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£16,995

PCP: from £306 pm

HP: from £376 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

AudiA3 TFSIe Sport

80 Audi A3 reviews

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Mccarthy Cars 72-74 Mitcham Road

020 3018 2659^*

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Overview

Mileage:
55,168
Year:
2022
Fuel type: Hybrid
Transmission: Automatic
Body type: Hatchback
Colour: Metallic glacier white
Doors: 5
Engine size: 1.4 L
CO₂ Emissions: 26 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

Metallic Glacier White, Contrasting Full Black Leather Interior, Touch Screen Infotainment System, Satellite Navigation, Rear Parking Sensors, Bluetooth With Music Streaming, DAB Radio, USB Input, Audi Smart Phone Integrated Apple Carplay/Android Auto, Air Conditioning, Climate Control, Cruise Control, Audi Drive Select, Electric Windows/Mirrors, Multi-Function Steering Wheel, Power Steering, ABS Brakes, Multi Airbags, 5 Headrests, Three Point Rear Seatbelts, ISOFIX Child Seat Preparation, Push Button To Start, Arm Rest, LED Headlights, 17in Alloy Wheels, Remote Alarm, Just 1 Private Owner From New, This Car Has Covered Only 55000 Miles & Benefits From A Full Service History, This Car Costs Just £195 A Year Road Tax, NO ULEZ CHARGE.Every Vehicle is Subjected To a Rigorous RAC Approved 82 Point Buysure Inspection and is supplied Fully Serviced With a RAC Platinum Parts and Labour Warranty, 1 Years MOT, 12 Months RAC Roadside Assistance including and HPI Checked, Admin Fee May Apply, 4 Years RAC Platinum Parts and Labour Warranty Available, Over 200 Cars in Stock, Finance Available, No Deposit Required, Part Exchange Available. McCarthy Cars Are RAC Approved and Highly Recommended By Them, Have Complete Peace Of Mind With The McCarthy Cars and RAC Buysure Programme.Available extras include Privacy Glass, Bluetooth, Sat Nav, DAB Radio, Front and Rear PDC Parking Aids, Leather Interiors and Heated Seats.McCarthy Cars are a Multi Award Winning Car Dealership and Most Loved Business in Croydon. Find Us On Facebook, You Tube and Twitter @mccarthycarsuk. McCarthy Cars, A Family Run Business Established 50 Years Ago, Open 7 Days a Week. CR0 3RG, 02030182659 / 02030182659 dealer's website sales dealer's website

Vehicle features

12v Socket and Storage Compartment in Front Centre Console
2 USB-C Ports with Charge and Data Functions
6 Passive Loudspeakers
Audi Connect Emergency Call and Service
Audi Connect Navigation and Infotainment Services Plus - 3 Year Subscription
Audi Smartphone Interface
Bluetooth Interface
DAB Digital Radio
Emergency Call - E-Call
MMI Navigation Plus with High Resolution 10.1in Touchscreen Colour Display
Audi Drive Select
Collision Avoidance Assistant
Cruise Control
Lane Departure Warning
Tyre Pressure Loss Indicator
Voice Control System with Natural Language Interaction
17in Alloy Wheels - 5-Parallel Spoke Design
Aluminium Window Trims
Anti Theft Locking Wheel Bolts
Body Coloured Door Mirrors
Body-Coloured Roof Spoiler
Electric Windows - Front
Exterior Mirrors - Electrically Adjustable - Heated and Folding - Automatically Dimming on Both Sides with Built-In LED Side Indicators - Including Automatic Kerb-Side Function for the Passenger-Side
Manual Boot Compartment Lid
Rear Window - Rear Door Windows and Rear Side Windows in Clear Glass
Sport Exterior Styling
Tyre Repair Kit
Windscreen with Acoustic Glazing
LED Headlights with LED Daytime-Running Lights - Halogen Lights in the Rear
Light and Rain Sensor
Aluminium Interior Elements
Audi Virtual Cockpit
Auto Dimming and Frameless Rear View Mirror
Cloth Headlining in Steel Grey
Dual-Zone Electronic Climate Control
Front and Rear Floor Mats
Front Centre Armrest
Front Door Sill Trims with Aluminium Inlay
Inlays - Silk Effect Paint in Platinum Grey
Interior Lighting
Luggage Compartment Floor Covering
Manual Front Seat Adjustment
Split-Folding Rear Seat Bench can be Split 40: 20: 40 or Fully
with Centre Armrest and Cup Holders
Steering Wheel - 3-Spoke Leather-Multi-Function
Tool Kit
Type 2 Socket for AC Charging
3.6kW Onboard Charger
Automatic Start-Stop System with Recuperation
Domestic Charging Cable - 3 Pin 10 Amp
Electromechanical Power Steering
Standard Suspension
Type 2 Mode 3 32amp Charging Cable
Airbags - Driver and Front Passenger with Passenger Airbag Deactivation
Anti-Theft Alarm
Audi Pre-Sense Front with Pedestrian and Cyclist Recognition
Electronically Operated Child Locks
ESC - Electronic Stabilisation Control inc ABS - ASR and EDL
First Aid Kit and Warning Triangle and 2 Safety Vests
Front Side Airbags with Head Airbags and Interaction Airbag
Hill Hold Assist
I-Size and Top Tether Child Seat Mounting for the Outer Rear Seats
Remote Central Locking
Seat Belt Monitoring

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, 59 monthly payments of £221.08 followed by 1 payment of £231.08, total cost of credit is £3,274.80*, total amount payable is £13,274.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Interested in a personal loan instead?

Rates from Representative 6.5% APR on loans of £7,500 to £19,999, with no set up fee and full online journey. Subject to status. Other amounts and rates available. Eligibility criteria apply. Over 18s only. Provided by National Westminster Bank plc trading as NatWest Boxed. AA Financial Services is a credit broker not a lender.

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Vehicle history check

For SH22PVZ

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 07/06/2023
No plate changes
No colour changes

Mileage data available †

Data for this history check supplied: 30/05/2025 at 07:42

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Source	Date	Mileage
RMI MIL'GE	01/10/2024	48,961
RMI MIL'GE	16/09/2024	48,605