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Family Breakdown Cover

Cover for the whole family

Add up to 3 other people to your policy

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Roadside assistance

We fix 8/10 cars at the roadside

Mechanic

More mobile mechanics than any other UK breakdown service1

Pathstar

Members rate us 4.1/5
Read our reviews

Get family breakdown cover

Cover multiple people you live with, all under 1 membership. If any of you break down, you'll get 24/7 help from a trained mechanic.
  • Add up to 3 other people to your personal breakdown policy, as long as everyone lives at the same address.
  • Include your partner, family, housemates or children - even if they're students living away during term time.
  • You’ll all be covered as drivers or passengers in any vehicle, including cars, motorbikes and vans.
Build your cover with these options
At Home

At Home We come straight to your doorstep

National Recovery

National Recovery We’ll take you to any single UK location

Onward Travel

Onward Travel We’ll help arrange alternative travel

Parts and Garage Cover

Parts and Garage Cover

We'll help with repair bills after a breakdown

What is family breakdown cover?

Family car breakdown cover is when several people who live together are covered under 1 breakdown membership.

With our family cover, you can add up to 3 other people to your personal policy as long as everyone lives at the same address. That could include your:

  • Partner
  • Family members
  • Housemates
  • Children - even if they're students who normally live at home but are temporarily living away.

You’ll all be covered as drivers or passengers in any vehicle, including cars, motorbikes and vans.



Family cover

Covers you, and up to 3 other people you live with, as drivers or passengers in any vehicle.

You can add people to your personal cover as long as you all live at the same address. You can even add students who are temporarily living away from home.

Family breakdown cover 

Cover for two

Joint cover for you and someone you live with, as drivers or passengers in any vehicle.

If your family is just 2 people, joint cover may suit you. We'll rescue either of you if any car you're in breaks down.

Joint breakdown cover 

Vehicle Cover

Covers 1 vehicle, whoever's behind the wheel. We'll come out to fix the car even if the person who owns it isn't there.

This cover might suit you if all the people who live at your address share 1 car. If your household has more than 1 car, family cover may be better.

Personal breakdown cover 

What's included in breakdown cover?

All our breakdown cover policies include 24/7 roadside assistance. We'll send a mechanic to try to fix your car on the spot.

You can use our app to let us know you've broken down and send us your exact location. You can even track our mechanic right to your side.

  • You'll get unlimited call-outs, as long as it's not a recurring problem with your vehicle.2
  • We cover vehicles of any age including cars, vans, motorcycles, campervans and caravans.3
  • Get up to 25% off at over 1,300 restaurants, pubs and service stations with the app.

You can get extra peace of mind by adding options like At Home, National Recovery, Onward Travel and Parts and Garage Cover to your policy.

Need help choosing?

Answer a few quick questions to find cover that suits you.
Help me choose

New to breakdown cover?

Learn how breakdown cover works with our handy guide.
Find out more

Exclam 800black 3 Broken down now?

Don't buy online – call us 24/7 for instant cover: 0800 88 77 66

Don't buy online – call us 24/7 for instant cover: 0800 88 77 66

Call now

Good to know
1 More mobile mechanics

The AA uses a fleet of dedicated vehicles – which means we own and manage them, and they are driven by our own patrols. These include breakdown vans, recovery trucks and other specialist vehicles to support a wide range of breakdown situations our members find themselves in. Sometimes we may use garages to reduce wait times, but only when necessary. We’ll always let you know in advance.

We have more highly skilled mobile mechanics than anyone else. And they’re all absolutely lovely. The AA is the largest UK breakdown provider, with almost 3,000 patrols compared to around 1,800 patrols for the second largest provider in the UK.

Source: The AA staff list January 2019 (the actual figure is 2,974). The website of the second largest provider stated that they had ‘around 1800 patrols’ on their website in February 2019.

2 Unlimited call-outs

Repeat call-outs for the same fault, within 28 days, will not be covered.

3 What vehicles do we cover?

Our breakdown cover includes most cars of any age (including classic cars), vans, motorbikes, caravans, and campervans. Your vehicle must be under 3.5 tonnes and 8ft 3in (2.55m) wide.

*Free At Home cover

New Members buying AA Breakdown Cover between 4 May and 27 May 2020 can add At Home cover at no extra cost.

This introductory offer applies to our online prices and is available for the first year of your AA Breakdown Membership only. You can cancel the At Home cover at any time, and if you cancel it within your first year, you won't incur any charges.

This offer is available online or by calling 0800 085 2721.

We’ll contact you before the end of your first year to let you know that your free At Home cover is coming to an end. We’ll also give you details of renewal costs for the following year if you’d like to continue with your cover. You can cancel your At Home cover before it’s due for renewal. No discounts available under this offer will apply at renewal or review. AA Breakdown Cover and At Home will be charged at the standard applicable renewal or review price at that time.

