Many Brits taking risks with insurance

A new survey has revealed that many British motorists often take risks with insurance, with one in eight people admitting to having used a car they were not covered to drive.

Some 69 per cent of these people said they drove someone else’s car without being insured to do so and the rest said they had used their own vehicle without proper cover, according to the research.

Younger motorists were found to be the worst offenders, with 29 per cent of drivers under the age of 30 saying they had driven uninsured, compared to 12 per cent of people in their 30s and 40s.

Male drivers are more likely to use a car without proper insurance, according to the study, with 17 per cent of men admitting to having done so in the past, compared to nine per cent of women.

Richard Mason, director of insurance at, pointed out that the problem of uninsured driving has been one of the main reasons for providers increasing their premiums recently.

Stressing the importance of proper cover, Mr Mason added: "It is simply wrong to believe you are safe driving your own or a friend’s car just a short distance uninsured, since most accidents happen in residential and often familiar streets."

Uninsured drivers can be hit with a £200 on-the-spot fine, six points on their licence and can have their car impounded.


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