Multi-car breakdown cover

Cover in every car you drive

Choose from our personal-based policies

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Roadside assistance

We fix 8/10 cars at the roadside

Mechanic

More mobile mechanics than any other UK breakdown service1

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Members rate us 4.1/5
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Breakdown cover in multiple vehicles

Our personal-based policies cover you in multiple vehicles as a driver or passenger. You'll get 24/7 roadside assistance, whichever level you choose.
  • Cover for you
    Cover for you, as a driver or passenger in any vehicle (including cars, vans and bikes).
  • Cover for two
    Joint cover for you and someone you live with, as drivers or passengers in any vehicle.
  • Family cover
    Cover for you and up to 3 other people you live with, as drivers or passengers in any vehicle.
Build your cover with these options
At home

At Home We come straight to your doorstep

Icon national recovery

National Recovery We’ll take you to any single UK location

Aa icon simplified onward travel

Onward Travel We’ll help arrange alternative travel

Aa icon simplified breakdown repair cover

Parts and Garage Cover

We'll help with repair bills after a breakdown

What is multi-car breakdown cover?

Personal cover is our name for multi-car cover. It applies to any vehicle you travel in as a driver or a passenger. That way, you can be covered in multiple vehicles.

It could be a good option if you want breakdown cover for 2 or more cars. It also applies to other vehicles like vans or motorbikes.

You can tell us the names of anyone you’d like to include in your cover. But you won’t need to give us vehicle details as you’ll be covered in any vehicle.

Cover for you

Covers you as a driver or passenger in any vehicle. It may suit you if:

  • You sometimes drive different cars.
  • Your household has more than 1 car.

Other people won't be covered if they drive the car without you. But you can add other people to your policy with joint or family cover.

Personal breakdown cover 

Cover for two people

Joint cover for you and someone you live with, as drivers or passengers in any vehicle.

You can add someone else to your personal cover as long as you both live at the same address. We'll rescue either of you if any car you're in breaks down.

Joint breakdown cover 

Family cover

Family cover for you and up to 3 other people you live with, as drivers or passengers in any vehicle.

You can add people to your personal cover as long as you all live at the same address. You can even add students who are temporarily living away from home.

Family breakdown cover 

What's included in breakdown cover?

When you buy breakdown cover with us, we'll provide 24/7 roadside assistance and will try to fix your car on the spot.

Just tap our free app to let us know you've broken down and send us your exact location. You can even track the mechanic right to your side.

  • Call us out as many times as you need to, as long as it's not a recurring problem with your vehicle2
  • We cover vehicles of any age including cars, vans, motorcycles, campervans and caravans3
  • Get up to 20% off at over 1,500 restaurants and pubs with the app

You can get extra peace of mind by adding options like At Home, National Recovery, Onward Travel and Parts and Garage Cover to your policy.

Need help choosing?

Answer a few quick questions to find cover that suits you.
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What our Members say

Reported breakdown on the app

Reported breakdown on the app, was given an estimate of 45 minutes but the guy turned up within 15 minutes, diagnosed the fault and followed me to the nearest repair location. Excellent service all round!

Terry Faulkner

Read reviews

Exclam 800black 3 Broken down now?

Don't buy online – call us 24/7 for instant cover: 03330 046 046

Don't buy online – call us 24/7 for instant cover: 03330 046 046

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Good to know
1 More mobile mechanics

The AA uses a fleet of dedicated vehicles – which means we own and manage them, and they are driven by our own patrols. These include breakdown vans, recovery trucks and other specialist vehicles to support a wide range of breakdown situations our members find themselves in. Sometimes we may use garages to reduce wait times, but only when necessary. We’ll always let you know in advance.

We have more highly skilled mobile mechanics than anyone else. And they’re all absolutely lovely. The AA is the largest UK breakdown provider, with over 2,500 patrols compared to around 1,600 patrols for the second-largest provider in the UK.

Source: AA Staff List (2,550, October 2021) and RAC website (1,600, October 2021).

2 Unlimited call-outs

Repeat call-outs for the same fault, within 28 days, will not be covered.