If you don’t let us know of any cancellation, we’ll assume you wish to continue with your cover and we'll auto-renew it as follows:

  • If you opted to pay for your AA Breakdown Cover annually, we’ll use the payment details we hold for you to automatically renew your annual At Home cover after the expiry of the initial free term of 12 months.
  • If you opted for the continuous monthly cover, in the 13th month of your membership with us, unless instructed otherwise, we’ll use the payment details we hold for you to take monthly payments for your At Home cover on a continuous monthly basis.

There is no cash alternative to this offer and we reserve the right to withdraw or alter this promotion without prior notice at any time. This offer is not available in conjunction with any other breakdown offer or by any other means such as in a breakdown situation.

About the price

Prices shown include insurance premiums payable to the insurer(s) and a fee payable under a separate contract between you and Automobile Association Insurance Services Limited (AAIS) for arranging and administering your cover. Please see the terms and conditions for more information.

4 The price shown is the average quoted renewal price, which reflects the average price all existing Members are invited to renew at for the equivalent level of cover you have selected to purchase today, and has been calculated for the period 1 January 2018 to 31 December 2018. Your new Member discount is an introductory offer and is only available for new Members. The average quoted renewal price is not an indication of what your renewal price will be next year and excludes any promotional offers.

AA Breakdown Cover is arranged by Automobile Association Insurance Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register online. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Policy documents

Our breakdown cover policy documents give you the terms and conditions of the contracts that make up AA Breakdown Membership and AA Breakdown Repair Cover (Parts and Garage Cover).

They are split into two parts:

  1. the policy
  2. the membership arrangement and administration contract
AA Breakdown Membership

The current version below applies to cover bought or renewed on or after 18 September 2019:

AA Breakdown Membership Terms and Conditions Booklet – September 2019

AA Breakdown Repair Cover (Parts and Garage Cover)

The current version below applies to cover bought or renewed on or after 18 September 2019:

AA Breakdown Repair Cover Terms and Conditions Booklet – September 2019

Member Extras

This applies to cover bought on or after 20 April 2018:

Member Extras Terms and Conditions Booklet – April 2018

Paying for your cover
How can I pay?

There are 3 ways to do this – annually by card or direct debit, or monthly by direct debit.

If you pay annually, you’ll pay up front for a fixed 12-month policy and the overall price for a year will be lower than 12 monthly payments. There’s no refund if you cancel after your 14-day cooling-off period though. Your policy will automatically renew each year unless it's cancelled.

If you pay monthly, your account will be debited every month until your policy is cancelled. This gives you the convenience of paying per month, together with the flexibility of being able to cancel your cover at any time. After the 14-day cooling-off period, you'll just need to give us 30 days' notice.

We only offer continuous payment options online. However, if you want to make a one-off payment for a year of cover, call us on 0800 085 2721.

Is my online payment secure?

Yes – we use the highest form of encryption available, to make sure your payment is safe.

Our secure-server software scrambles all the details you enter before they’re sent, so that only we can understand them.

Can I change my level of cover after I've bought it?

We'll write to you well in advance of your renewal, but if you'd like to talk to someone about renewing or changing your cover now, call us on 0343 316 4444.

Lines are open Monday to Friday 9am to 6pm

Can I buy breakdown cover for someone else?

If you want to arrange personal cover for someone else, call us on 0800 085 2721. However, if you want to cover a specific vehicle you can buy vehicle cover online.

What if I'm an NHS worker?

As a thank you for the tireless work and commitment, there's a free NHS breakdown service during the coronavirus situation. If you've broken down, call our dedicated NHS line on 0800 072 5064.

How do I get family breakdown cover?

When you buy our breakdown cover, you’ll be given the choice of which type of cover you’d like to get.

Simply choose ‘family cover’ and tell us the names of the people you’d like to add to your policy.

Are family cover and multi-car cover the same?

If you’d like to be covered in multiple vehicles, then one of our policies offering personal cover might suit you. We don't call it multi-car cover, but you'll be covered as a driver or passenger in any vehicle.

Our family cover applies to any vehicle you or your family travel in, whether as passengers or drivers. So if you want to cover more than 1 person in multiple vehicles, you can do that with family cover.

If you only want cover for yourself in multiple vehicles, then personal cover might suit you better.

Here are the different options if you want cover in more than 1 car:

  • Cover for you - Cover for you as a driver or passenger in any vehicle.
  • Cover for two - Joint cover for you and someone you live with, as drivers or passengers in any vehicle.
  • Family cover - Cover for you and up to 3 other people you live with, as drivers or passengers in any vehicle.
Should I get vehicle cover or family cover?

If your household only has 1 car, then vehicle cover may suit you better than family cover.

Vehicle cover applies to 1 specific vehicle that you give us the details for. It’ll cover anyone who uses that vehicle as a driver or passenger.

That way, you can cover multiple people for the same car. But vehicle cover won’t help anybody as a driver or passenger in a different car.

Am I covered in Europe?
Our policies only cover you if you break down in the UK. If you'd like to be covered abroad, you'll need to get European breakdown cover.
Call now to buy breakdown cover

0800 085 2721

Open: Monday to Friday 9am to 6pm

Call now

Call now to renew, change or cancel your cover

0343 316 4444

Open: Monday to Friday 9am to 6pm

Call now