Passenger Sunvisors with Vanity Mirror
Drivers Seat Height Adjustment
Front Cabin Light
Front Passenger Seatback Pocket
Glovebox
High Gloss Lower Centre Fascia Trim - Door Armrest and Air Vents
Leather Trimmed Steering Wheel with Leather Trimmed Gearshift
Luggage Area Light
Luggage Area Parcel Shelf
Silver Paint Finished Interior Door Handles
Sliding and Reclining Front Seats
Speed Variable Front Wipers
Steering Wheel Mounted Audio Controls
Tilt Steering Wheel Adjustment
Motor Driven Power Steering - MDPS
ABS with Electronic Brakeforce Distribution - EBD and Brake Assist System - BAS
Advanced Driving Assistance Pack - ADAP
All-Round 3-Point Seatbelts
Anti-Theft Alarm System
Child Safety Rear Door Locks
Electronic Stability Control - ESC and Vehicle Stability Management - VSM
Emergency Stop Signalling - ESS
Engine Immobiliser
Front Passenger Airbag Cut Off Switch
Front Seatbelt Height Adjusters
Front Seatbelt Pre-Tensioners and Load Limiters
Hill-Start Assist Control - HAC
Impact Sensing Auto Door Unlocking
ISOFIX Child Seat Top Tethers and Anchor Fixings
Rear Wiper-Washer
Remote Central Locking with Folding Key
Seatbelt Reminder Warning
Side Impact Protection System
Torque Vectoring Brake Based and Straight-Line Stability - SLS
Twin Curtain Airbags
Twin Front Airbags
Twin Side Airbags - Front
Visible Vehicle Identification Number - VIN

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, 59 monthly payments of £223.33 followed by 1 payment of £233.33, total cost of credit is £3,409.80*, total amount payable is £13,409.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.9%, annual interest rate (fixed) 12.9%, deposit of £0, 48 monthly payments of £299.67, optional final payment £7,645.00 (inc. £10 option to purchase fee), total cost of credit is £6,029.16†, total amount of credit is £16,000.00, total amount payable is £22,029.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Understanding finance

Vehicle history check

For BD22VJC

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 24/07/2025 at 07:42

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
BVRLA	12/06/2025	44,423
BVRLA	11/04/2025	42,514
BVRLA	23/08/2024	40,512
RMI MIL'GE	23/08/2024	40,512
RMI MIL'GE	03/04/2024	38,226
BVRLA	31/03/2024	38,041
BVRLA	13/02/2024	36,399
RMI MIL'GE	12/02/2024	36,399
BVRLA	07/06/2023	10,494
RMI MIL'GE	01/06/2023	10,494