You might also be interested in a personal loan.
Get a personal loan quote AA Loans is provided by National Westminster Bank plc trading as NatWest Boxed. AA Financial Services acts as a credit broker not a lender.
Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.
Calculate how affordable this Fiat Panda could be per month.
What is Hire Purchase (HP)?
HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.
You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.
Unlike PCP, there are no limits on mileage.
HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.
For this vehicle you have selected only HP is available.
All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.
Borrowing £10,000 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, 59 monthly payments of £221.08 followed by 1 payment of £231.08, total cost of credit is £3,274.80*, total amount payable is £13,274.80.
*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.
Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.
†AA PCP AA Car Finance is provided by Evolution Funding Ltd. Used Car Sites Limited, on behalf of AA Financial Services Limited, introduces you to Evolution and are each acting as credit brokers and not lenders. AA Financial Services Limited receives a commission from Evolution Funding Ltd, which can vary based on the lender and vehicle selected. By submitting an application for car finance you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.
Rates from Representative 6.5% APR on loans of £7,500 to £19,999, with no set up fee and full online journey. Subject to status. Other amounts and rates available. Eligibility criteria apply. Over 18s only. Provided by National Westminster Bank plc trading as NatWest Boxed. AA Financial Services is a credit broker not a lender.
Get a quote
Let us break it down for you. Finance can be confusing, but we’ve made it simple.
Understanding financeFor GN15YXC
Get peace of mind with an instant full vehicle history check and uncover any potential issues before you buy.
Get this vehicle checkedThis dealer has signed up to our AA Cars Standards.
Find out more about
AA Cars Standards
12 months’ free breakdown cover, or an upgrade if you’re a member
Find out moreUnlock your offers up to six months after buying one of our vehicles.
Activate cover ^T&C's applyTake out a quote today and we will automatically apply 10% discount.
Sell your car for a great price with our trusted partner Motorway.
Get an instant valuationConnect with us
