Family Breakdown Cover

Cover for the whole family

Add up to 3 other people to your policy

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Roadside assistance

We fix 8/10 cars at the roadside

Mechanic

More mobile mechanics than any other UK breakdown service1

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Get family breakdown cover

Cover multiple people you live with, all under 1 membership. If any of you break down, you'll get 24/7 help from a trained mechanic.
  • Add up to 3 other people to your personal breakdown policy, as long as everyone lives at the same address.
  • Include your partner, family, housemates or children - even if they're students living away during term time.
  • You’ll all be covered as drivers or passengers in any vehicle, including cars, motorbikes and vans.
Build your cover with these options
At home

At Home We come straight to your doorstep

Icon national recovery

National Recovery We’ll take you to any single UK location

Aa icon simplified onward travel

Onward Travel We’ll help arrange alternative travel

Aa icon simplified breakdown repair cover

Parts and Garage Cover

We'll help with repair bills after a breakdown

What is family breakdown cover?

Family breakdown cover is when several people who live together are covered under one breakdown membership.

With family cover, you can add up to 3 other people to your personal policy as long as everyone lives at the same address. These can include your:

  • Partner
  • Family members
  • Housemates
  • Children – even if they're students who normally live at home but are temporarily living away.

You’ll all be covered as drivers or passengers in any vehicle – including cars, motorbikes and vans. For example, if your child is a passenger in a friend’s car that breaks down, you’ll be able to get breakdown assistance for them – even if the car owner isn’t covered. Find out more about what to do if you break down.



Family cover

Covers you and up to 3 other people you live with – as drivers or passengers in any vehicle.

You can add people to your personal cover – as long as you all live at the same address. You can even add students who are temporarily living away from home.

Family breakdown cover 

Cover for 2 people

Joint cover for you and someone you live with, as drivers or passengers in any vehicle.

If your family is just 2 people, joint cover may suit you. We'll rescue either of you if any car you're in breaks down.

Joint breakdown cover 

Vehicle Cover

Covers 1 vehicle, whoever's behind the wheel. We'll come out to fix the car even if the person who owns it isn't there.

This cover might suit you if all the people who live at your address share 1 car. If your household has more than 1 car, family cover may be better.

Vehicle breakdown cover 

What's included in breakdown cover?

All our breakdown cover policies include 24/7 Roadside Assistance. We'll send a mechanic to try to fix your car on the spot.

You can use our app to let us know you've broken down and send us your exact location. You can even track our mechanic right to your side.

  • You'll get unlimited callouts, as long as it's not a recurring problem with your vehicle.2
  • We cover vehicles of any age including cars, vans, motorcycles, campervans and caravans.3
  • Get up to 20% off at over 1,500 restaurants and pubs with the app.

You can get extra peace of mind by adding options like At Home, National Recovery, Onward Travel and Parts and Garage Cover to your policy.

Need help choosing?

Answer a few quick questions to find cover that suits you.
Help me choose

New to breakdown cover?

Learn how breakdown cover works with our handy guide.

Find out more

Exclam 800black 3 Broken down now?

Don't buy online – call us 24/7 for instant cover: 03330 046 046

Don't buy online – call us 24/7 for instant cover: 03330 046 046

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Good to know
1 More mobile mechanics

The AA uses a fleet of dedicated vehicles – which means we own and manage them, and they are driven by our own patrols. These include breakdown vans, recovery trucks and other specialist vehicles to support a wide range of breakdown situations our members find themselves in. Sometimes we may use garages to reduce wait times, but only when necessary. We’ll always let you know in advance.

We have more highly skilled mobile mechanics than anyone else. And they’re all absolutely lovely. The AA is the largest UK breakdown provider, with over 2,500 patrols compared to around 1,600 patrols for the second-largest provider in the UK.

Source: AA Staff List (2,550, October 2021) and RAC website (1,600, October 2021).

2 Unlimited call-outs

Repeat call-outs for the same fault, within 28 days, will not be covered.

3 What vehicles do we cover?

Our breakdown cover includes most cars of any age (including classic cars), vans, motorbikes, caravans, and campervans. Your vehicle must be under 3.5 tonnes and 8ft 3in (2.55m) wide.

