MULTI-CAR BREAKDOWN COVER

Breakdown cover for multiple cars

Cover in any vehicle as a driver or passenger.

Rated four and a half stars on Trustpilot

Rated Excellent by our members on Trustpilot

Roadside assistance

We fix 4 out of 5 vehicles at the roadside

Mechanic

More dedicated mobile mechanics than any other UK breakdown service1

Pathstar

Members rate us 4.4/5
Read our reviews

Breakdown cover in multiple vehicles

Our personal-based policies cover you in multiple vehicles as a driver or passenger. You'll get 24/7 roadside assistance, whichever level you choose.

  • Cover for you

    Cover for you, as a driver or passenger in any vehicle (including cars, vans and bikes).

  • Cover for two

    Joint cover for you and someone you live with, as drivers or passengers in any vehicle.

  • Family cover

    Cover for you and up to 3 other people you live with, as drivers or passengers in any vehicle.

Three AA Patrols stood in front of a yellow AA van

What options can I add to my breakdown cover policy?

You can add up to 4 options to your breakdown cover policy. You’ll get Roadside Assistance as standard, including unlimited call-outs throughout the year.

At home
At Home

If your vehicle won't start or breaks down within 1/4 mile of your home, you'll get breakdown recovery to a nearby garage. This extends our Roadside Assistance coverage straight to your door.

National recovery
National Recovery

If you break down and we can't fix your vehicle at the roadside. We'll take you, your vehicle and up to 7 passengers to any single UK destination.

Onward travel
Onward Travel

If you break down and need repairs that stop your journey. We'll help with alternative transport or an overnight hotel stay.

Parts and garage cov
Parts and Garage Cover

If you need repairs or work done at a garage after calling us out for a breakdown. We'll cover costs up to £535.

What is multi-car breakdown cover?

Personal cover is our name for multi-car cover. It applies to any vehicle you travel in as a driver or a passenger. That way, you can be covered in multiple vehicles.

It could be a good option if you want breakdown cover for 2 or more cars. It also applies to other vehicles like vans or motorbikes.

You can tell us the names of anyone you’d like to include in your cover. But you won’t need to give us vehicle details as you’ll be covered in any vehicle.


Cover for you

Covers you as a driver or passenger in any vehicle. It may suit you if:

  • You sometimes drive different cars.
  • Your household has more than 1 car.

Other people won't be covered if they drive the car without you. But you can add other people to your policy with joint or family cover.

Personal breakdown cover 

Cover for two people

Joint cover for you and someone you live with, as drivers or passengers in any vehicle.

You can add someone else to your personal cover as long as you both live at the same address. We'll rescue either of you if any car you're in breaks down.

Joint breakdown cover 

Family cover

Family cover for you and up to 3 other people you live with, as drivers or passengers in any vehicle.

You can add people to your personal cover as long as you all live at the same address. You can even add students who are temporarily living away from home.

Family breakdown cover 

Vehicle Cover

Covers 1 vehicle, whoever's behind the wheel. We'll come out to fix the car even if the person who owns it isn't there. It may suit you if:

  • You only drive 1 car
  • Your household shares 1 car

If you want breakdown cover for 2 cars (or more), personal cover offers this.

Vehicle breakdown cover 

What's included in breakdown cover?

When you buy breakdown cover with us, we'll provide 24/7 roadside assistance and will try to fix your car on the spot.

Just tap our free app to let us know you've broken down and send us your exact location. You can even track the mechanic right to your side.

  • Call us out as many times as you need to, as long as it's not a recurring problem with your vehicle2
  • We cover vehicles of any age including cars, vans, motorcycles, campervans and caravans3
  • Get up to 20% off at over 1,500 restaurants and pubs with the app

You can get extra peace of mind by adding options like At Home, National Recovery, Onward Travel and Parts and Garage Cover to your policy.

Why choose us?

  • We’re a Which? Recommended Provider for 6 years running.
  • UK drivers have consistently rated us as the best breakdown service against all other major breakdown providers.
  • We fix 4 out of 5 cars at the roadside.

