Benefits of AA Smart Lease
It's smart
- Drive a brand-new car for 2 to 4 years.
- Transparent pricing – what you see online is what you pay.
- Free delivery and collection.
It's flexible
- Choose the mileage and term of lease that suits you.
- Change your term and mileage during the lease for free.
- No early termination fees for cancelling your lease if a specific life-event1 occurs.
And it's hassle free
- Easy online steps, from finding your car to getting the keys.
- Vehicle tax, MOT, servicing and maintenance, plus breakdown cover included in your rental.
- Dedicated driver line if you need support.
- Worry-free end of lease with a generous end of contract damage waiver included.

- Hire of the car.
- Use of the car up to your mileage limit.
- Car registration fee.
- Vehicle tax.
- Servicing – all manufacturer service intervals including oil, bulbs and consumables; vehicle collection and delivery service. Fluid top ups between services aren't included.
- Maintenance – routine maintenance repairs due to fair wear and tear; vehicle collection and delivery service. Damage and repairs deemed to be caused by neglect or driver error aren't included.
- AA breakdown cover – roadside assistance on your doorstep and away from home.
- Tyre replacement – punctures and damage due to fair wear and tear. Vandalised or stolen tyres, or driver abuse aren't included.
- Mileage or term adjustment – you can request either a single change of mileage or the term period at any time during the term without an administration fee.
- Courtesy car if your AA Smart Lease car needs to be repaired (where available).
- No termination fees for life events.
- Fair wear and tear repairs up to a maximum of £500 at the end of your lease – in the unlikely event the repairs exceed £500, then you'll be charged the full amount.
Life can be unpredictable and throw unexpected challenges at you – that's why we include life-event break clauses into every Smart Lease contract.
Once you've had your Smart Lease car for more than 6 months, you qualify for the life-event break clauses. This means you won't be charged an early termination fee if you need to cancel your lease for these specific life events:
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redundancy – excluding voluntary redundancy, early retirement, and termination of contract by agreement or dismissal
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divorce or the dissolution of a civil partnership
-
loss of driving licence for medical reasons for 6 months or more – excluding conditions that were pre-existing when the term commenced
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death of you or your partner – where it's not the result of alcohol, solvent or drug abuse
Plus, if you're pregnant or adopting and need a bigger car, you can change to a different vehicle under the Smart Lease scheme and won't be charged an early cancellation fee.
You're not required to inform us about any medical conditions at this stage, unless they render you unable to drive now, but we may require evidence of them to process a claim.
Find out more about DVLA reportable medical conditions.
The early termination fee is calculated as 50% of the sum of the remaining monthly payments due on the vehicle at the time of the early termination. In the unlikely event that the early termination fee exceeds £10,000, the life-event break clauses can't be used.
If you do cancel your lease early, you're still entitled to the benefit of the contract's damage waiver. So long as the condition of your vehicle is in line with the BVRA Fair Wear and Tear Guide, any identified damage that adds up to £500 including VAT will be waived.
However, in the unlikely event that the damage is valued over £500, you'll have to pay the full amount.