Parts and Garage Cover

To add Parts and Garage Cover to your existing AA cover, call us now on 0343 316 4444 to get a quote and update your policy.

If you're new to the AA, you can add it to your cover when you buy online.

Your Parts and Garage Cover activates after a 14-day claim exclusion period. This means you can use it at any point after the first 14 days of your policy.

We cover vehicles of any age or mileage, but this doesn’t include caravans and other trailers, or kit cars.

Parts and Garage Cover can't be used for business vehicles (known as 'hire and reward'). That means we can't cover taxis, driving instructor cars, ice cream vans or parcel delivery, courier or haulage vehicles.

You’ll need to keep your vehicle serviced in line with your manufacturer’s recommendations, and this must be done by a suitable garage.

You can cover multiple vehicles on a single policy, depending on your level of membership:

• If you hold personal, joint or family breakdown cover, you can cover up to 4 vehicles, as long as they're all registered at the same address.
• If you hold vehicle cover, you'll be covered for the named vehicle on your policy.

You can only claim on Parts and Garage Cover after you've called us out for a sudden mechanical or electrical fault that's stopping you from starting or continuing your journey.

If we've replaced some parts, or if your vehicle needs to go into the garage for further repairs, we'll help you cover the costs.

A pre-existing fault is one that you're already aware of but haven't got around to fixing yet. We don’t cover the costs for repairing these.

To make a claim under your Parts and Garage Cover, you'll first need to call us for breakdown assistance.

If we can fix your vehicle at the roadside and you need a part replacement, you'll only need to pay the £35 excess to the patrol.

If a garage repair is needed, contact our claims helpline on 0344 579 0042 before the work is started. We'll confirm if it's covered once the problem is diagnosed. If it is, we'll authorise the garage to carry out the work. 

We'll also help to make sure the process of getting your vehicle repaired is as simple, quick and hassle-free as possible.  We manage all aspects of the repair with the garage to get you back on the road as quickly as possible. 

We can even arrange to pay the breakdown repair bill directly to the garage.

Just so you know, the garage must get confirmation of cover and authorisation from us before any repair work is started in order for you to be able to make a claim.

A claim on your Parts and Garage Cover can't be made for any faults that occur during the first 14 days after your agreed policy start date. 

If you change your vehicle you also won’t be able to claim for it until 14 days after making the change.

Find out more on how to claim

Where possible, we'll aim to repair your vehicle through one of our recommended garages – that way, we can pay the garage direct. Your claims advisor can tell you about them and let you know which garages are in the scheme.

But we can get your vehicle to a professional repairer of your choice if you prefer.

We'll cover repairs for electrical or mechanical parts that have suddenly failed and caused a breakdown.

However, we don't cover:

• Worn out friction surfaces (clutch)
• Sun roof motors and mechanisms, folding roof mechanisms, door and boot locks and lock mechanisms, lamps, bulbs, speedometer or odometer
• Exhaust systems
• Any body parts or trim (including motorcycle frames and fairings)
• Roof frames, folding roof fabric
• Upholstery
• Keys (lost or stolen)
• Glass, or non-glass windows
• Air-conditioning parts (unless a fault has directly caused a breakdown)
• Consumables: oils, filters or anti-freeze (unless it's been replaced as part of a paid claim)
• Damage or failure due to incorrect or contaminated fuel, or fuel particulate filters
• Items that are checked and changed as part of regular servicing and maintenance, including: brake pads, discs, drums, shoes, windscreen wiper blades, screen wash, tyres, fuel and air filters, spark plugs or fluids (anti-freeze, oil/lubricants, brake fluids, gearbox or transmission fluid, clutch fluids, coolants or screen, wash, unless they've replaced as part of a paid claim)