3 What vehicles do we cover?

Our breakdown cover includes most cars of any age (including classic cars), vans, motorbikes, caravans, and campervans. Your vehicle must be under 3.5 tonnes and 8ft 3in (2.55m) wide.

About the price

Prices shown include insurance premiums payable to the insurer(s) and a fee payable under a separate contract between you and Automobile Association Insurance Services Limited (AAIS) for arranging and administering your cover. Please see the terms and conditions for more information.

AA Breakdown Cover is arranged by Automobile Association Insurance Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register online. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Policy documents

Our breakdown cover policy documents give you the terms and conditions of the contracts that make up AA Breakdown Membership and AA Breakdown Repair Cover (Parts and Garage Cover).

They are split into two parts:

  1. the policy
  2. the membership arrangement and administration contract
AA Breakdown Membership

The current version below applies to cover bought or renewed on or after 18 September 2019:

AA Breakdown Membership Terms and Conditions Booklet – September 2019

AA Breakdown Repair Cover (Parts and Garage Cover)

The current version below applies to cover bought or renewed on or after 18 September 2019:

AA Breakdown Repair Cover Terms and Conditions Booklet – September 2019

Member Extras

This applies to cover bought on or after 20 April 2018:

Member Extras Terms and Conditions Booklet – April 2018

Paying for your cover
How can I pay?

There are 3 ways to do this – annually by card or direct debit, or monthly by direct debit.

If you pay annually, you’ll pay up front for a fixed 12-month policy and the overall price for a year will be lower than 12 monthly payments. There’s no refund if you cancel after your 14-day cooling-off period though. You can choose how your policy renews when you set up your cover.

If you pay monthly, your account will be debited every month until your policy is cancelled. This gives you the convenience of paying per month, together with the flexibility of being able to cancel your cover at any time. After the 14-day cooling-off period, you'll just need to give us 30 days' notice.
 

Is my online payment secure?

Yes – we use the highest form of encryption available, to make sure your payment is safe.

Our secure-server software scrambles all the details you enter before they’re sent, so that only we can understand them.

Can I change my level of cover after I've bought it?

We'll write to you well in advance of your renewal, but if you'd like to talk to someone about renewing or changing your cover now, call us on 0343 316 4444.

Lines are open 8am to 6pm, Monday to Friday; 9am to 5pm, Saturday.

Can I buy breakdown cover for someone else?

If you want to arrange personal cover for someone else, call us on 0330 053 1100. However, if you want to cover a specific vehicle you can buy vehicle cover online.

Are multi-car cover and family cover the same?

If you’d like to be covered in multiple vehicles, then our policies offering personal cover might suit you. We don't call it multi-car cover, but you'll be covered as a driver or passenger in any vehicle.

If you only want cover for yourself in multiple vehicles, then you can choose cover for you. If you’d like to cover more than 1 person in multiple vehicles, then you might want to choose family breakdown cover.

With family cover, you can add up to 3 other people to your personal cover, as long as everyone lives at the same address. That could include your:

  • Partner
  • Family members
  • Housemates
  • Children - even if they're students temporarily living away from home

Looking for the right cover for you? Read our tips for how to compare breakdown cover.

Can multiple cars have Parts and Garage Cover?

If you have personal, joint or family cover along with Parts and Garage Cover, you can add up to 4 cars onto 1 policy.

Just let us know which vehicles you want to include.

Am I covered in Europe?
Our policies only cover you if you break down in the UK. If you'd like to be covered abroad, you'll need to get European breakdown cover.
Compare breakdown cover

Learn more about choosing the right cover for you in our guide on how to compare breakdown cover. Plus, find out what’s included in breakdown cover from the AA vs RAC.

You can also discover how Green Flag breakdown cover compares to the AA.

Call now to buy breakdown cover

0330 053 1100

We're open 8am to 7pm, Monday to Friday; 9am to 5pm, Saturday.

Call now

Call now to change or discuss your cover

0343 316 4444

We're open 8am to 7pm, Monday to Friday; 9am to 5pm, Saturday.

Call now