01924 602 436

£11,490

From £254 pm

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SkodaOctavia TSI ACT SE Drive

173 Skoda Octavia reviews

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Direct Car Credit

01924 602 436^*

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Overview

Mileage:
87,620
Year:
2020
Fuel type: Petrol
Transmission: Automatic
Body type: Hatchback
Colour: Black
Doors: 5
Engine size: 1.5 L
CO₂ Emissions: 139 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle features

8 Loudspeakers
Amundsen Touchscreen Satellite Navigation System and Integrated Wi-Fi
Bluetooth
DAB Radio
Infotainment Online - 1 Year
MDI - Multi Device Interface
SmartLink Plus
USB - SD Card and Proximity Sensor
Acoustic Parking Sensors - Rear
Cruise Control
Driver Fatigue Assistant
Driving Mode Selection - ECO-Comfort-Sport-Custom
Gear Change Recommendation
Multifunction Trip Computer
Outdoor Temperature Gauge
TPMS - Tyre Pressure Monitoring System
Voice Control
17in Alloy Wheels - Denom
Black Grille Surround
Body Coloured Bumpers and Protective Side Mouldings
Door Handles - Body Coloured
Door Mirrors - Black
Electrically Adjustable and Heated Door Mirrors
Front and Rear Electric Windows
Rear Mudflaps
Tinted Glass
Tyre Repair Kit
Front Fog Lights
Front LED Daytime Running Lights
Halogen Projector Headlights
Headlights - Internally Adjustable Beam Level
High Level 3rd Rear Brake Light
Light and Rain Sensors
Light Assistant
Rear LED Lights
3 Spoke Leather Multifunction Steering Wheel
Aero Windscreen Wipers with Intermittent Function
Air Re-Circulation with Pollen Filter
Door Handles - Interior in Chrome
Driver Personalisation
Dual-Zone Air Conditioning with Humidity Sensor and Control
Floor Mats
Front Armrest with Storage Box
Front Centre Armrest
Glasses Storage Compartment
Glovebox - Air Conditioned
Glovebox - Illuminated
Height Adjustable Driver and Passenger Seats with Lumbar
Height Adjustable Front and Rear Head Restraints - Three
Height and Reach Adjustable Steering Wheel
Illuminated Luggage Compartment
Interior Light with Door Pillar Switches
Luggage Compartment - Lashing Eyelets
Luggage Compartment Lighting - Two Side Lamps
Passenger and Drivers Vanity Mirrors
Rear Backrest Release
Split and Folding Rear Seats
Storage - Pockets on Rear of Front Seats
Textile Floor Mat Set
Umbrella Under Front Passenger Seat
Electro-Mechanical Power Steering
Airbags - Driver Knee
Airbags - Passenger Deactivation Switch
Alarm
Automatic Post Collision Braking System
Driver and Passenger Front and Side Airbags
Electronic Engine Immobiliser
ESC incl ABS-EBV-MSR-ASR-EDS-HBA-DSR
Fuel Supply Cut Off Switch
Head and Curtain Airbags
HHC - Hill Hold Control
Rear Window Wiper
Remote Central Door Locking
Seatbelt Warning Light - All Passengers
Two ISOFIX Child Seat Fittings in Rear
XDS Advance Stability Control

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, 59 monthly payments of £221.08 followed by 1 payment of £231.08, total cost of credit is £3,274.80*, total amount payable is £13,274.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

Interested in a personal loan instead?

Rates from Representative 6.5% APR on loans of £7,500 to £19,999, with no set up fee and full online journey. Subject to status. Other amounts and rates available. Eligibility criteria apply. Over 18s only. Provided by National Westminster Bank plc trading as NatWest Boxed. AA Financial Services is a credit broker not a lender.

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Vehicle history check

For GJ20OYL

Not recorded as stolen
No third-party trace
2 previous keepers show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 2

Date Of Last Keeper Change 13/03/2025
No plate changes
No colour changes

Mileage data available †

Not an insurance write-off

Data for this history check supplied: 23/05/2025 at 07:42

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Category write-offs

A vehicle that has been in an accident will be assessed by insurance companies and assigned a category: A, B, S or N. However, we only list Cat S or N cars as Cat A and B cars are not roadworthy and safe.

Category S (formerly Category C)

The 'S' in Cat S stands for structural damage. This means the vehicle has damage to its structure/chassis, which is more than just cosmetic damage. But the vehicle can be professionally repaired, making it safe and roadworthy.

Category N (formerly Category D)

Similarly, the 'N' in Cat N stands for non-structural damage. Here, the vehicle has sustained damage, but it has not affected the structure/chassis. A Cat N car is safe to drive as the damage could be minimal/cosmetic.

Buying a written-off vehicle:

Do a full vehicle history check to identify category vehicles.
Make sure to check with the dealer if a Cat S/N vehicle has been professionally repaired.
Book a vehicle inspection and our experts will look over a Category vehicle for you.

Source	Date	Mileage
MOT	18/03/2024	67,685
BVRLA	01/02/2024	67,548
MOT	23/06/2023	59,637
BVRLA	02/02/2022	30,721
BVRLA	17/06/2021	16,523