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Car leasing FAQs

Contract changes and termination

Life can be unpredictable and throw unexpected challenges at you – that's why we include life-event break clauses into every Smart Lease contract.

Once you've had your Smart Lease car for more than 6 months, you qualify for the life-event break clauses. This means you won't be charged an early termination fee if you need to cancel your lease for these specific life events:

  • redundancy – excluding voluntary redundancy, early retirement, and termination of contract by agreement or dismissal

  • divorce or the dissolution of a civil partnership

  • loss of driving licence for medical reasons for 6 months or more – excluding conditions that were pre-existing when the term commenced

  • death of you or your partner – where it's not the result of alcohol, solvent or drug abuse

Plus, if you're pregnant or adopting and need a bigger car, you can change to a different vehicle under the Smart Lease scheme and won't be charged an early cancellation fee.

You're not required to inform us about any medical conditions at this stage, unless they render you unable to drive now, but we may require evidence of them to process a claim.

Find out more about DVLA reportable medical conditions.

The early termination fee is calculated as 50% of the sum of the remaining monthly payments due on the vehicle at the time of the early termination. In the unlikely event that the early termination fee exceeds £10,000, the life-event break clauses can't be used. 

If you do cancel your lease early, you're still entitled to the benefit of the contract's damage waiver. So long as the condition of your vehicle is in line with the BVRA Fair Wear and Tear Guide, any identified damage that adds up to £500 including VAT will be waived.

However, in the unlikely event that the damage is valued over £500, you'll have to pay the full amount.

As a Smart Lease hirer you can change your term or mileage once during the contract for no penalty.

Any difference to your monthly payment will be updated on the day the change is made, and shown in your contract.

To change your term or mileage limit, call our customer service team on 0344 472 1081.

In your bundle you chose a mileage for your expected use.

For example, if you opted for 36 months and 10,000 miles a year, we expect the car to be returned with a maximum of 30,000 miles on the odometer at the end of the term.

If the actual mileage is more or less, then you pay the rate that belongs to that bundle.

With a lower bundle you'll get the difference back, but with a higher bundle you'll pay the difference.

Rest assured, LeasePlan UK wil adjust your bundle annually in consultation with you.

If you drive more miles by the end of the term than agreed, you'll be charged the excess mileage fee outlined in your contract.

If you exceed your contracted mileage, you'll be charged for the excess mileage at the end of the contract. However, you can revise your mileage limit during the term of your contract.

To discuss your options, call the customer service team on 0344 472 1081.

Yes, as a Smart Lease customer you can change your mileage to one of the four mileage options available: 8,000, 10,000, 15,000 or 20,000 miles a year.

To change the mileage, call the customer service team on 0344 472 1081.

You can add your spouse or partner as a named driver, so long as they live at the same address as you. They must have a full UK driving licence.

If you need to change their details, call the customer service team on 0344 472 1081 and they'll arrange the change for you.

Call the customer service team on 0344 472 1081 and they'll arrange the change for you.

Call the customer service team on 0344 472 1081 and they'll arrange the change for you.

Any questions?

The Smart Lease team is here to help

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