Multi-car breakdown cover

Yes, multi-car breakdown cover from The AA is the same as personal breakdown cover. You’re covered as an individual in any eligible vehicle, whether you’re driving or travelling as a passenger. You can choose from single cover, joint cover and family cover.

If you’d like to be covered in multiple vehicles, then our policies offering personal cover might suit you. We don’t call it multi-car cover, but you’ll be covered as a driver or passenger in any vehicle.

If you only want cover for yourself in multiple vehicles, then you can choose cover for you. If you’d like to cover more than 1 person in multiple vehicles, then you might want to choose family breakdown cover.

With family cover, you can add up to 3 other people to your personal cover, as long as everyone lives at the same address. That could include your:

• Partner
• Family members
• Housemates
• Children – even if they’re students temporarily living away from home

Looking for the right cover for you? Read our tips for how to compare breakdown cover.

Our single policy covers one individual, our joint policy covers two people living at the same address, and our family policy covers up to 4 people living at the same address (this can include students who live elsewhere during term time or members of the armed forces who are temporarily living away but still registered at the home address).

No. With multi-car breakdown cover, you’re covered as a driver or passenger in any eligible vehicle, no matter what address it’s registered to.

With our multi-car breakdown cover, you can make unlimited call-outs, as long as the problem isn’t caused by a recurring fault that hasn’t been fixed. This ensures you’ll get help whenever you need it, whether you’re driving your own car, van, motorhome or someone else’s vehicle.

Our policies only cover you if you break down in the UK. If you’d like to be covered abroad, you’ll need to get European breakdown cover.

If you have personal, joint or family cover along with Parts and Garage Cover, you can add up to 4 cars onto 1 policy.

Just let us know which vehicles you want to include.

If you’re on a single-vehicle policy and want to add another car, you can switch to a multi-car breakdown cover, also called personal breakdown cover. This policy gives you flexible cover in any eligible vehicle, whether you’re the driver or a passenger.

Yes, you can add your partner to your AA membership providing that you both live at the same address. To upgrade, just log in into your account or call us and we’ll help.

If you choose family breakdown cover, you and up to 3 other people you live with are covered under one policy – no matter what car they’re driving or riding as a passenger in. This includes students who live away from home during term time.

Yes, with multi-car breakdown cover you’re covered when driving or travelling as a passenger in any eligible vehicle – this includes vans, motorbikes, motorhomes, minibuses and caravans and trailers on tow at the time of breakdown.

Your vehicle must have a gross vehicle weight of less than 3.5 tonnes (3,500kg) and it can't be wider than wider than 8 feet 3 inches (2.55m), excluding mirrors. The same maximum weight and width separately apply to any caravans or trailers you’re towing. Your vehicle must also be roadworthy, taxed and have an up-to-date MOT.

If you have multi-car breakdown cover, you’re covered in any eligible vehicle – this includes if you break down as a driver or passenger in someone else’s car.

Depending on your driving habits and the number of vehicles you regularly drive or travel in, multi-car cover can be cheaper than having separate policies.

Call our free helpline on 0330 053 0460 or chat to us between 7am and 8pm.

If you need information in large print, audio or Braille, just ask – you can email our customer services team at [email protected], or let us know when you call our helpline.

If you’ve broken down, you can text us on 07860 027 999.

Use the Relay UK app or dial 18001 before calling us to connect to a relay assistant if required.

If your current situation is affecting how you manage your finances and you require additional help or support, call us on 0330 053 0460

If you require any additional adjustments (e.g. documents in large print, audio or Braille) or you need us to tailor our service to your specific requirements in the event of a breakdown, call us on 0330 053 0460 or chat to us between 7am and 8pm

Use the Relay UK app or dial 18001 before calling us to connect to a relay assistant if required.

Follow these four steps if you break down:

1 – Make sure you’re in a safe place. Move your vehicle off the road if possible, or pull up onto the hard shoulder if you’re on the motorway.

2 – Stay well away from moving traffic – it’s usually safest to get out of your car (using the doors facing away from passing traffic) and wait behind a barrier.

3 – Put your hazard warning lights on and wear a reflective jacket, if you have one.

4 – Once you’re safe, give us a call. We’ll come and rescue you, even if you’re not a member yet.

If you’re already with us, you can also report a breakdown and pinpoint your location using our app. It's the fastest way to ask us for help and track our arrival.

Find out more on what to do if your car breaks down

If you’ve got vehicle cover, change your vehicle details as soon as you can.

With single, joint or family personal cover, you'll only need to change your vehicle details if you have Commercial Use or Parts and Garage Cover added to your policy.

It's simple to change your vehicle details online, and we’ll check that your new vehicle is eligible (terms and conditions apply).

We'll help with breakdowns that happen from 24 hours after you’ve updated us.

If you have Tyre Cover, you’ll only be able to claim for tyre repairs or replacements after the first 7 days. 

If you have Parts and Garage Cover, you’ll only be able to claim for new faults that occur after the first 14 days.