The AA ISA is provided by OneFamily. Money in this AA ISA is deposited with Bank of Ireland UK. All other AA Savings accounts are provided by Bank of Ireland UK
Savings
Options for your savings
Plus products exclusively for AA Members*
Compare our ISA and savings accounts
Interest rate AER
Minimum deposit
Withdrawals
Manage account online
Easy Saver
An online savings account, includes a fixed bonus of 0.50% gross fixed for the 1st year, afterwards the rate is 1.55% gross/AER variable.
2.05%
Gross variable¹
£100
Member Saver
Exclusive
A variable rate savings account exclusively available to AA Members.*
2.15%
Gross variable¹
£100
AA ISA
Easy Access
Tax-free Easy Access product, includes a fixed bonus of 0.35% for the 1st year.
1.90%
Tax-free variable²
£100
1 or 2 Year Fixed Rate
If you don't need access to your money for 1 or 2 years, enjoy peace of mind with a fixed tax-free rate.
2.90% / 3.00%
Tax-free fixed³
£500
Exclusive
Member Easy Access
A tax-free Easy Access product, exclusively available to AA Members.*
2.00%
Tax-free AER variable²
£100
Useful information to help you make the most of your savings – current and previous interest rates
Already a savings customer with us?
Head straight to our Member area for information more relevant to you.
Existing customersHow is the interest calculated?
1 Easy Saver and Member Saver
Interest is calculated daily and paid annually on the anniversary of account opening.
2 Easy Access product and Member Easy Access product
Interest is calculated daily and paid annually in March.
3 Fixed Rate product
Interest is calculated daily and paid on the anniversary of product opening. At the end of the fixed term the value of the Fixed Rate, along with any interest earned, will be paid into the Holding Account of the AA ISA, where it will earn a variable rate of interest.
Definitions
* AA Member
An AA Member is a customer that has arranged breakdown cover directly with the AA and not as part of a bank or vehicle manufacturer partnership program.
AER
AER stands for Annual Equivalent Rate, and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross rate
Gross rate means that we'll not deduct tax automatically from your interest. You're responsible for paying any tax due to HM Revenue and Customs.
Tax free
Tax free means the interest paid is free from UK Income Tax and Capital Gains Tax. The tax advantages of ISAs depend on your individual circumstances and the tax treatment of ISAs may change in the future.
Linked Account
A Linked Account is a UK bank or building society current account in your name(s) that we link to your savings account. All deposits must be made from this account, and all withdrawals will be sent back to it.
Nominated Accounts
A Nominated Account is a current account that we link to your savings account so that you can make payments out of your AA ISA safely and securely. If you make a withdrawal, or close your AA ISA, your money will be sent to this account. It must be a UK personal bank or building society account in your name(s) that accepts Direct Credits.
Help and guidance
We want to make sure that managing your finances is as straight-forward as possible. That’s why we have written some guides to help you both everyday or when things aren’t going quite as you’d planned.
Managing your money
Money worries
Bereavement
Redundancy
Caring for others
Divorce and separation
Contact us
Managing your money
Money worries
Bereavement
Redundancy
Caring for others
Divorce and separation
Contact us
The AA, Bank of Ireland UK and OneFamily are unable to provide advice on these products. If you have doubts about the suitability of these products, please seek independent financial advice.
OneFamily is a trading name of Family Assurance Friendly Society Limited (incorporated under the Friendly Societies Act 1992, Reg. No. 939F), of which Family Investment Management Limited (Co. No. 1915516) and Family Equity Plan Limited (Co. No. 2208249) are subsidiaries. Registered in England and Wales at 16-17 West Street, Brighton BN1 2RL, United Kingdom. Family Assurance Friendly Society Limited is authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Family Investment Management Limited and Family Equity Plan Limited are authorised and regulated by the Financial Conduct Authority.
Bank of Ireland (UK) plc is authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc, which is registered in England and Wales (No. 07022885), Bow Bells House, 1 Bread Street, London EC4M 9BE.