Find out why we're rated the best breakdown cover provider.

Is it cheaper to have a multi-car policy?

When it comes to breakdown cover, it would most likely work out cheaper to have a personal cover policy if you drive more than one vehicle – compared to paying for breakdown cover for each vehicle separately. If you only drive one vehicle, however, you'll get a cheaper quote by going for singular vehicle cover.

Pros and cons of personal cover vs vehicle cover

Wondering whether you should choose a breakdown cover policy for multiple vehicles (like our personal-based cover policies) or just standard vehicle cover for one car? See the table below for a breakdown of the benefits of each one.

 
What’s included? Personal breakdown cover Vehicle cover
Cover in any vehicle

Cover as a passenger in someone else’s car

Cover for your car if someone else is driving and you’re not a passenger*  

Unlimited call-outs, as long as it’s not a recurring problem

24/7 Roadside Assistance if you’re more than 1/4 mile from home

Ability to add more people to your policy

*If the person driving also hasn’t been added to your personal breakdown cover policy

How do I get multi-car breakdown cover?

You can get multi-car breakdown cover with us by choosing one of our personal-based policies, like Cover for you. This way, you’ll be covered as a driver or passenger in any vehicle. You can also get cover for multiple people you live with for any vehicle under our Joint and Family cover options.

What types of vehicles are covered?

Our policies cover cars, vans, motorbikes, caravans, motorhomes, campervans and also trailers – providing that they don’t exceed our size and weight requirements. Your vehicle or trailer must be no more than 3.5 tonnes (3,500kg) and 8ft 3in (2.55m) wide.

You can call us out for a problem with your trailer or caravan, even if your car or main vehicle is fine.

The following vehicles are covered:

  • car
  • motorbike
  • van
  • caravan
  • motorhome
  • campervan
  • trailer
  • scooter
  • truck
  • supercar
Vehicles will only be covered if they fall within the size and weight requirements (no more than 3.5 tonnes or 3,500kg and no more than 8ft 3in or 2.55m wide).

What our members say

Reported breakdown on the app

Reported breakdown on the app, was given an estimate of 45 minutes but the guy turned up within 15 minutes, diagnosed the fault and followed me to the nearest repair location. Excellent service all round!

Terry Faulkner

Read reviews

Exclam 800black 3 Broken down now?

Don't buy online – call us 24/7 for instant cover: 03330 046 046

Don't buy online – call us 24/7 for instant cover: 03330 046 046

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Good to know

1More mobile mechanics

Source: AA Annual Report 2023 (2,700 patrols) and RAC Class A Prospectus 2023 (1,750 patrols). Verify at theAA.com/Best

About the price

Prices shown include insurance premiums payable to the insurer(s) and a fee payable under a separate contract between you and Automobile Association Insurance Services Limited (AAIS) for arranging and administering your cover. Please see the terms and conditions for more information.

AA Breakdown Cover is arranged by Automobile Association Insurance Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register online. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

How do you use my data?

To find out how we use your data, please read our website privacy notice and our specific roadside product privacy notice.

For more information, there's also our cookie policy and website terms and conditions.

What does the Which? endorsement mean?

The AA is the only major breakdown service provider to be Which? Recommended in 2023 and for the last 6 years in a row. The Which? Recommended Provider endorsement is only awarded to companies that score highly in their category and based on Which?’s assessment benchmarks, plus customer scores and star ratings gathered through their regular surveys.

Policy documents

Our breakdown cover policy documents give you the terms and conditions of the contracts that make up AA Breakdown Membership and AA Parts and Garage Cover (AA Breakdown Repair Cover).

They are split into two parts:

  1. the policy
  2. the membership arrangement and administration contract

AA Breakdown Membership

AA Breakdown Membership Terms and Conditions Booklet – February 2024

AA Parts and Garage Cover (AA Breakdown Repair Cover)

AA Parts and Garage Cover Terms and Conditions Booklet – November 2021

Member Extras

Member Extras Terms and Conditions Booklet – November 2021

Paying for your cover
How can I pay?