About the price

Prices shown include insurance premiums payable to the insurer(s) and a fee payable under a separate contract between you and Automobile Association Insurance Services Limited (AAIS) for arranging and administering your cover. Please see the terms and conditions for more information.

AA Breakdown Cover is arranged by Automobile Association Insurance Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register online. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Policy documents

Our breakdown cover policy documents give you the terms and conditions of the contracts that make up AA Breakdown Membership and AA Breakdown Repair Cover (Parts and Garage Cover).

They are split into two parts:

  1. the policy
  2. the membership arrangement and administration contract
AA Breakdown Membership

AA Breakdown Membership Terms and Conditions Booklet – September 2022

AA Breakdown Repair Cover (Parts and Garage Cover)

AA Breakdown Repair Cover Terms and Conditions Booklet – November 2021

Member Extras

Member Extras Terms and Conditions Booklet – November 2021

Paying for your cover
How can I pay?

There are 3 ways to do this – annually by card or direct debit, or monthly by direct debit.

If you pay annually, you’ll pay up front for a fixed 12-month policy and the overall price for a year will be lower than 12 monthly payments. There’s no refund if you cancel after your 14-day cooling-off period though. You can choose how your policy renews when you set up your cover.

If you pay monthly, your account will be debited every month until your policy is cancelled. This gives you the convenience of paying per month, together with the flexibility of being able to cancel your cover at any time. After the 14-day cooling-off period, you'll just need to give us 30 days' notice.
 

Is my online payment secure?

Yes – we use the highest form of encryption available, to make sure your payment is safe.

Our secure-server software scrambles all the details you enter before they’re sent, so that only we can understand them.

Can I change my level of cover after I've bought it?

We'll write to you well in advance of your renewal, but if you'd like to talk to someone about renewing or changing your cover now, call us on 0343 316 4444.

Lines are open 8am to 6pm, Monday to Friday; 9am to 5pm, Saturday.

Can I buy breakdown cover for someone else?

If you want to arrange personal cover for someone else, call us on 0330 053 1100. However, if you want to cover a specific vehicle you can buy vehicle cover online.

How do I get family breakdown cover?

When you buy our cheap breakdown cover, you’ll be given the choice of which type of cover you’d like to get.

Simply choose ‘family cover’ and tell us the names of the people you’d like to add to your policy.

Are family cover and multi-car cover the same?

If you’d like to be covered in multiple vehicles, then one of our policies offering personal cover might suit you. We don't call it multi-car cover, but you'll be covered as a driver or passenger in any vehicle.

Our family cover applies to any vehicle you or your family travel in, whether as passengers or drivers. So if you want to cover more than 1 person in multiple vehicles, you can do that with family cover.

If you only want cover for yourself in multiple vehicles, then cover for you might suit you better.

Here are the different options if you want cover in more than 1 car:

  • Cover for you - Cover for you as a driver or passenger in any vehicle.
  • Cover for two - Joint cover for you and someone you live with, as drivers or passengers in any vehicle.
  • Family cover - Cover for you and up to 3 other people you live with, as drivers or passengers in any vehicle.

Compare breakdown cover to find out which cover might suit you.

Should I get vehicle cover or family cover?

If your household only has 1 car, then vehicle cover may suit you better than family cover.

Vehicle cover applies to 1 specific vehicle that you give us the details for. It’ll cover anyone who uses that vehicle as a driver or passenger.

That way, you can cover multiple people for the same car. But vehicle cover won’t help anybody as a driver or passenger in a different car.

Am I covered in Europe?
Our policies only cover you if you break down in the UK. If you'd like to be covered abroad, you'll need to get European breakdown cover.
Compare breakdown cover

Learn more about choosing the right cover for you in our guide on how to compare breakdown cover. Plus, find out what’s included in breakdown cover from the AA vs RAC. 

You can also discover what's included in breakdown cover from Green Flag vs the AA. 

Will personal breakdown cover include my family?
Personal breakdown cover will only include your family if you select the ‘family’ option. First, choose personal cover rather than vehicle cover, then choose the family add-on to cover up to 3 other people you live with.
Call now to buy breakdown cover

0330 053 1100

We're open 8am to 7pm, Monday to Friday; 9am to 5pm, Saturday.

Call now

Call now to change or discuss your cover

0343 316 4444

We're open 8am to 7pm, Monday to Friday; 9am to 5pm, Saturday.

Call now