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Motorbike insurance

Protect your motorcycle

Cover for your bikes, accessories and modifications

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The best price for you, from a panel of leading insurers

  • Choose from comprehensive, third party fire and theft, or third party only insurance.
  • Discounts are available based on your no-claims record, parking security and riding experience.
  • Basic Legal Expenses Cover (up to £25,000) included as standard, with upgrade available.
  • Tailor your insurance with our optional extras – from Personal Accident Cover and Bike Hire, to Excess Protect and Helmet and Leathers Cover.

 

Optional extras

You can enhance your motorcycle insurance by adding these cover options.

Legal Expenses Cover (up to £100,000)

We already include Basic Legal Expenses Cover, which provides up to £25,000 in legal costs to assist you to recover uninsured losses. These could include personal injury compensation, loss of earnings, and damage to personal belongings. The cover also includes the cost in defending your legal rights if you're prosecuted for a motoring offence. For a small additional premium this cover can be upgraded to £100,000 for legal costs.

Helmet and Leathers Cover

Take care of your motorcycle gear, so if anything is damaged as a result of an accident, you know it will be covered. We will provide up to £1,000 cover for your helmet, protective clothing, leathers, gloves and boots, regardless of whose fault the accident was.

Personal Accident Cover

Give you and your family the peace of mind that if you have an accident on your motorbike, you will be covered. Our Personal Accident Cover will provide up to £25,000 cover for accidental injury, disability or death.

Bike Hire Plus

If you rely on your bike as your main mode of transport, don't be left stranded. Our Bike Hire Plus cover will provide you with a replacement bike for up to 14 days if an accident leaves your bike unrideable.

Excess Protect

Guard yourself against the unexpected cost of making a claim with our Excess Protect cover. We'll cover your policy excess up to £600 in one year in the event of accidental damage, fire, theft, vandalism and flood excess. So you've got one less thing to worry about.

Key Protect

All keys belonging to the immediate family living in your household are protected against loss, theft and breakage with our Key Protect policy. It also covers up to £1,500 for locksmith charges, replacement locks, reprogramming of immobilisers and alarms, and onward travel or use of a hire car.

Members save 5%

AA breakdown Members get a 5% discount off AA Motorcycle Insurance.¹
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Policy documents

Motorcycle insurance policy documents

If you have recently purchased AA Motorcycle Insurance, your customer documents – including Certificate of Insurance – will be sent to you by email or post.

AA Motorcycle Insurance

Policies purchased or renewed from 25 May 2018:

Policy Booklet

Policies purchased or renewed between 13 July 2015 and 24 May 2018:

Policy Booklet

Policy Summary

Optional extras policy summary

Policies purchased or renewed from 25 May 2018:

Policy Summary

Policies purchased or renewed between 1 June 2017 and 24 May 2018:

Policy Summary

Policies purchased or renewed between 1 May 2017 and 31 May 2017:

Policy Summary

Legal Expenses Cover

Policies purchased or renewed from 28 March 2018:

Policy Booklet

Policies purchased or renewed between 13 July 2015 and 27 March 2018:

Policy Booklet

Helmet and Leathers Cover

Policies purchased or renewed from 25 May 2018:

Policy Booklet

Policies purchased or renewed between 1 May 2017 and 24 May 2018:

Policy Booklet

Personal Accident Cover

Policies purchased or renewed from 25 May 2018:

Policy Booklet

Policies purchased or renewed between 1 May 2017 and 25 May 2018:

Policy Booklet

Bike Hire Plus

Policies purchased or renewed from 13 July 2015:

Policy Booklet

Excess Protect

Policies purchased or renewed from 25 May 2018:

Policy Booklet

Policies purchased or renewed between 1 June 2017 and 24 May 2018:

Policy Booklet

Policies purchased or renewed between 13 July 2015 and 31 May 2017:

Policy Booklet

Key Protect

Policies purchased or renewed from 25 May 2018:

Policy Booklet

Policies purchased or renewed between 1 June 2017 and 24 May 2018:

Policy Booklet

Policies purchased or renewed between 1 September 2016 and 31 May 2017:

Policy Booklet

Policy Summary

About AA Motorcycle Insurance

Please read this PDF summarising the services we offer.

Information about AA Motorcycle Insurance Services (updated May 2018)

Reduce your insurance premium

How you can save money on your motorcycle insurance

Whether you ride a moped or scooter to get around town, or are a serious motorcycle enthusiast, it's worth thinking about ways you could reduce the cost of your motorcycle insurance.

Get a full motorcycle licence

Having done your Compulsory Basic Training (CBT) it's worth attending a course with a Driving Standards Agency (DSA) approved instructor and preparing to pass your test. Once you have a full licence you are likely to see a reduction in your motorcycle insurance premium.

If you're over 21 and have a full motorcycle licence you can take an advanced motorcycling test. Tests are offered by organisations like the Institute of Advanced Motoring (IAM) and the Royal Society for the Prevention of Accidents (RoSPA).

The IAM's Advanced Motorcycling Test examines your ability to ride your motorcycle safely in a variety of situations, like riding on motorways, country lanes and in city traffic. Insurers and brokers may offer you a discount on your premium if you've passed this, or a similar, recognised motorbike test.

Safe motorcycling

If you ride safely by following the Highway Code you are likely to reduce your chances of being involved in an accident. This could improve your chances of earning a no-claims discount when you come to renew your motorbike insurance.

Staying within the speed limit will not only help you to stay on the right side of the law, it should also help you to keep the cost of your insurance premium down. A speeding conviction is likely to mean higher insurance costs.

Motorcycle security

Insurers will ask where you keep your motorcycle at night when you request a quote. If you keep it in a locked garage this may gain a lower premium.

Comparing motorcycle insurance quotes

When you compare motorcycle insurance quotes it's important to compare like with like. If you're looking at quotes with similar prices make sure you compare the excesses that apply to each policy.

It's also important to look at the benefits or options a policy offers. Think about what you need cover for. If you decide you need cover for injuries you may suffer in a bike accident look for a policy offering personal accident cover. If you're interested in taking your bike on a tour of Europe, look for a policy which extends cover to the EU for the period you need.

Good to know

1 This discount is only available to AA breakdown customers when they become new AA Motorcycle Insurance customers. This offer can be withdrawn or varied at any time.

AA Motorcycle Insurance Services is a brand style of the Automobile Association used under licence by Europa Group Limited, which arrange and administer the insurance. Registered office: Europa House, Midland Way, Thornbury, Bristol BS35 2JX. Registered in England and Wales number 3279177.

Europa Group Limited is authorised and regulated by the Financial Conduct Authority (FCA), Financial Services Register number 309794.

Speak to our friendly bike team

0344 335 2932

Lines are open Monday to Thursday 9am to 7pm, Friday 9am to 6pm, Saturday 9am to 4pm.

 

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