There are 3 ways to do this – annually by card or direct debit, or monthly by direct debit.

If you pay annually, you’ll pay up front for a fixed 12-month policy and the overall price for a year will be lower than 12 monthly payments. There’s no refund if you cancel after your 14-day cooling-off period though. Your policy will automatically renew each year unless it's cancelled.

If you pay monthly, your account will be debited every month until your policy is cancelled. This gives you the convenience of paying per month, together with the flexibility of being able to cancel your cover at any time. After the 14-day cooling-off period, you'll just need to give us 30 days' notice.

We only offer continuous payment options online. However, if you want to make a one-off payment for a year of cover, call us on 0330 053 1100.


Is my online payment secure?

Yes – we use the highest form of encryption available, to make sure your payment is safe.

Our secure-server software scrambles all the details you enter before they’re sent, so that only we can understand them.


Can I change my level of cover after I've bought it?

We'll write to you well in advance of your renewal, but if you'd like to talk to someone about renewing or changing your cover now, call us on 0343 316 4444.

Lines are open Monday to Friday 8am to 8pm, Saturday 9am to 5pm.


Can I buy breakdown cover for someone else?

If you want to arrange personal cover for someone else, call us on 0330 053 1100 . However, if you want to cover a specific vehicle you can buy vehicle cover online.

Are multi-car cover and family cover the same?

If you’d like to be covered in multiple vehicles, then our policies offering personal cover might suit you. We don't call it multi-car cover, but you'll be covered as a driver or passenger in any vehicle.

If you only want cover for yourself in multiple vehicles, then you can choose cover for you. If you’d like to cover more than 1 person in multiple vehicles, then you might want to choose family breakdown cover.

With family cover, you can add up to 3 other people to your personal cover, as long as everyone lives at the same address. That could include your:

  • Partner
  • Family members
  • Housemates
  • Children - even if they're students temporarily living away from home

Looking for the right cover for you? Read our tips for how to compare breakdown cover.

Can multiple cars have Parts and Garage Cover?

If you have personal, joint or family cover along with Parts and Garage Cover, you can add up to 4 cars onto 1 policy.

Just let us know which vehicles you want to include.

Am I covered in Europe?
Our policies only cover you if you break down in the UK. If you'd like to be covered abroad, you'll need to get European breakdown cover.
Compare breakdown cover

Learn more about choosing the right cover for you in our guide on how to compare breakdown cover. Plus, find out what’s included in breakdown cover from the AA vs RAC.

You can also discover how Green Flag breakdown cover compares to the AA.

Can I add another car to my breakdown cover?

If you’re on a single vehicle policy, then your best option for adding another car to your breakdown cover is to switch to a personal breakdown cover policy. By choosing our cover for you policy, you’ll be covered in any car as a driver or passenger.

Can you get breakdown cover for 2 cars?
Yes, you can get breakdown cover for 2 cars by choosing a personal-based breakdown cover policy – like our Cover for you, Joint or Family Cover options, depending on how many people you live with that you’d like to cover for the 2 cars.
Can I use my breakdown cover for another car?
Yes, you can use your breakdown cover for another car providing that you’re already on a personal breakdown cover policy. You won’t be able to use your breakdown cover for another vehicle if you’re on a single-vehicle cover policy, but you can always switch to a personal one.
Can I add my partner to my AA membership?
Yes, you can add your partner to your AA membership providing that you both live at the same address. Just call us on 0343 316 4444 and we'll help.
Does breakdown cover include the person or car?
It depends on the type of breakdown cover you choose. You can choose a personal-based breakdown cover policy which will cover you as a driver or passenger in any car, or you can choose to have breakdown cover for one vehicle only.
Call now to buy breakdown cover

0330 053 1100

We're open 8am to 7pm, Monday to Friday; 9am to 5pm, Saturday.

Call now

Call now to change or discuss your cover

0343 316 4444

We're open 8am to 7pm, Monday to Friday; 9am to 5pm, Saturday.

Call now